Compare Adams, MA Car Insurance Rates (2021)

Car insurance in Adams, MA averages $203 a month. Adams, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Adams car insurance rates, compare quotes from the top car insurance companies in Adams, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Adams for teen drivers is State Farm
  • Average car insurance rates in Adams, MA are $2,440/year
  • The cheapest car insurance company in Adams is State Farm

If you need to buy Adams, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Adams, MA is right here.

You’ll find Adams car insurance rates, the cheapest Adams, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Adams, Massachusetts car insurance rates to Worcester car insurance rates, Lynn car insurance rates, and Fall River car insurance rates.

Ready to find affordable Adams, MA car insurance today? Enter your ZIP code for fast, free Adams car insurance quotes.

Cheapest Adams, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adams, MA car insurance rates? Every Adams, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adams, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,793 $1,793 $1,793 $1,793 $6,351 $6,351 $2,006 $2,006
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,792 $1,792 $1,724 $1,724 $6,655 $6,655 $1,933 $1,933
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,139 $2,139 $1,902 $1,902 $4,230 $4,230 $2,354 $2,354
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Adams, MA

Every driver must carry the minimum car insurance in Adams, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Adams, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Adams, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adams, MA to rates for a clean record with top companies.

Annual Adams, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,323 $3,431 $3,865 $2,323
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,549 $3,576 $2,845 $3,134
State Farm $859 $1,166 $1,388 $918
Travelers $2,091 $2,851 $3,056 $2,627
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Adams, MA Car Insurance for Teen Drivers

Teen car insurance in Adams, MA can be expensive. Take a look at rates from the top car insurance companies in Adams for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adams, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,351
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,655 $6,655
State Farm $2,110 $2,110
Travelers $4,230 $4,230
USAA $2,604 $2,604

Cheapest Adams, MA Car Insurance for Seniors

Take a look at Adams, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adams, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,793 $1,793
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,724 $1,724
State Farm $740 $740
Travelers $1,902 $1,902
USAA $1,117 $1,117

Cheapest Adams, MA Car Insurance Rates After a DUI

A DUI in Adams, MA increases car insurance rates. Compare Adams, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adams, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,845
State Farm $1,388
Travelers $3,056
USAA $2,381

Cheapest Adams, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adams, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adams, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,892 $3,080
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,026 $3,026
State Farm $1,058 $1,108
Travelers $2,533 $2,780
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Adams, MA

Take a look at a side-by-side comparison of the top car insurance companies in Adams, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adams, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,986
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,026
State Farm $1,083
Travelers $2,656
USAA $1,526

Category Winners: Cheapest Car Insurance in Adams, Massachusetts

Find the cheapest car insurance companies in Adams, MA for each category right here.

Best Annual Car Insurance Rates by Company in Adams, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Adams, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adams car insurance rates. Find the cheapest Adams, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adams, Massachusetts

Insurance Company Low Medium High
Allstate $2,773 $3,032 $3,152
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,764 $3,085 $3,228
State Farm $990 $1,101 $1,157
Travelers $2,412 $2,702 $2,855
USAA $1,418 $1,551 $1,609

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What affects car insurance rates in Adams, Massachusetts?

What factors can have an impact on Adams, MA car insurance? There are several reasons why Adams car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Adams, Massachusetts.

Commute Time in Adams

The more time you spend in your car the higher the risk of an accident. The average commute length in Adams, MA is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Adams, MA

Ready to find affordable Adams, Massachusetts car insurance today? Enter your ZIP code for fast, free Adams, MA car insurance quotes.

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