Compare Ackley, IA Car Insurance Rates (2021)

Car insurance in Ackley, IA averages $234 a month. Ackley, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ackley car insurance rates, compare quotes from the top car insurance companies in Ackley, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ackley, IA are $2,805/year
  • The cheapest car insurance company in Ackley is USAA
  • The cheapest car insurance company in Ackley for teen drivers is USAA

If you need to buy Ackley, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ackley, IA is right here.

You’ll find Ackley car insurance rates, the cheapest Ackley, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ackley, Iowa car insurance rates to Council Bluffs car insurance rates, Cedar Rapids car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Ackley, IA car insurance today? Enter your ZIP code for fast, free Ackley car insurance quotes.

Cheapest Ackley, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ackley, IA car insurance rates? Every Ackley, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ackley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,586 $1,532 $1,308 $1,355 $3,795 $4,287 $1,907 $2,057
State Farm $1,408 $1,408 $1,234 $1,234 $3,783 $4,796 $1,582 $1,804
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in Ackley, IA

Every driver must carry the minimum car insurance in Ackley, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ackley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ackley, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ackley, IA. Compare credit history car insurance rates in Ackley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ackley, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,724 $2,737 $2,301
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,640 $2,125 $1,920
State Farm $3,070 $1,900 $1,498
Travelers $5,267 $4,502 $4,292
USAA $2,305 $1,581 $1,369

Cheapest Ackley, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ackley, IA to rates for a clean record with top companies.

Annual Ackley, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,795 $2,925 $1,947 $2,246
State Farm $1,998 $2,314 $2,156 $2,156
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Ackley, IA Car Insurance for Teen Drivers

Teen car insurance in Ackley, IA can be expensive. Take a look at rates from the top car insurance companies in Ackley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ackley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,028 $7,049
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,795 $4,287
State Farm $3,783 $4,796
Travelers $9,378 $14,960
USAA $3,136 $3,336

Cheapest Ackley, IA Car Insurance for Seniors

Take a look at Ackley, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ackley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,686 $1,686
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,308 $1,355
State Farm $1,234 $1,234
Travelers $2,049 $2,057
USAA $1,081 $1,106

Cheapest Ackley, IA Car Insurance Rates After a DUI

A DUI in Ackley, IA increases car insurance rates. Compare Ackley, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ackley, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,006
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,947
State Farm $2,156
Travelers $6,093
USAA $2,333

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Cheapest Ackley, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ackley, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ackley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,887 $2,955
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,228 $2,228
State Farm $2,105 $2,207
Travelers $4,687 $4,687
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Ackley, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ackley, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ackley, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,921
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,228
State Farm $2,156
Travelers $4,687
USAA $1,752

Category Winners: Cheapest Car Insurance in Ackley, Iowa

Find the cheapest car insurance companies in Ackley, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ackley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ackley, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ackley car insurance rates. Find the cheapest Ackley, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ackley, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,933 $3,084 $2,747
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,101 $2,235 $2,348
State Farm $2,058 $2,167 $2,243
Travelers $4,412 $4,758 $4,892
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Ackley, Iowa?

What factors can have an impact on Ackley, IA car insurance? There are several reasons why Ackley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ackley, Iowa.

Commute Time in Ackley

The more time you spend in your car the higher the risk of an accident. The average commute length in Ackley, IA is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ackley, IA

Ready to find affordable Ackley, Iowa car insurance today? Enter your ZIP code for fast, free Ackley, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State