Compare Agency, MO Car Insurance Rates (2021)

Car insurance in Agency, MO averages $277 a month. Agency, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Agency car insurance rates, compare quotes from the top car insurance companies in Agency, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Agency for teen drivers is Nationwide
  • Average car insurance rates in Agency, MO are $3,326/year
  • Average car insurance rates in Agency, MO after a DUI are $3,873/year

If you need to buy Agency, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Agency, MO is right here.

You’ll find Agency car insurance rates, the cheapest Agency, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Agency, Missouri car insurance rates to Blue Springs car insurance rates, Lee’s Summit car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Agency, MO car insurance today? Enter your ZIP code for fast, free Agency car insurance quotes.

Cheapest Agency, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Agency, MO car insurance rates? Every Agency, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Agency, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,357 $2,350 $2,107 $2,228 $9,615 $9,949 $2,693 $2,825
GEICO $1,843 $2,067 $1,429 $1,831 $5,787 $6,134 $1,684 $1,696
Liberty Mutual $2,865 $3,108 $2,356 $2,644 $9,687 $10,762 $3,025 $3,234
Nationwide $1,434 $1,469 $1,280 $1,361 $3,603 $4,634 $1,634 $1,772
Progressive $2,227 $2,083 $1,822 $1,872 $7,177 $8,082 $2,724 $2,816
State Farm $1,662 $1,662 $1,492 $1,492 $4,897 $6,164 $1,873 $2,145
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Agency, MO

Every driver must carry the minimum car insurance in Agency, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Agency, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Agency, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Agency, MO. Compare credit history car insurance rates in Agency from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Agency, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,127 $2,910 $2,453
Farmers $4,876 $4,059 $3,861
GEICO $3,878 $2,527 $2,022
Liberty Mutual $6,767 $4,119 $3,244
Nationwide $2,538 $2,089 $1,818
Progressive $4,168 $3,449 $3,184
State Farm $3,696 $2,382 $1,942
USAA $4,216 $1,958 $1,402

Cheapest Agency, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Agency, MO to rates for a clean record with top companies.

Annual Agency, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,697 $4,581 $4,481 $4,303
GEICO $2,182 $2,843 $3,841 $2,370
Liberty Mutual $3,428 $4,906 $5,068 $5,439
Nationwide $1,703 $2,166 $2,867 $1,858
Progressive $3,126 $4,166 $3,458 $3,652
State Farm $2,451 $2,896 $2,673 $2,673
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Agency, MO Car Insurance for Teen Drivers

Teen car insurance in Agency, MO can be expensive. Take a look at rates from the top car insurance companies in Agency for teenagers.

Annual Car Insurance Rates for Teen Drivers in Agency, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,700 $7,391
Farmers $9,615 $9,949
GEICO $5,787 $6,134
Liberty Mutual $9,687 $10,762
Nationwide $3,603 $4,634
Progressive $7,177 $8,082
State Farm $4,897 $6,164
USAA $4,587 $5,609

Cheapest Agency, MO Car Insurance for Seniors

Take a look at Agency, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Agency, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,832 $1,832
Farmers $2,107 $2,228
GEICO $1,429 $1,831
Liberty Mutual $2,356 $2,644
Nationwide $1,280 $1,361
Progressive $1,822 $1,872
State Farm $1,492 $1,492
USAA $1,391 $1,422

Cheapest Agency, MO Car Insurance Rates After a DUI

A DUI in Agency, MO increases car insurance rates. Compare Agency, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Agency, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,198
Farmers $4,481
GEICO $3,841
Liberty Mutual $5,068
Nationwide $2,867
Progressive $3,458
State Farm $2,673
USAA $3,392

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Cheapest Agency, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Agency, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Agency, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,132 $3,194
Farmers $4,266 $4,266
GEICO $2,757 $2,861
Liberty Mutual $4,710 $4,710
Nationwide $2,149 $2,149
Progressive $3,600 $3,600
State Farm $2,608 $2,739
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Agency, MO

Take a look at a side-by-side comparison of the top car insurance companies in Agency, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Agency, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,163
Farmers $4,266
GEICO $2,809
Liberty Mutual $4,710
Nationwide $2,149
Progressive $3,600
State Farm $2,673
USAA $2,526

Category Winners: Cheapest Car Insurance in Agency, Missouri

Find the cheapest car insurance companies in Agency, MO for each category right here.

Best Annual Car Insurance Rates by Company in Agency, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Agency, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Agency car insurance rates. Find the cheapest Agency, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Agency, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,062 $3,263 $3,165
Farmers $4,009 $4,227 $4,561
GEICO $2,632 $2,829 $2,965
Liberty Mutual $4,456 $4,733 $4,942
Nationwide $2,026 $2,167 $2,253
Progressive $3,278 $3,608 $3,915
State Farm $2,504 $2,684 $2,832
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Agency, Missouri?

What factors can have an impact on Agency, MO car insurance? There are several reasons why Agency car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Agency, Missouri.

Commute Time in Agency

The more time you spend in your car the higher the risk of an accident. The average commute length in Agency, MO is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Agency, MO

Ready to find affordable Agency, Missouri car insurance today? Enter your ZIP code for fast, free Agency, MO car insurance quotes.

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