Compare Adams, KY Car Insurance Rates (2021)

Car insurance in Adams, KY averages $525 a month. Adams, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Adams car insurance rates, compare quotes from the top car insurance companies in Adams, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Adams, KY are $6,303/year
  • Average car insurance rates in Adams, KY after a DUI are $7,605/year
  • The cheapest car insurance company in Adams is USAA

If you need to buy Adams, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Adams, KY is right here.

You’ll find Adams car insurance rates, the cheapest Adams, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Adams, Kentucky car insurance rates to Hopkinsville car insurance rates, Nicholasville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Adams, KY car insurance today? Enter your ZIP code for fast, free Adams car insurance quotes.

Cheapest Adams, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adams, KY car insurance rates? Every Adams, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adams, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,372 $5,264 $4,898 $5,244 $22,260 $24,691 $5,838 $6,106
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $3,713 $4,051 $3,098 $3,505 $15,449 $17,245 $3,900 $4,111
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $2,572 $2,446 $2,296 $2,319 $12,285 $13,871 $3,188 $3,243
State Farm $2,273 $2,273 $2,001 $2,001 $5,804 $7,246 $2,524 $2,755
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Adams, KY

Every driver must carry the minimum car insurance in Adams, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Adams, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Adams, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Adams, KY. Compare credit history car insurance rates in Adams from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Adams, Kentucky

Insurance Company Poor Fair Good
Allstate $13,288 $9,095 $7,494
GEICO $7,493 $3,742 $2,438
Liberty Mutual $9,899 $6,018 $4,735
Nationwide $9,567 $7,412 $6,376
Progressive $5,925 $5,136 $4,771
State Farm $4,837 $2,939 $2,303
Travelers $11,031 $9,310 $9,279
USAA $4,060 $2,272 $1,851

Cheapest Adams, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adams, KY to rates for a clean record with top companies.

Annual Adams, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,091 $10,815 $11,669 $9,261
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $5,739 $8,844 $6,860 $6,093
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $4,362 $6,461 $4,981 $5,307
State Farm $3,113 $3,606 $3,360 $3,360
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Adams, KY Car Insurance for Teen Drivers

Teen car insurance in Adams, KY can be expensive. Take a look at rates from the top car insurance companies in Adams for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adams, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,260 $24,691
GEICO $7,451 $8,824
Liberty Mutual $15,449 $17,245
Nationwide $12,513 $15,335
Progressive $12,285 $13,871
State Farm $5,804 $7,246
Travelers $20,555 $33,336
USAA $4,861 $5,119

Cheapest Adams, KY Car Insurance for Seniors

Take a look at Adams, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adams, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,898 $5,244
GEICO $3,873 $3,508
Liberty Mutual $3,098 $3,505
Nationwide $5,076 $5,251
Progressive $2,296 $2,319
State Farm $2,001 $2,001
Travelers $3,958 $3,963
USAA $1,649 $1,680

Cheapest Adams, KY Car Insurance Rates After a DUI

A DUI in Adams, KY increases car insurance rates. Compare Adams, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adams, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,669
GEICO $7,418
Liberty Mutual $6,860
Nationwide $10,201
Progressive $4,981
State Farm $3,360
Travelers $12,875
USAA $3,474

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Adams, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adams, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adams, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,959 $9,959
GEICO $4,514 $4,601
Liberty Mutual $6,884 $6,884
Nationwide $7,785 $7,785
Progressive $5,278 $5,278
State Farm $3,275 $3,444
Travelers $9,873 $9,873
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Adams, KY

Take a look at a side-by-side comparison of the top car insurance companies in Adams, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adams, Kentucky

Insurance Company Average Annual Rates
Allstate $9,959
GEICO $4,557
Liberty Mutual $6,884
Nationwide $7,785
Progressive $5,278
State Farm $3,360
Travelers $9,873
USAA $2,728

Category Winners: Cheapest Car Insurance in Adams, Kentucky

Find the cheapest car insurance companies in Adams, KY for each category right here.

Best Annual Car Insurance Rates by Company in Adams, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Adams, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adams car insurance rates. Find the cheapest Adams, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adams, Kentucky

Insurance Company Low Medium High
Allstate $8,742 $9,895 $11,240
GEICO $4,251 $4,551 $4,871
Liberty Mutual $6,465 $6,834 $7,353
Nationwide $7,752 $7,650 $7,952
Progressive $4,889 $5,206 $5,738
State Farm $3,194 $3,354 $3,531
Travelers $9,335 $9,905 $10,380
USAA $2,605 $2,721 $2,858

Compare Car Insurance Quotes in Adams, KY

Ready to find affordable Adams, Kentucky car insurance today? Enter your ZIP code for fast, free Adams, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption