Compare Addyston, OH Car Insurance Rates (2021)

Car insurance in Addyston, OH averages $263 a month. Addyston, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Addyston car insurance rates, compare quotes from the top car insurance companies in Addyston, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Addyston, OH after a DUI are $3,659/year
  • Average car insurance rates in Addyston, OH are $3,158/year
  • The cheapest car insurance company in Addyston for teen drivers is USAA

If you need to buy Addyston, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Addyston, OH is right here.

You’ll find Addyston car insurance rates, the cheapest Addyston, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Addyston, Ohio car insurance rates to Dayton car insurance rates, Toledo car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Addyston, OH car insurance today? Enter your ZIP code for fast, free Addyston car insurance quotes.

Cheapest Addyston, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Addyston, OH car insurance rates? Every Addyston, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Addyston, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,288 $2,093 $2,237 $6,588 $7,534 $2,401 $2,549
American Family $1,036 $1,074 $962 $963 $3,488 $3,780 $1,294 $1,364
Farmers $2,168 $2,161 $1,907 $2,013 $9,767 $10,151 $2,438 $2,548
GEICO $1,496 $1,460 $1,411 $1,433 $4,123 $3,839 $1,663 $1,403
Liberty Mutual $2,133 $2,323 $1,639 $1,991 $11,535 $13,006 $2,259 $2,462
Nationwide $2,415 $2,424 $2,181 $2,192 $6,323 $8,134 $2,586 $3,006
Progressive $2,128 $1,987 $1,769 $1,833 $9,904 $11,152 $2,545 $2,641
State Farm $1,595 $1,595 $1,435 $1,435 $5,129 $6,420 $1,859 $2,144
Travelers $1,491 $1,512 $1,491 $1,482 $6,617 $10,466 $1,561 $1,764
USAA $906 $912 $871 $863 $2,900 $3,216 $1,211 $1,300

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Minimum Car Insurance in Addyston, OH

Every driver must carry the minimum car insurance in Addyston, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Addyston, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Addyston, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Addyston, OH. Compare credit history car insurance rates in Addyston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Addyston, Ohio

Insurance Company Poor Fair Good
Allstate $4,497 $3,279 $2,724
American Family $2,322 $1,578 $1,334
Farmers $4,687 $3,968 $3,777
GEICO $2,525 $2,103 $1,681
Liberty Mutual $6,674 $4,111 $3,220
Nationwide $4,420 $3,555 $2,998
Progressive $4,737 $4,126 $3,871
State Farm $3,851 $2,379 $1,875
Travelers $3,681 $3,211 $3,002
USAA $1,970 $1,401 $1,196

Cheapest Addyston, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Addyston, OH to rates for a clean record with top companies.

Annual Addyston, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,918 $3,554 $4,205 $3,322
American Family $1,669 $1,770 $1,770 $1,770
Farmers $3,411 $4,402 $4,292 $4,471
GEICO $1,416 $2,062 $3,014 $1,921
Liberty Mutual $3,919 $5,040 $5,138 $4,578
Nationwide $2,933 $3,728 $4,728 $3,242
Progressive $3,650 $5,001 $3,891 $4,436
State Farm $2,452 $2,951 $2,701 $2,701
Travelers $2,420 $3,168 $4,787 $2,818
USAA $1,164 $1,569 $2,068 $1,290

Cheapest Addyston, OH Car Insurance for Teen Drivers

Teen car insurance in Addyston, OH can be expensive. Take a look at rates from the top car insurance companies in Addyston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Addyston, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,588 $7,534
American Family $3,488 $3,780
Farmers $9,767 $10,151
GEICO $4,123 $3,839
Liberty Mutual $11,535 $13,006
Nationwide $6,323 $8,134
Progressive $9,904 $11,152
State Farm $5,129 $6,420
Travelers $6,617 $10,466
USAA $2,900 $3,216

Cheapest Addyston, OH Car Insurance for Seniors

Take a look at Addyston, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Addyston, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,093 $2,237
American Family $962 $963
Farmers $1,907 $2,013
GEICO $1,411 $1,433
Liberty Mutual $1,639 $1,991
Nationwide $2,181 $2,192
Progressive $1,769 $1,833
State Farm $1,435 $1,435
Travelers $1,491 $1,482
USAA $871 $863

Cheapest Addyston, OH Car Insurance Rates After a DUI

A DUI in Addyston, OH increases car insurance rates. Compare Addyston, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Addyston, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,205
American Family $1,770
Farmers $4,292
GEICO $3,014
Liberty Mutual $5,138
Nationwide $4,728
Progressive $3,891
State Farm $2,701
Travelers $4,787
USAA $2,068

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Cheapest Addyston, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Addyston, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Addyston, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,500 $3,500
American Family $1,723 $1,767
Farmers $4,144 $4,144
GEICO $2,069 $2,138
Liberty Mutual $4,668 $4,668
Nationwide $3,658 $3,658
Progressive $4,245 $4,245
State Farm $2,635 $2,768
Travelers $3,298 $3,298
USAA $1,466 $1,579

The Best Cheap Car Insurance Companies in Addyston, OH

Take a look at a side-by-side comparison of the top car insurance companies in Addyston, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Addyston, Ohio

Insurance Company Average Annual Rates
Allstate $3,500
American Family $1,745
Farmers $4,144
GEICO $2,103
Liberty Mutual $4,668
Nationwide $3,658
Progressive $4,245
State Farm $2,701
Travelers $3,298
USAA $1,523

Category Winners: Cheapest Car Insurance in Addyston, Ohio

Find the cheapest car insurance companies in Addyston, OH for each category right here.

Best Annual Car Insurance Rates by Company in Addyston, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Addyston, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Addyston car insurance rates. Find the cheapest Addyston, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Addyston, Ohio

Insurance Company Low Medium High
Allstate $3,368 $3,492 $3,639
American Family $1,711 $1,759 $1,765
Farmers $3,926 $4,082 $4,424
GEICO $2,037 $2,095 $2,179
Liberty Mutual $4,497 $4,691 $4,818
Nationwide $4,044 $3,545 $3,384
Progressive $4,068 $4,208 $4,458
State Farm $2,570 $2,710 $2,824
Travelers $3,208 $3,341 $3,345
USAA $1,450 $1,521 $1,596

What affects car insurance rates in Addyston, Ohio?

What factors can have an impact on Addyston, OH car insurance? There are several reasons why Addyston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Addyston, Ohio.

Commute Time in Addyston

The more time you spend in your car the higher the risk of an accident. The average commute length in Addyston, OH is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Addyston, OH

Ready to find affordable Addyston, Ohio car insurance today? Enter your ZIP code for fast, free Addyston, OH car insurance quotes.

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