Compare Adams, TN Car Insurance Rates (2021)

Car insurance in Adams, TN averages $290 a month. Adams, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Adams car insurance rates, compare quotes from the top car insurance companies in Adams, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Adams, TN after a DUI are $4,089/year
  • The cheapest car insurance company in Adams for teen drivers is Travelers
  • The cheapest car insurance company in Adams is Farmers

If you need to buy Adams, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Adams, TN is right here.

You’ll find Adams car insurance rates, the cheapest Adams, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Adams, Tennessee car insurance rates to Jackson car insurance rates, Hendersonville car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Adams, TN car insurance today? Enter your ZIP code for fast, free Adams car insurance quotes.

Cheapest Adams, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adams, TN car insurance rates? Every Adams, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adams, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,749 $2,640 $2,479 $2,573 $10,355 $11,288 $2,925 $3,022
Farmers $1,355 $1,383 $1,216 $1,343 $5,541 $5,932 $1,840 $1,927
GEICO $2,079 $2,096 $1,913 $1,913 $6,374 $6,482 $2,116 $2,183
Liberty Mutual $3,378 $129 $2,783 $3,110 $13,984 $15,539 $3,616 $3,844
Nationwide $2,123 $2,138 $1,906 $1,933 $5,858 $7,537 $2,441 $2,644
Progressive $1,761 $1,656 $1,437 $1,502 $8,070 $9,076 $2,125 $2,325
State Farm $1,694 $1,694 $1,531 $1,531 $5,221 $6,530 $1,916 $2,228
Travelers $1,744 $1,835 $1,593 $1,695 $4,949 $6,158 $1,855 $1,951
USAA $1,554 $1,578 $1,404 $1,402 $5,589 $6,417 $2,031 $2,158

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Minimum Car Insurance in Adams, TN

Every driver must carry the minimum car insurance in Adams, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Adams, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Adams, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Adams, TN. Compare credit history car insurance rates in Adams from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Adams, Tennessee

Insurance Company Poor Fair Good
Allstate $6,064 $4,647 $3,550
Farmers $3,051 $2,390 $2,261
GEICO $3,567 $3,056 $2,811
Liberty Mutual $8,299 $5,102 $3,992
Nationwide $3,982 $3,170 $2,815
Progressive $3,920 $3,390 $3,172
State Farm $4,058 $2,433 $1,889
Travelers $3,457 $2,724 $1,986
USAA $4,005 $2,353 $1,942

Cheapest Adams, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adams, TN to rates for a clean record with top companies.

Annual Adams, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,982 $4,746 $5,734 $4,554
Farmers $2,201 $2,703 $2,768 $2,597
GEICO $2,289 $3,062 $4,938 $2,289
Liberty Mutual $4,700 $6,783 $6,302 $5,406
Nationwide $2,878 $2,878 $4,309 $3,224
Progressive $3,077 $4,002 $3,275 $3,622
State Farm $2,544 $3,043 $2,793 $2,793
Travelers $2,207 $2,836 $3,135 $2,713
USAA $2,010 $3,018 $3,544 $2,495

Cheapest Adams, TN Car Insurance for Teen Drivers

Teen car insurance in Adams, TN can be expensive. Take a look at rates from the top car insurance companies in Adams for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adams, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,355 $11,288
Farmers $5,541 $5,932
GEICO $6,374 $6,482
Liberty Mutual $13,984 $15,539
Nationwide $5,858 $7,537
Progressive $8,070 $9,076
State Farm $5,221 $6,530
Travelers $4,949 $6,158
USAA $5,589 $6,417

Cheapest Adams, TN Car Insurance for Seniors

Take a look at Adams, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adams, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,479 $2,573
Farmers $1,216 $1,343
GEICO $1,913 $1,913
Liberty Mutual $2,783 $3,110
Nationwide $1,906 $1,933
Progressive $1,437 $1,502
State Farm $1,531 $1,531
Travelers $1,593 $1,695
USAA $1,404 $1,402

Cheapest Adams, TN Car Insurance Rates After a DUI

A DUI in Adams, TN increases car insurance rates. Compare Adams, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adams, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,734
Farmers $2,768
GEICO $4,938
Liberty Mutual $6,302
Nationwide $4,309
Progressive $3,275
State Farm $2,793
Travelers $3,135
USAA $3,544

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Cheapest Adams, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adams, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adams, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,754 $4,754
Farmers $2,567 $2,567
GEICO $3,124 $3,165
Liberty Mutual $5,798 $5,798
Nationwide $3,322 $3,322
Progressive $3,494 $3,494
State Farm $2,726 $2,860
Travelers $2,616 $2,830
USAA $2,689 $2,844

The Best Cheap Car Insurance Companies in Adams, TN

Take a look at a side-by-side comparison of the top car insurance companies in Adams, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adams, Tennessee

Insurance Company Average Annual Rates
Allstate $4,754
Farmers $2,567
GEICO $3,145
Liberty Mutual $5,798
Nationwide $3,322
Progressive $3,494
State Farm $2,793
Travelers $2,723
USAA $2,767

Category Winners: Cheapest Car Insurance in Adams, Tennessee

Find the cheapest car insurance companies in Adams, TN for each category right here.

Best Annual Car Insurance Rates by Company in Adams, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Farmers
With 1 DUI Farmers
With 1 Speeding Violation GEICO

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Cheapest Adams, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adams car insurance rates. Find the cheapest Adams, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adams, Tennessee

Insurance Company Low Medium High
Allstate $4,576 $4,741 $4,944
Farmers $2,412 $2,555 $2,735
GEICO $2,999 $3,139 $3,296
Liberty Mutual $5,534 $5,797 $6,063
Nationwide $3,338 $3,251 $3,379
Progressive $3,279 $3,497 $3,706
State Farm $2,632 $2,807 $2,941
Travelers $2,555 $2,720 $2,892
USAA $2,677 $2,757 $2,866

What affects car insurance rates in Adams, Tennessee?

What factors can have an impact on Adams, TN car insurance? There are several reasons why Adams car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Adams, Tennessee.

Commute Time in Adams

The more time you spend in your car the higher the risk of an accident. The average commute length in Adams, TN is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Adams, TN

Ready to find affordable Adams, Tennessee car insurance today? Enter your ZIP code for fast, free Adams, TN car insurance quotes.

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