Compare Aiken, SC Car Insurance Rates (2021)

Car insurance in Aiken, SC averages $284 a month. Aiken, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Aiken car insurance rates, compare quotes from the top car insurance companies in Aiken, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Aiken for teen drivers is GEICO
  • The cheapest car insurance company in Aiken is GEICO
  • Average car insurance rates in Aiken, SC after a DUI are $3,881/year

If you need to buy Aiken, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Aiken, SC is right here.

You’ll find Aiken car insurance rates, the cheapest Aiken, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Aiken, South Carolina car insurance rates to Summerville car insurance rates, Rock Hill car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable Aiken, SC car insurance today? Enter your ZIP code for fast, free Aiken car insurance quotes.

Cheapest Aiken, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aiken, SC car insurance rates? Every Aiken, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aiken, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,469 $2,469 $2,359 $2,359 $6,342 $8,117 $2,741 $2,984
Farmers $2,898 $2,903 $2,755 $3,001 $7,584 $8,444 $3,155 $3,179
GEICO $1,910 $1,910 $1,742 $1,742 $4,727 $4,834 $2,237 $2,297
Nationwide $2,103 $2,132 $1,898 $1,972 $4,916 $6,335 $2,364 $2,578
Progressive $2,286 $2,110 $1,968 $2,059 $9,615 $10,620 $2,635 $2,752
State Farm $1,767 $1,767 $1,603 $1,603 $5,069 $6,361 $1,982 $2,232
USAA $1,693 $1,701 $1,553 $1,555 $6,720 $7,370 $2,227 $2,349

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Minimum Car Insurance in Aiken, SC

Every driver must carry the minimum car insurance in Aiken, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Aiken, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Aiken, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aiken, SC. Compare credit history car insurance rates in Aiken from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aiken, South Carolina

Insurance Company Poor Fair Good
Allstate $4,692 $3,525 $2,972
Farmers $4,858 $4,114 $3,747
GEICO $4,080 $2,194 $1,751
Nationwide $3,600 $2,928 $2,584
Progressive $4,730 $4,156 $3,882
State Farm $4,007 $2,453 $1,933
USAA $4,921 $2,411 $2,106

Cheapest Aiken, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aiken, SC to rates for a clean record with top companies.

Annual Aiken, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,825 $4,450 $3,930 $3,716
Farmers $3,541 $4,901 $4,075 $4,442
GEICO $2,044 $2,638 $3,974 $2,044
Nationwide $2,432 $3,121 $3,924 $2,671
Progressive $3,490 $5,081 $4,239 $4,213
State Farm $2,540 $3,113 $2,769 $2,769
USAA $2,485 $3,062 $4,254 $2,784

Cheapest Aiken, SC Car Insurance for Teen Drivers

Teen car insurance in Aiken, SC can be expensive. Take a look at rates from the top car insurance companies in Aiken for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aiken, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,342 $8,117
Farmers $7,584 $8,444
GEICO $4,727 $4,834
Nationwide $4,916 $6,335
Progressive $9,615 $10,620
State Farm $5,069 $6,361
USAA $6,720 $7,370

Cheapest Aiken, SC Car Insurance for Seniors

Take a look at Aiken, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aiken, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,359
Farmers $2,755 $3,001
GEICO $1,742 $1,742
Nationwide $1,898 $1,972
Progressive $1,968 $2,059
State Farm $1,603 $1,603
USAA $1,553 $1,555

Cheapest Aiken, SC Car Insurance Rates After a DUI

A DUI in Aiken, SC increases car insurance rates. Compare Aiken, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aiken, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,930
Farmers $4,075
GEICO $3,974
Nationwide $3,924
Progressive $4,239
State Farm $2,769
USAA $4,254

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Cheapest Aiken, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aiken, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aiken, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,653 $3,808
Farmers $4,240 $4,240
GEICO $2,660 $2,690
Nationwide $3,037 $3,037
Progressive $4,256 $4,256
State Farm $2,729 $2,867
USAA $3,113 $3,179

Cheapest Aiken, SC Car Insurance Rates by ZIP Code

Aiken car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Aiken, SC.

Annual Car Insurance Rates by ZIP Code in Aiken, South Carolina

ZIP Code Average Annual Rates
29801 $3,133
29803 $3,144
29805 $3,229

The Best Cheap Car Insurance Companies in Aiken, SC

Take a look at a side-by-side comparison of the top car insurance companies in Aiken, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aiken, South Carolina

Insurance Company Average Annual Rates
Allstate $3,730
Farmers $4,240
GEICO $2,675
Nationwide $3,037
Progressive $4,256
State Farm $2,798
USAA $3,146

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Category Winners: Cheapest Car Insurance in Aiken, South Carolina

Find the cheapest car insurance companies in Aiken, SC for each category right here.

Best Annual Car Insurance Rates by Company in Aiken, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Aiken, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aiken car insurance rates. Find the cheapest Aiken, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aiken, South Carolina

Insurance Company Low Medium High
Allstate $3,518 $3,713 $3,960
Farmers $3,787 $4,237 $4,696
GEICO $2,509 $2,651 $2,865
Nationwide $3,005 $3,034 $3,072
Progressive $3,947 $4,202 $4,619
State Farm $2,591 $2,797 $3,006
USAA $2,985 $3,142 $3,311

What affects car insurance rates in Aiken, South Carolina?

What factors can have an impact on Aiken, SC car insurance? There are several reasons why Aiken car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aiken, South Carolina.

Commute Time in Aiken

The more time you spend in your car the higher the risk of an accident. The average commute length in Aiken, SC is 23.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Aiken, SC

Ready to find affordable Aiken, South Carolina car insurance today? Enter your ZIP code for fast, free Aiken, SC car insurance quotes.

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