Compare Ajo, AZ Car Insurance Rates (2021)

Car insurance in Ajo, AZ averages $305 a month. Ajo, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Ajo car insurance rates, compare quotes from the top car insurance companies in Ajo, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ajo is GEICO
  • Average car insurance rates in Ajo, AZ after a DUI are $4,312/year
  • The cheapest car insurance company in Ajo for teen drivers is GEICO

If you need to buy Ajo, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Ajo, AZ is right here.

You’ll find Ajo car insurance rates, the cheapest Ajo, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Ajo, Arizona car insurance rates to Chandler car insurance rates, Gilbert car insurance rates, and Peoria car insurance rates.

Ready to find affordable Ajo, AZ car insurance today? Enter your ZIP code for fast, free Ajo car insurance quotes.

Cheapest Ajo, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ajo, AZ car insurance rates? Every Ajo, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ajo, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,854 $3,854 $3,748 $3,748 $8,396 $10,884 $4,315 $4,694
American Family $2,776 $2,776 $2,548 $2,548 $7,327 $9,559 $2,776 $3,260
Farmers $2,255 $2,242 $2,024 $2,161 $8,973 $9,181 $2,530 $2,607
GEICO $1,596 $1,772 $1,345 $1,712 $4,537 $4,767 $1,457 $1,432
Nationwide $2,342 $2,387 $2,094 $2,220 $5,734 $7,350 $2,697 $2,917
Progressive $1,947 $1,706 $1,745 $1,660 $7,883 $8,791 $2,091 $2,080
State Farm $2,852 $2,852 $2,510 $2,510 $8,638 $10,843 $3,067 $3,872
Travelers $1,690 $1,776 $1,539 $1,635 $4,666 $5,741 $1,796 $1,888
USAA $1,568 $1,580 $1,457 $1,487 $5,662 $6,560 $2,062 $2,234

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Minimum Car Insurance in Ajo, AZ

Every driver must carry the minimum car insurance in Ajo, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Ajo, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ajo, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ajo, AZ. Compare credit history car insurance rates in Ajo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ajo, Arizona

Insurance Company Poor Fair Good
Allstate $6,962 $4,947 $4,401
American Family $5,278 $3,928 $3,382
Farmers $4,598 $3,789 $3,602
GEICO $3,199 $2,098 $1,686
Nationwide $4,175 $3,320 $2,908
Progressive $3,898 $3,396 $3,169
State Farm $8,517 $3,319 $2,092
Travelers $3,162 $2,579 $2,034
USAA $3,741 $2,591 $2,146

Cheapest Ajo, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ajo, AZ to rates for a clean record with top companies.

Annual Ajo, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,349 $5,512 $6,250 $5,635
American Family $2,970 $4,621 $5,742 $3,452
Farmers $3,376 $4,346 $4,246 $4,019
GEICO $1,809 $2,441 $3,250 $1,809
Nationwide $2,934 $3,085 $4,569 $3,282
Progressive $3,078 $4,045 $3,250 $3,577
State Farm $4,235 $5,051 $4,643 $4,643
Travelers $2,078 $2,707 $2,980 $2,600
USAA $2,063 $2,936 $3,880 $2,426

Cheapest Ajo, AZ Car Insurance for Teen Drivers

Teen car insurance in Ajo, AZ can be expensive. Take a look at rates from the top car insurance companies in Ajo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ajo, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,884
American Family $7,327 $9,559
Farmers $8,973 $9,181
GEICO $4,537 $4,767
Nationwide $5,734 $7,350
Progressive $7,883 $8,791
State Farm $8,638 $10,843
Travelers $4,666 $5,741
USAA $5,662 $6,560

Cheapest Ajo, AZ Car Insurance for Seniors

Take a look at Ajo, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ajo, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,748 $3,748
American Family $2,548 $2,548
Farmers $2,024 $2,161
GEICO $1,345 $1,712
Nationwide $2,094 $2,220
Progressive $1,745 $1,660
State Farm $2,510 $2,510
Travelers $1,539 $1,635
USAA $1,457 $1,487

Cheapest Ajo, AZ Car Insurance Rates After a DUI

A DUI in Ajo, AZ increases car insurance rates. Compare Ajo, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ajo, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,250
American Family $5,742
Farmers $4,246
GEICO $3,250
Nationwide $4,569
Progressive $3,250
State Farm $4,643
Travelers $2,980
USAA $3,880

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Cheapest Ajo, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ajo, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ajo, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,437 $5,437
American Family $4,156 $4,237
Farmers $3,997 $3,997
GEICO $2,287 $2,368
Nationwide $3,467 $3,467
Progressive $3,488 $3,488
State Farm $4,529 $4,757
Travelers $2,591 $2,591
USAA $2,795 $2,857

The Best Cheap Car Insurance Companies in Ajo, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Ajo, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ajo, Arizona

Insurance Company Average Annual Rates
Allstate $5,437
American Family $4,196
Farmers $3,997
GEICO $2,327
Nationwide $3,467
Progressive $3,488
State Farm $4,643
Travelers $2,591
USAA $2,826

Category Winners: Cheapest Car Insurance in Ajo, Arizona

Find the cheapest car insurance companies in Ajo, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Ajo, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Cheapest Ajo, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ajo car insurance rates. Find the cheapest Ajo, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ajo, Arizona

Insurance Company Low Medium High
Allstate $5,102 $5,467 $5,740
American Family $4,039 $4,331 $4,219
Farmers $3,464 $4,032 $4,493
GEICO $1,952 $2,362 $2,668
Nationwide $3,331 $3,500 $3,571
Progressive $3,090 $3,548 $3,826
State Farm $4,201 $4,719 $5,010
Travelers $2,384 $2,622 $2,768
USAA $2,638 $2,858 $2,983

What affects car insurance rates in Ajo, Arizona?

What factors can have an impact on Ajo, AZ car insurance? There are several reasons why Ajo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ajo, Arizona.

Commute Time in Ajo

The more time you spend in your car the higher the risk of an accident. The average commute length in Ajo, AZ is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ajo, AZ

Ready to find affordable Ajo, Arizona car insurance today? Enter your ZIP code for fast, free Ajo, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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