Compare Agency, IA Car Insurance Rates (2021)

Car insurance in Agency, IA averages $241 a month. Agency, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Agency car insurance rates, compare quotes from the top car insurance companies in Agency, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Agency, IA after a DUI are $3,481/year
  • The cheapest car insurance company in Agency is USAA
  • Average car insurance rates in Agency, IA are $2,893/year

If you need to buy Agency, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Agency, IA is right here.

You’ll find Agency car insurance rates, the cheapest Agency, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Agency, Iowa car insurance rates to Cedar Rapids car insurance rates, Des Moines car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Agency, IA car insurance today? Enter your ZIP code for fast, free Agency car insurance quotes.

Cheapest Agency, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Agency, IA car insurance rates? Every Agency, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Agency, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,671 $1,614 $1,378 $1,428 $4,004 $4,522 $2,011 $2,170
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,549 $2,603 $2,470 $2,478 $11,212 $17,869 $2,649 $3,143
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Agency, IA

Every driver must carry the minimum car insurance in Agency, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Agency, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Agency, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Agency, IA. Compare credit history car insurance rates in Agency from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Agency, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,681 $2,707 $2,278
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,784 $2,240 $2,025
State Farm $3,113 $1,926 $1,519
Travelers $6,327 $5,397 $5,141
USAA $2,399 $1,648 $1,427

Cheapest Agency, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Agency, IA to rates for a clean record with top companies.

Annual Agency, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,085 $3,059 $3,961 $2,450
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,893 $3,085 $2,051 $2,369
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,102 $5,460 $7,309 $5,615
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Agency, IA Car Insurance for Teen Drivers

Teen car insurance in Agency, IA can be expensive. Take a look at rates from the top car insurance companies in Agency for teenagers.

Annual Car Insurance Rates for Teen Drivers in Agency, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $4,988 $6,978
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,004 $4,522
State Farm $3,825 $4,856
Travelers $11,212 $17,869
USAA $3,285 $3,490

Cheapest Agency, IA Car Insurance for Seniors

Take a look at Agency, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Agency, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,665 $1,665
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,378 $1,428
State Farm $1,254 $1,254
Travelers $2,470 $2,478
USAA $1,123 $1,146

Cheapest Agency, IA Car Insurance Rates After a DUI

A DUI in Agency, IA increases car insurance rates. Compare Agency, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Agency, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,261
American Family $3,961
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,051
State Farm $2,186
Travelers $7,309
USAA $2,432

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Cheapest Agency, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Agency, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Agency, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,855 $2,922
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,350 $2,350
State Farm $2,133 $2,239
Travelers $5,622 $5,622
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Agency, IA

Take a look at a side-by-side comparison of the top car insurance companies in Agency, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Agency, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $2,889
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,350
State Farm $2,186
Travelers $5,622
USAA $1,825

Category Winners: Cheapest Car Insurance in Agency, Iowa

Find the cheapest car insurance companies in Agency, IA for each category right here.

Best Annual Car Insurance Rates by Company in Agency, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Agency, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Agency car insurance rates. Find the cheapest Agency, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Agency, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $2,899 $3,050 $2,718
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,225 $2,358 $2,466
State Farm $2,083 $2,198 $2,277
Travelers $5,291 $5,707 $5,867
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Agency, Iowa?

What factors can have an impact on Agency, IA car insurance? There are several reasons why Agency car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Agency, Iowa.

Commute Time in Agency

The more time you spend in your car the higher the risk of an accident. The average commute length in Agency, IA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Agency, IA

Ready to find affordable Agency, Iowa car insurance today? Enter your ZIP code for fast, free Agency, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State