Compare Adelphi, MD Car Insurance Rates (2021)

Car insurance in Adelphi, MD averages $491 a month. Adelphi, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Adelphi car insurance rates, compare quotes from the top car insurance companies in Adelphi, MD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Adelphi, MD are $5,894/year
  • The cheapest ZIP code in Adelphi is 20782
  • The cheapest car insurance company in Adelphi is Nationwide

If you need to buy Adelphi, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Adelphi, MD is right here.

You’ll find Adelphi car insurance rates, the cheapest Adelphi, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Adelphi, Maryland car insurance rates to Greenbelt car insurance rates, Gaithersburg car insurance rates, and Salisbury car insurance rates.

Ready to find affordable Adelphi, MD car insurance today? Enter your ZIP code for fast, free Adelphi car insurance quotes.

Cheapest Adelphi, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Adelphi, MD car insurance rates? Every Adelphi, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adelphi, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,994 $3,808 $3,829 $3,924 $11,959 $14,053 $3,565 $3,592
GEICO $3,062 $3,348 $3,486 $4,024 $9,105 $10,318 $2,611 $2,733
Liberty Mutual $9,100 $9,100 $8,998 $8,998 $17,550 $25,949 $9,100 $12,214
Nationwide $2,590 $2,597 $2,339 $2,409 $6,076 $7,998 $3,000 $3,229
Progressive $2,943 $2,631 $2,550 $2,615 $10,555 $11,488 $3,403 $3,277
State Farm $3,187 $3,187 $2,936 $2,936 $9,523 $12,137 $3,564 $3,997
USAA $2,732 $2,682 $2,558 $2,549 $6,103 $7,192 $3,147 $3,513

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Adelphi, MD

Every driver must carry the minimum car insurance in Adelphi, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Adelphi, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Adelphi, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Adelphi, MD. Compare credit history car insurance rates in Adelphi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Adelphi, Maryland

Insurance Company Poor Fair Good
Allstate $7,902 $5,506 $4,864
GEICO $5,485 $4,539 $4,483
Liberty Mutual $17,998 $11,638 $8,243
Nationwide $4,850 $3,411 $3,078
Progressive $6,222 $4,674 $3,902
State Farm $7,584 $4,498 $3,468
USAA $5,093 $3,483 $2,853

Cheapest Adelphi, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Adelphi, MD to rates for a clean record with top companies.

Annual Adelphi, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,378 $7,193 $5,378 $6,414
GEICO $3,432 $5,345 $6,478 $4,088
Liberty Mutual $9,136 $11,977 $17,894 $11,499
Nationwide $3,322 $4,471 $3,556 $3,770
Progressive $4,202 $5,614 $5,068 $4,847
State Farm $4,643 $5,844 $5,123 $5,123
USAA $2,988 $3,674 $5,357 $3,220

Cheapest Adelphi, MD Car Insurance for Teen Drivers

Teen car insurance in Adelphi, MD can be expensive. Take a look at rates from the top car insurance companies in Adelphi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Adelphi, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,959 $14,053
GEICO $9,105 $10,318
Liberty Mutual $17,550 $25,949
Nationwide $6,076 $7,998
Progressive $10,555 $11,488
State Farm $9,523 $12,137
USAA $6,103 $7,192

Cheapest Adelphi, MD Car Insurance for Seniors

Take a look at Adelphi, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Adelphi, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,829 $3,924
GEICO $3,486 $4,024
Liberty Mutual $8,998 $8,998
Nationwide $2,339 $2,409
Progressive $2,550 $2,615
State Farm $2,936 $2,936
USAA $2,558 $2,549

Cheapest Adelphi, MD Car Insurance Rates After a DUI

A DUI in Adelphi, MD increases car insurance rates. Compare Adelphi, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Adelphi, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,378
GEICO $6,478
Liberty Mutual $17,894
Nationwide $3,556
Progressive $5,068
State Farm $5,123
USAA $5,357

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Adelphi, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Adelphi, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Adelphi, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,004 $6,178
GEICO $4,753 $4,919
Liberty Mutual $12,292 $12,961
Nationwide $3,780 $3,780
Progressive $4,933 $4,933
State Farm $5,044 $5,322
USAA $3,689 $3,930

Cheapest Adelphi, MD Car Insurance Rates by ZIP Code

Adelphi car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Adelphi, MD.

Annual Car Insurance Rates by ZIP Code in Adelphi, Maryland

ZIP Code Average Annual Rates
20782 $4,984
20783 $5,137

The Best Cheap Car Insurance Companies in Adelphi, MD

Take a look at a side-by-side comparison of the top car insurance companies in Adelphi, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Adelphi, Maryland

Insurance Company Average Annual Rates
Allstate $6,091
GEICO $4,836
Liberty Mutual $12,626
Nationwide $3,780
Progressive $4,933
State Farm $5,183
USAA $3,810

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Adelphi, Maryland

Find the cheapest car insurance companies in Adelphi, MD for each category right here.

Best Annual Car Insurance Rates by Company in Adelphi, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Adelphi, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Adelphi car insurance rates. Find the cheapest Adelphi, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Adelphi, Maryland

Insurance Company Low Medium High
Allstate $5,911 $6,042 $6,318
GEICO $4,645 $4,799 $5,062
Liberty Mutual $12,268 $12,597 $13,014
Nationwide $3,606 $3,790 $3,943
Progressive $4,671 $4,930 $5,198
State Farm $4,901 $5,199 $5,449
USAA $3,594 $3,822 $4,012

What affects car insurance rates in Adelphi, Maryland?

What factors can have an impact on Adelphi, MD car insurance? There are several reasons why Adelphi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Adelphi, Maryland.

Commute Time in Adelphi

The more time you spend in your car the higher the risk of an accident. The average commute length in Adelphi, MD is 35.3 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Adelphi, MD

Ready to find affordable Adelphi, Maryland car insurance today? Enter your ZIP code for fast, free Adelphi, MD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption