Compare Agua Fria, NM Car Insurance Rates (2021)

Car insurance in Agua Fria, NM averages $306 a month. Agua Fria, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Agua Fria car insurance rates, compare quotes from the top car insurance companies in Agua Fria, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Agua Fria for teen drivers is USAA
  • Average car insurance rates in Agua Fria, NM after a DUI are $4,686/year
  • Average car insurance rates in Agua Fria, NM are $3,667/year

If you need to buy Agua Fria, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Agua Fria, NM is right here.

You’ll find Agua Fria car insurance rates, the cheapest Agua Fria, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Agua Fria, New Mexico car insurance rates to Rio Rancho car insurance rates, Farmington car insurance rates, and Alamogordo car insurance rates.

Ready to find affordable Agua Fria, NM car insurance today? Enter your ZIP code for fast, free Agua Fria car insurance quotes.

Cheapest Agua Fria, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Agua Fria, NM car insurance rates? Every Agua Fria, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Agua Fria, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,504 $2,501 $2,309 $2,425 $8,700 $10,119 $2,752 $2,908
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,486 $2,521 $2,262 $2,366 $6,140 $7,712 $2,820 $3,013
Progressive $1,734 $1,670 $1,585 $1,585 $7,356 $8,283 $2,093 $2,152
State Farm $1,674 $1,674 $1,534 $1,534 $4,671 $5,856 $1,876 $2,067
USAA $1,705 $1,689 $1,625 $1,613 $4,637 $5,241 $2,119 $2,265

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Minimum Car Insurance in Agua Fria, NM

Every driver must carry the minimum car insurance in Agua Fria, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Agua Fria, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Agua Fria, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Agua Fria, NM. Compare credit history car insurance rates in Agua Fria from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Agua Fria, New Mexico

Insurance Company Poor Fair Good
Allstate $4,969 $4,108 $3,755
Farmers $5,160 $4,273 $4,061
GEICO $5,261 $4,587 $4,247
Nationwide $4,476 $3,493 $3,026
Progressive $3,615 $3,237 $3,070
State Farm $3,720 $2,295 $1,817
USAA $3,274 $2,445 $2,116

Cheapest Agua Fria, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Agua Fria, NM to rates for a clean record with top companies.

Annual Agua Fria, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $4,646 $5,009 $3,960
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,749 $3,847 $4,955 $3,109
Progressive $2,855 $3,928 $3,076 $3,370
State Farm $2,444 $2,666 $2,666 $2,666
USAA $1,936 $2,707 $3,542 $2,260

Cheapest Agua Fria, NM Car Insurance for Teen Drivers

Teen car insurance in Agua Fria, NM can be expensive. Take a look at rates from the top car insurance companies in Agua Fria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Agua Fria, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,700 $10,119
Farmers $10,278 $10,545
GEICO $8,574 $11,673
Nationwide $6,140 $7,712
Progressive $7,356 $8,283
State Farm $4,671 $5,856
USAA $4,637 $5,241

Cheapest Agua Fria, NM Car Insurance for Seniors

Take a look at Agua Fria, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Agua Fria, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,425
Farmers $2,218 $2,377
GEICO $2,716 $2,716
Nationwide $2,262 $2,366
Progressive $1,585 $1,585
State Farm $1,534 $1,534
USAA $1,625 $1,613

Cheapest Agua Fria, NM Car Insurance Rates After a DUI

A DUI in Agua Fria, NM increases car insurance rates. Compare Agua Fria, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Agua Fria, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,009
Farmers $4,788
GEICO $8,767
Nationwide $4,955
Progressive $3,076
State Farm $2,666
USAA $3,542

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Cheapest Agua Fria, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Agua Fria, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Agua Fria, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,277 $4,277
Farmers $4,498 $4,498
GEICO $4,626 $4,771
Nationwide $3,665 $3,665
Progressive $3,307 $3,307
State Farm $2,545 $2,677
USAA $2,534 $2,689

The Best Cheap Car Insurance Companies in Agua Fria, NM

Take a look at a side-by-side comparison of the top car insurance companies in Agua Fria, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Agua Fria, New Mexico

Insurance Company Average Annual Rates
Allstate $4,277
Farmers $4,498
GEICO $4,699
Nationwide $3,665
Progressive $3,307
State Farm $2,611
USAA $2,612

Category Winners: Cheapest Car Insurance in Agua Fria, New Mexico

Find the cheapest car insurance companies in Agua Fria, NM for each category right here.

Best Annual Car Insurance Rates by Company in Agua Fria, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Agua Fria, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Agua Fria car insurance rates. Find the cheapest Agua Fria, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Agua Fria, New Mexico

Insurance Company Low Medium High
Allstate $4,089 $4,269 $4,474
Farmers $4,060 $4,451 $4,983
GEICO $4,341 $4,685 $5,069
Nationwide $3,587 $3,637 $3,771
Progressive $3,124 $3,307 $3,491
State Farm $2,360 $2,620 $2,852
USAA $2,438 $2,624 $2,773

What affects car insurance rates in Agua Fria, New Mexico?

What factors can have an impact on Agua Fria, NM car insurance? There are several reasons why Agua Fria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Agua Fria, New Mexico.

Commute Time in Agua Fria

The more time you spend in your car the higher the risk of an accident. The average commute length in Agua Fria, NM is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Agua Fria, NM

Ready to find affordable Agua Fria, New Mexico car insurance today? Enter your ZIP code for fast, free Agua Fria, NM car insurance quotes.

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