Compare Affton, MO Car Insurance Rates (2021)

Car insurance in Affton, MO averages $313 a month. Affton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Affton car insurance rates, compare quotes from the top car insurance companies in Affton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Affton, MO after a DUI are $4,409/year
  • Average car insurance rates in Affton, MO are $3,754/year
  • The cheapest car insurance company in Affton for teen drivers is Nationwide

If you need to buy Affton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Affton, MO is right here.

You’ll find Affton car insurance rates, the cheapest Affton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Affton, Missouri car insurance rates to Florissant car insurance rates, Columbia car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Affton, MO car insurance today? Enter your ZIP code for fast, free Affton car insurance quotes.

Cheapest Affton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Affton, MO car insurance rates? Every Affton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Affton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,731 $2,582 $2,660 $8,289 $9,025 $2,676 $2,743
American Family $2,372 $2,372 $2,116 $2,116 $6,658 $8,635 $2,372 $2,762
Farmers $2,849 $2,835 $2,532 $2,688 $12,229 $12,674 $3,255 $3,390
GEICO $2,164 $2,453 $1,669 $2,204 $7,170 $7,575 $1,934 $1,926
Liberty Mutual $2,921 $3,163 $2,415 $2,716 $10,645 $11,823 $3,051 $3,224
Nationwide $1,734 $1,761 $1,561 $1,641 $4,510 $5,732 $1,990 $2,140
Progressive $2,308 $2,104 $1,902 $1,954 $8,184 $9,158 $2,806 $2,867
State Farm $1,779 $1,779 $1,626 $1,626 $5,573 $6,989 $2,014 $2,309
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Affton, MO

Every driver must carry the minimum car insurance in Affton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Affton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Affton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Affton, MO. Compare credit history car insurance rates in Affton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Affton, Missouri

Insurance Company Poor Fair Good
Allstate $5,779 $3,730 $3,071
American Family $4,802 $3,379 $2,845
Farmers $6,037 $5,066 $4,817
GEICO $4,683 $3,045 $2,432
Liberty Mutual $7,143 $4,390 $3,451
Nationwide $3,100 $2,572 $2,229
Progressive $4,495 $3,760 $3,476
State Farm $4,199 $2,609 $2,077
USAA $4,567 $2,109 $1,505

Cheapest Affton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Affton, MO to rates for a clean record with top companies.

Annual Affton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,567 $4,052 $5,089 $4,064
American Family $2,721 $3,948 $4,904 $3,128
Farmers $4,555 $5,735 $5,601 $5,334
GEICO $2,559 $3,431 $4,751 $2,807
Liberty Mutual $3,610 $5,229 $5,356 $5,785
Nationwide $2,045 $2,657 $3,584 $2,249
Progressive $3,341 $4,595 $3,741 $3,964
State Farm $2,692 $3,231 $2,962 $2,962
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Affton, MO Car Insurance for Teen Drivers

Teen car insurance in Affton, MO can be expensive. Take a look at rates from the top car insurance companies in Affton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Affton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,289 $9,025
American Family $6,658 $8,635
Farmers $12,229 $12,674
GEICO $7,170 $7,575
Liberty Mutual $10,645 $11,823
Nationwide $4,510 $5,732
Progressive $8,184 $9,158
State Farm $5,573 $6,989
USAA $5,002 $6,115

Cheapest Affton, MO Car Insurance for Seniors

Take a look at Affton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Affton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,660
American Family $2,116 $2,116
Farmers $2,532 $2,688
GEICO $1,669 $2,204
Liberty Mutual $2,415 $2,716
Nationwide $1,561 $1,641
Progressive $1,902 $1,954
State Farm $1,626 $1,626
USAA $1,491 $1,518

Cheapest Affton, MO Car Insurance Rates After a DUI

A DUI in Affton, MO increases car insurance rates. Compare Affton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Affton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,089
American Family $4,904
Farmers $5,601
GEICO $4,751
Liberty Mutual $5,356
Nationwide $3,584
Progressive $3,741
State Farm $2,962
USAA $3,694

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Cheapest Affton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Affton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Affton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,193 $4,193
American Family $3,639 $3,711
Farmers $5,306 $5,306
GEICO $3,329 $3,445
Liberty Mutual $4,995 $4,995
Nationwide $2,634 $2,634
Progressive $3,910 $3,910
State Farm $2,887 $3,037
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Affton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Affton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Affton, Missouri

Insurance Company Average Annual Rates
Allstate $4,193
American Family $3,675
Farmers $5,306
GEICO $3,387
Liberty Mutual $4,995
Nationwide $2,634
Progressive $3,910
State Farm $2,962
USAA $2,727

Category Winners: Cheapest Car Insurance in Affton, Missouri

Find the cheapest car insurance companies in Affton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Affton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Affton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Affton car insurance rates. Find the cheapest Affton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Affton, Missouri

Insurance Company Low Medium High
Allstate $4,021 $4,183 $4,375
American Family $3,553 $3,791 $3,682
Farmers $4,952 $5,254 $5,713
GEICO $3,145 $3,422 $3,594
Liberty Mutual $4,648 $5,026 $5,310
Nationwide $2,458 $2,659 $2,784
Progressive $3,482 $3,924 $4,324
State Farm $2,728 $2,977 $3,181
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Affton, Missouri?

What factors can have an impact on Affton, MO car insurance? There are several reasons why Affton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Affton, Missouri.

Commute Time in Affton

The more time you spend in your car the higher the risk of an accident. The average commute length in Affton, MO is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Affton, MO

Ready to find affordable Affton, Missouri car insurance today? Enter your ZIP code for fast, free Affton, MO car insurance quotes.

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