Compare Adairville, KY Car Insurance Rates (2021)

Car insurance in Adairville, KY averages $330 a month. Adairville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Adairville car insurance rates, compare quotes from the top car insurance companies in Adairville, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Adairville, KY after a DUI are $4,788/year
  • The cheapest car insurance company in Adairville is USAA
  • The cheapest car insurance company in Adairville for teen drivers is USAA

If you need to buy Adairville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Adairville, KY is right here.

You’ll find Adairville car insurance rates, the cheapest Adairville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Adairville, Kentucky car insurance rates to Florence car insurance rates, Covington car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Adairville, KY car insurance today? Enter your ZIP code for fast, free Adairville car insurance quotes.

Cheapest Adairville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adairville, KY car insurance rates? Every Adairville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adairville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,911 $2,882 $2,628 $2,799 $10,602 $11,910 $3,231 $3,420
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,416 $2,617 $2,057 $2,296 $9,797 $10,837 $2,528 $2,634
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,657 $1,574 $1,493 $1,496 $8,114 $9,195 $2,051 $2,097
State Farm $1,676 $1,676 $1,496 $1,496 $4,990 $6,326 $1,871 $2,090
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

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Minimum Car Insurance in Adairville, KY

Every driver must carry the minimum car insurance in Adairville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Adairville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Adairville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Adairville, KY. Compare credit history car insurance rates in Adairville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Adairville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,673 $4,617 $3,854
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,277 $3,862 $3,054
Nationwide $5,239 $4,104 $3,569
Progressive $3,855 $3,374 $3,150
State Farm $3,911 $2,359 $1,838
Travelers $5,628 $4,760 $4,740
USAA $3,834 $2,142 $1,745

Cheapest Adairville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adairville, KY to rates for a clean record with top companies.

Annual Adairville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,197 $5,457 $5,812 $4,725
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,675 $5,629 $4,386 $3,901
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,864 $4,236 $3,263 $3,475
State Farm $2,471 $2,934 $2,703 $2,703
Travelers $4,399 $4,527 $6,527 $4,718
USAA $1,945 $2,746 $3,266 $2,338

Cheapest Adairville, KY Car Insurance for Teen Drivers

Teen car insurance in Adairville, KY can be expensive. Take a look at rates from the top car insurance companies in Adairville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adairville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,602 $11,910
GEICO $6,851 $8,131
Liberty Mutual $9,797 $10,837
Nationwide $6,819 $8,506
Progressive $8,114 $9,195
State Farm $4,990 $6,326
Travelers $10,289 $16,460
USAA $4,537 $4,791

Cheapest Adairville, KY Car Insurance for Seniors

Take a look at Adairville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adairville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,799
GEICO $3,510 $3,179
Liberty Mutual $2,057 $2,296
Nationwide $2,800 $2,930
Progressive $1,493 $1,496
State Farm $1,496 $1,496
Travelers $2,135 $2,140
USAA $1,567 $1,601

Cheapest Adairville, KY Car Insurance Rates After a DUI

A DUI in Adairville, KY increases car insurance rates. Compare Adairville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adairville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,812
GEICO $6,731
Liberty Mutual $4,386
Nationwide $5,612
Progressive $3,263
State Farm $2,703
Travelers $6,527
USAA $3,266

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Cheapest Adairville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adairville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adairville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,048 $5,048
GEICO $4,119 $4,197
Liberty Mutual $4,398 $4,398
Nationwide $4,304 $4,304
Progressive $3,460 $3,460
State Farm $2,636 $2,770
Travelers $5,043 $5,043
USAA $2,478 $2,670

The Best Cheap Car Insurance Companies in Adairville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Adairville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adairville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,048
GEICO $4,158
Liberty Mutual $4,398
Nationwide $4,304
Progressive $3,460
State Farm $2,703
Travelers $5,043
USAA $2,574

Category Winners: Cheapest Car Insurance in Adairville, Kentucky

Find the cheapest car insurance companies in Adairville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Adairville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Adairville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adairville car insurance rates. Find the cheapest Adairville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adairville, Kentucky

Insurance Company Low Medium High
Allstate $4,730 $5,030 $5,383
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,197 $4,371 $4,625
Nationwide $4,380 $4,252 $4,281
Progressive $3,186 $3,413 $3,780
State Farm $2,545 $2,702 $2,861
Travelers $4,803 $5,068 $5,257
USAA $2,460 $2,568 $2,693

What affects car insurance rates in Adairville, Kentucky?

What factors can have an impact on Adairville, KY car insurance? There are several reasons why Adairville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Adairville, Kentucky.

Commute Time in Adairville

The more time you spend in your car the higher the risk of an accident. The average commute length in Adairville, KY is 38.5 minutes according to City-Data.

Compare Car Insurance Quotes in Adairville, KY

Ready to find affordable Adairville, Kentucky car insurance today? Enter your ZIP code for fast, free Adairville, KY car insurance quotes.

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