Compare Afton, MI Car Insurance Rates (2021)

Car insurance in Afton, MI averages $800 a month. Afton, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Afton car insurance rates, compare quotes from the top car insurance companies in Afton, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Afton for teen drivers is USAA
  • Average car insurance rates in Afton, MI are $9,597/year
  • Average car insurance rates in Afton, MI after a DUI are $16,110/year

If you need to buy Afton, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Afton, MI is right here.

You’ll find Afton car insurance rates, the cheapest Afton, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Afton, Michigan car insurance rates to Sterling Heights car insurance rates, Detroit car insurance rates, and Flint car insurance rates.

Ready to find affordable Afton, MI car insurance today? Enter your ZIP code for fast, free Afton car insurance quotes.

Cheapest Afton, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Afton, MI car insurance rates? Every Afton, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Afton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,423 $3,423 $3,192 $3,192 $7,678 $7,678 $3,837 $3,837
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,934 $2,750 $2,593 $2,868 $10,854 $11,664 $3,427 $3,220
State Farm $7,074 $7,074 $6,543 $6,543 $24,551 $24,551 $8,297 $8,297
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Afton, MI

Every driver must carry the minimum car insurance in Afton, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Afton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Afton, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Afton, MI. Compare credit history car insurance rates in Afton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Afton, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,917 $3,986 $3,694
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,198 $6,128 $5,194
Progressive $5,795 $4,893 $4,428
State Farm $18,843 $9,533 $6,473
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Cheapest Afton, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Afton, MI to rates for a clean record with top companies.

Annual Afton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,820 $4,852 $4,785 $4,673
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,287 $5,602 $5,037 $5,229
State Farm $7,442 $8,894 $19,058 $11,072
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheapest Afton, MI Car Insurance for Teen Drivers

Teen car insurance in Afton, MI can be expensive. Take a look at rates from the top car insurance companies in Afton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Afton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,678 $7,678
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,064 $12,064
Progressive $10,854 $11,664
State Farm $24,551 $24,551
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheapest Afton, MI Car Insurance for Seniors

Take a look at Afton, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Afton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,192 $3,192
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,166 $4,166
Progressive $2,593 $2,868
State Farm $6,543 $6,543
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheapest Afton, MI Car Insurance Rates After a DUI

A DUI in Afton, MI increases car insurance rates. Compare Afton, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Afton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,265
Farmers $4,785
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,765
Progressive $5,037
State Farm $19,058
Travelers $12,908
USAA $4,126

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Afton, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Afton, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Afton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,532 $4,532
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,507 $6,507
Progressive $5,039 $5,039
State Farm $11,304 $11,929
Travelers $8,279 $8,375
USAA $3,106 $3,177

The Best Cheap Car Insurance Companies in Afton, MI

Take a look at a side-by-side comparison of the top car insurance companies in Afton, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Afton, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,532
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,507
Progressive $5,039
State Farm $11,616
Travelers $8,327
USAA $3,142

Category Winners: Cheapest Car Insurance in Afton, Michigan

Find the cheapest car insurance companies in Afton, MI for each category right here.

Best Annual Car Insurance Rates by Company in Afton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Afton, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Afton car insurance rates. Find the cheapest Afton, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Afton, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,409 $4,522 $4,666
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,846 $6,388 $6,286
Progressive $4,884 $5,046 $5,187
State Farm $11,046 $11,687 $12,116
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

Compare Car Insurance Quotes in Afton, MI

Ready to find affordable Afton, Michigan car insurance today? Enter your ZIP code for fast, free Afton, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption