Compare Adair, IA Car Insurance Rates (2021)

Car insurance in Adair, IA averages $255 a month. Adair, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Adair car insurance rates, compare quotes from the top car insurance companies in Adair, IA.

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Adair, IA after a DUI are $3,685/year
  • Average car insurance rates in Adair, IA are $3,059/year
  • The cheapest car insurance company in Adair for teen drivers is USAA

If you need to buy Adair, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Adair, IA is right here.

You’ll find Adair car insurance rates, the cheapest Adair, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Adair, Iowa car insurance rates to Ankeny car insurance rates, Davenport car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Adair, IA car insurance today? Enter your ZIP code for fast, free Adair car insurance quotes.

Cheapest Adair, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adair, IA car insurance rates? Every Adair, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adair, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,858 $1,804 $1,531 $1,583 $4,333 $4,903 $2,241 $2,422
State Farm $1,546 $1,546 $1,340 $1,340 $3,925 $5,009 $1,732 $1,959
Travelers $2,630 $2,689 $2,526 $2,538 $11,207 $17,764 $2,727 $3,278
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Adair, IA

Every driver must carry the minimum car insurance in Adair, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Adair, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Adair, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Adair, IA. Compare credit history car insurance rates in Adair from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Adair, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $4,155 $3,051 $2,560
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,073 $2,461 $2,220
State Farm $3,276 $2,026 $1,598
Travelers $6,392 $5,440 $5,177
USAA $2,447 $1,671 $1,444

Cheapest Adair, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adair, IA to rates for a clean record with top companies.

Annual Adair, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,084 $3,384 $2,258 $2,612
State Farm $2,146 $2,453 $2,300 $2,300
Travelers $4,152 $5,504 $7,351 $5,672
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Adair, IA Car Insurance for Teen Drivers

Teen car insurance in Adair, IA can be expensive. Take a look at rates from the top car insurance companies in Adair for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adair, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,561 $7,845
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,333 $4,903
State Farm $3,925 $5,009
Travelers $11,207 $17,764
USAA $3,268 $3,494

Cheapest Adair, IA Car Insurance for Seniors

Take a look at Adair, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adair, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,882 $1,882
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,531 $1,583
State Farm $1,340 $1,340
Travelers $2,526 $2,538
USAA $1,148 $1,184

Cheapest Adair, IA Car Insurance Rates After a DUI

A DUI in Adair, IA increases car insurance rates. Compare Adair, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adair, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,661
American Family $4,471
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,258
State Farm $2,300
Travelers $7,351
USAA $2,467

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Cheapest Adair, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adair, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adair, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,217 $3,293
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,585 $2,585
State Farm $2,245 $2,355
Travelers $5,670 $5,670
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Adair, IA

Take a look at a side-by-side comparison of the top car insurance companies in Adair, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adair, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,255
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,585
State Farm $2,300
Travelers $5,670
USAA $1,854

Category Winners: Cheapest Car Insurance in Adair, Iowa

Find the cheapest car insurance companies in Adair, IA for each category right here.

Best Annual Car Insurance Rates by Company in Adair, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Adair, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adair car insurance rates. Find the cheapest Adair, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adair, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,283 $3,436 $3,048
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,458 $2,592 $2,703
State Farm $2,205 $2,310 $2,384
Travelers $5,390 $5,752 $5,867
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Adair, Iowa?

What factors can have an impact on Adair, IA car insurance? There are several reasons why Adair car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Adair, Iowa.

Commute Time in Adair

The more time you spend in your car the higher the risk of an accident. The average commute length in Adair, IA is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Adair, IA

Ready to find affordable Adair, Iowa car insurance today? Enter your ZIP code for fast, free Adair, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State