Compare Ainsworth, IA Car Insurance Rates (2021)

Car insurance in Ainsworth, IA averages $248 a month. Ainsworth, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ainsworth car insurance rates, compare quotes from the top car insurance companies in Ainsworth, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ainsworth for teen drivers is USAA
  • Average car insurance rates in Ainsworth, IA are $2,973/year
  • Average car insurance rates in Ainsworth, IA after a DUI are $3,598/year

If you need to buy Ainsworth, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ainsworth, IA is right here.

You’ll find Ainsworth car insurance rates, the cheapest Ainsworth, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ainsworth, Iowa car insurance rates to West Des Moines car insurance rates, Des Moines car insurance rates, and Davenport car insurance rates.

Ready to find affordable Ainsworth, IA car insurance today? Enter your ZIP code for fast, free Ainsworth car insurance quotes.

Cheapest Ainsworth, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ainsworth, IA car insurance rates? Every Ainsworth, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ainsworth, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,002 $1,840 $1,875 $5,924 $6,654 $2,275 $2,345
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,469 $1,413 $1,211 $1,256 $3,658 $4,127 $1,768 $1,918
State Farm $1,414 $1,414 $1,238 $1,238 $3,756 $4,774 $1,588 $1,803
Travelers $2,514 $2,567 $2,436 $2,443 $11,031 $17,552 $2,613 $3,105
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Ainsworth, IA

Every driver must carry the minimum car insurance in Ainsworth, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ainsworth, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ainsworth, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ainsworth, IA. Compare credit history car insurance rates in Ainsworth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ainsworth, Iowa

Insurance Company Poor Fair Good
Allstate $3,738 $2,970 $2,665
American Family $3,976 $2,922 $2,454
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,293 $2,572 $2,254
Progressive $2,480 $2,007 $1,820
State Farm $3,066 $1,897 $1,496
Travelers $6,227 $5,312 $5,059
USAA $2,399 $1,648 $1,427

Cheapest Ainsworth, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ainsworth, IA to rates for a clean record with top companies.

Annual Ainsworth, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,220 $3,642 $2,971
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,690 $2,773 $1,833 $2,114
State Farm $1,998 $2,308 $2,153 $2,153
Travelers $4,037 $5,374 $7,193 $5,527
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Ainsworth, IA Car Insurance for Teen Drivers

Teen car insurance in Ainsworth, IA can be expensive. Take a look at rates from the top car insurance companies in Ainsworth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ainsworth, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,924 $6,654
American Family $5,354 $7,522
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,314 $5,598
Progressive $3,658 $4,127
State Farm $3,756 $4,774
Travelers $11,031 $17,552
USAA $3,285 $3,490

Cheapest Ainsworth, IA Car Insurance for Seniors

Take a look at Ainsworth, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ainsworth, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,840 $1,875
American Family $1,799 $1,799
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,676 $1,793
Progressive $1,211 $1,256
State Farm $1,238 $1,238
Travelers $2,436 $2,443
USAA $1,123 $1,146

Cheapest Ainsworth, IA Car Insurance Rates After a DUI

A DUI in Ainsworth, IA increases car insurance rates. Compare Ainsworth, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ainsworth, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,642
American Family $4,279
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,849
Progressive $1,833
State Farm $2,153
Travelers $7,193
USAA $2,432

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Cheapest Ainsworth, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ainsworth, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ainsworth, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,199
American Family $3,081 $3,154
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,706 $2,706
Progressive $2,103 $2,103
State Farm $2,101 $2,205
Travelers $5,533 $5,533
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Ainsworth, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ainsworth, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ainsworth, Iowa

Insurance Company Average Annual Rates
Allstate $3,124
American Family $3,117
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,706
Progressive $2,103
State Farm $2,153
Travelers $5,533
USAA $1,825

Category Winners: Cheapest Car Insurance in Ainsworth, Iowa

Find the cheapest car insurance companies in Ainsworth, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ainsworth, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ainsworth, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ainsworth car insurance rates. Find the cheapest Ainsworth, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ainsworth, Iowa

Insurance Company Low Medium High
Allstate $3,003 $3,128 $3,242
American Family $3,140 $3,290 $2,922
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,829 $2,691 $2,599
Progressive $1,986 $2,109 $2,213
State Farm $2,050 $2,165 $2,244
Travelers $5,222 $5,615 $5,761
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Ainsworth, Iowa?

What factors can have an impact on Ainsworth, IA car insurance? There are several reasons why Ainsworth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ainsworth, Iowa.

Commute Time in Ainsworth

The more time you spend in your car the higher the risk of an accident. The average commute length in Ainsworth, IA is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ainsworth, IA

Ready to find affordable Ainsworth, Iowa car insurance today? Enter your ZIP code for fast, free Ainsworth, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State