Compare Addison, IL Car Insurance Rates (2021)

Car insurance in Addison, IL averages $291 a month. Addison, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Addison car insurance rates, compare quotes from the top car insurance companies in Addison, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Addison is Liberty Mutual
  • Average car insurance rates in Addison, IL are $3,490/year
  • Average car insurance rates in Addison, IL after a DUI are $4,093/year

If you need to buy Addison, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Addison, IL is right here.

You’ll find Addison car insurance rates, the cheapest Addison, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Addison, Illinois car insurance rates to Champaign car insurance rates, Springfield car insurance rates, and Naperville car insurance rates.

Ready to find affordable Addison, IL car insurance today? Enter your ZIP code for fast, free Addison car insurance quotes.

Cheapest Addison, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Addison, IL car insurance rates? Every Addison, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Addison, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,558 $3,574 $3,732 $3,732 $9,398 $12,195 $4,280 $4,626
American Family $2,473 $2,473 $2,273 $2,273 $7,182 $9,887 $2,473 $3,201
Farmers $2,695 $2,692 $2,381 $2,528 $12,115 $12,640 $3,087 $3,216
GEICO $1,849 $1,911 $1,810 $2,035 $6,701 $6,970 $2,151 $2,239
Liberty Mutual $1,386 $1,492 $1,148 $1,284 $4,963 $5,519 $1,444 $1,513
Nationwide $1,577 $1,598 $1,413 $1,487 $4,314 $5,495 $1,837 $1,979
Progressive $2,243 $2,104 $1,856 $1,944 $8,383 $9,399 $2,671 $2,886
State Farm $1,674 $1,674 $1,519 $1,519 $5,382 $6,783 $1,900 $2,198
Travelers $1,646 $1,734 $1,524 $1,622 $5,036 $6,371 $1,742 $1,832
USAA $1,535 $1,548 $1,432 $1,396 $5,081 $5,568 $2,011 $2,188

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Minimum Car Insurance in Addison, IL

Every driver must carry the minimum car insurance in Addison, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Addison, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Addison, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Addison, IL. Compare credit history car insurance rates in Addison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Addison, Illinois

Insurance Company Poor Fair Good
Allstate $7,171 $5,194 $4,546
American Family $5,341 $3,652 $3,095
Farmers $5,854 $4,948 $4,705
GEICO $5,165 $2,509 $1,950
Liberty Mutual $3,302 $2,078 $1,651
Nationwide $2,928 $2,377 $2,082
Progressive $4,472 $3,808 $3,527
State Farm $4,113 $2,466 $1,914
Travelers $3,264 $2,656 $2,146
USAA $3,439 $2,378 $1,966

Cheapest Addison, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Addison, IL to rates for a clean record with top companies.

Annual Addison, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,968 $6,886 $6,414 $5,280
American Family $2,963 $4,196 $5,597 $3,360
Farmers $4,356 $5,639 $5,498 $5,184
GEICO $2,167 $3,328 $4,794 $2,543
Liberty Mutual $1,945 $2,786 $2,433 $2,211
Nationwide $2,001 $2,565 $2,999 $2,285
Progressive $3,234 $4,836 $3,587 $4,087
State Farm $2,566 $3,097 $2,831 $2,831
Travelers $2,132 $2,811 $3,133 $2,678
USAA $1,843 $2,667 $3,642 $2,227

Cheapest Addison, IL Car Insurance for Teen Drivers

Teen car insurance in Addison, IL can be expensive. Take a look at rates from the top car insurance companies in Addison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Addison, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,398 $12,195
American Family $7,182 $9,887
Farmers $12,115 $12,640
GEICO $6,701 $6,970
Liberty Mutual $4,963 $5,519
Nationwide $4,314 $5,495
Progressive $8,383 $9,399
State Farm $5,382 $6,783
Travelers $5,036 $6,371
USAA $5,081 $5,568

Cheapest Addison, IL Car Insurance for Seniors

Take a look at Addison, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Addison, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,732 $3,732
American Family $2,273 $2,273
Farmers $2,381 $2,528
GEICO $1,810 $2,035
Liberty Mutual $1,148 $1,284
Nationwide $1,413 $1,487
Progressive $1,856 $1,944
State Farm $1,519 $1,519
Travelers $1,524 $1,622
USAA $1,432 $1,396

Cheapest Addison, IL Car Insurance Rates After a DUI

A DUI in Addison, IL increases car insurance rates. Compare Addison, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Addison, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,414
American Family $5,597
Farmers $5,498
GEICO $4,794
Liberty Mutual $2,433
Nationwide $2,999
Progressive $3,587
State Farm $2,831
Travelers $3,133
USAA $3,642

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Cheapest Addison, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Addison, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Addison, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,637 $5,637
American Family $3,978 $4,080
Farmers $5,169 $5,169
GEICO $3,153 $3,264
Liberty Mutual $2,344 $2,344
Nationwide $2,463 $2,463
Progressive $3,936 $3,936
State Farm $2,761 $2,902
Travelers $2,582 $2,795
USAA $2,522 $2,667

The Best Cheap Car Insurance Companies in Addison, IL

Take a look at a side-by-side comparison of the top car insurance companies in Addison, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Addison, Illinois

Insurance Company Average Annual Rates
Allstate $5,637
American Family $4,029
Farmers $5,169
GEICO $3,208
Liberty Mutual $2,344
Nationwide $2,463
Progressive $3,936
State Farm $2,831
Travelers $2,688
USAA $2,595

Category Winners: Cheapest Car Insurance in Addison, Illinois

Find the cheapest car insurance companies in Addison, IL for each category right here.

Best Annual Car Insurance Rates by Company in Addison, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Addison, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Addison car insurance rates. Find the cheapest Addison, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Addison, Illinois

Insurance Company Low Medium High
Allstate $5,458 $5,632 $5,821
American Family $3,856 $4,178 $4,054
Farmers $4,899 $5,036 $5,573
GEICO $2,906 $3,198 $3,520
Liberty Mutual $2,204 $2,339 $2,488
Nationwide $2,423 $2,487 $2,477
Progressive $3,594 $3,921 $4,292
State Farm $2,655 $2,836 $3,002
Travelers $2,515 $2,685 $2,866
USAA $2,406 $2,593 $2,785

What affects car insurance rates in Addison, Illinois?

What factors can have an impact on Addison, IL car insurance? There are several reasons why Addison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Addison, Illinois.

Commute Time in Addison

The more time you spend in your car the higher the risk of an accident. The average commute length in Addison, IL is 25.8 minutes according to City-Data.

Compare Car Insurance Quotes in Addison, IL

Ready to find affordable Addison, Illinois car insurance today? Enter your ZIP code for fast, free Addison, IL car insurance quotes.

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