Compare Ackworth, IA Car Insurance Rates (2021)

Car insurance in Ackworth, IA averages $252 a month. Ackworth, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ackworth car insurance rates, compare quotes from the top car insurance companies in Ackworth, IA.

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ackworth, IA after a DUI are $3,661/year
  • The cheapest car insurance company in Ackworth is USAA
  • Average car insurance rates in Ackworth, IA are $3,027/year

If you need to buy Ackworth, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ackworth, IA is right here.

You’ll find Ackworth car insurance rates, the cheapest Ackworth, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ackworth, Iowa car insurance rates to Ankeny car insurance rates, Sioux City car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Ackworth, IA car insurance today? Enter your ZIP code for fast, free Ackworth car insurance quotes.

Cheapest Ackworth, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ackworth, IA car insurance rates? Every Ackworth, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ackworth, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,687 $1,564 $1,591 $5,065 $5,704 $1,910 $1,966
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,148 $2,332 $1,893 $2,305 $10,414 $11,731 $2,434 $2,679
Nationwide $1,821 $1,868 $1,623 $1,731 $4,220 $5,456 $2,065 $2,245
Progressive $1,703 $1,630 $1,406 $1,462 $4,323 $4,871 $2,047 $2,212
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,611 $2,660 $2,563 $2,565 $12,051 $19,345 $2,721 $3,172
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

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Minimum Car Insurance in Ackworth, IA

Every driver must carry the minimum car insurance in Ackworth, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ackworth, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ackworth, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ackworth, IA. Compare credit history car insurance rates in Ackworth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ackworth, Iowa

Insurance Company Poor Fair Good
Allstate $3,170 $2,524 $2,273
American Family $4,096 $3,010 $2,526
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,399 $3,959 $3,118
Nationwide $3,193 $2,502 $2,191
Progressive $2,890 $2,348 $2,132
State Farm $3,157 $1,953 $1,541
Travelers $6,693 $5,728 $5,462
USAA $2,472 $1,705 $1,479

Cheapest Ackworth, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ackworth, IA to rates for a clean record with top companies.

Annual Ackworth, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,258 $2,731 $3,109 $2,525
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,878 $4,802 $4,895 $4,393
Nationwide $1,903 $2,733 $3,726 $2,152
Progressive $1,970 $3,251 $2,140 $2,466
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,324 $5,792 $7,786 $5,941
USAA $1,435 $1,937 $2,518 $1,650

Cheapest Ackworth, IA Car Insurance for Teen Drivers

Teen car insurance in Ackworth, IA can be expensive. Take a look at rates from the top car insurance companies in Ackworth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ackworth, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,065 $5,704
American Family $5,499 $7,743
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,414 $11,731
Nationwide $4,220 $5,456
Progressive $4,323 $4,871
State Farm $3,891 $4,937
Travelers $12,051 $19,345
USAA $3,460 $3,659

Cheapest Ackworth, IA Car Insurance for Seniors

Take a look at Ackworth, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ackworth, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,564 $1,591
American Family $1,855 $1,855
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,893 $2,305
Nationwide $1,623 $1,731
Progressive $1,406 $1,462
State Farm $1,269 $1,269
Travelers $2,563 $2,565
USAA $1,149 $1,164

Cheapest Ackworth, IA Car Insurance Rates After a DUI

A DUI in Ackworth, IA increases car insurance rates. Compare Ackworth, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ackworth, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,109
American Family $4,410
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,895
Nationwide $3,726
Progressive $2,140
State Farm $2,217
Travelers $7,786
USAA $2,518

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Cheapest Ackworth, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ackworth, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ackworth, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,593 $2,718
American Family $3,173 $3,249
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,492 $4,492
Nationwide $2,629 $2,629
Progressive $2,457 $2,457
State Farm $2,164 $2,270
Travelers $5,961 $5,961
USAA $1,816 $1,954

The Best Cheap Car Insurance Companies in Ackworth, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ackworth, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ackworth, Iowa

Insurance Company Average Annual Rates
Allstate $2,656
American Family $3,211
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,492
Nationwide $2,629
Progressive $2,457
State Farm $2,217
Travelers $5,961
USAA $1,885

Category Winners: Cheapest Car Insurance in Ackworth, Iowa

Find the cheapest car insurance companies in Ackworth, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ackworth, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ackworth, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ackworth car insurance rates. Find the cheapest Ackworth, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ackworth, Iowa

Insurance Company Low Medium High
Allstate $2,564 $2,659 $2,745
American Family $3,234 $3,389 $3,010
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,297 $4,484 $4,696
Nationwide $2,739 $2,617 $2,530
Progressive $2,311 $2,468 $2,592
State Farm $2,111 $2,229 $2,311
Travelers $5,539 $6,056 $6,288
USAA $1,785 $1,892 $1,979

What affects car insurance rates in Ackworth, Iowa?

What factors can have an impact on Ackworth, IA car insurance? There are several reasons why Ackworth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ackworth, Iowa.

Commute Time in Ackworth

The more time you spend in your car the higher the risk of an accident. The average commute length in Ackworth, IA is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ackworth, IA

Ready to find affordable Ackworth, Iowa car insurance today? Enter your ZIP code for fast, free Ackworth, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State