Compare Alabaster, AL Car Insurance Rates (2021)

Car insurance in Alabaster, AL averages $311 a month. Alabaster, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alabaster car insurance rates, compare quotes from the top car insurance companies in Alabaster, AL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alabaster, AL are $3,726/year
  • The cheapest car insurance company in Alabaster for teen drivers is USAA
  • Average car insurance rates in Alabaster, AL after a DUI are $4,250/year

If you need to buy Alabaster, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Alabaster, AL is right here.

You’ll find Alabaster car insurance rates, the cheapest Alabaster, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Alabaster, Alabama car insurance rates to Madison car insurance rates, Auburn car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Alabaster, AL car insurance today? Enter your ZIP code for fast, free Alabaster car insurance quotes.

Cheapest Alabaster, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alabaster, AL car insurance rates? Every Alabaster, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alabaster, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,907 $1,817 $1,851 $7,054 $7,576 $2,235 $2,282
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,980 $3,216 $2,434 $2,725 $11,332 $12,607 $3,167 $3,364
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,266 $2,112 $1,871 $1,985 $9,842 $10,989 $2,667 $2,873
State Farm $3,115 $3,115 $2,846 $2,846 $9,851 $12,311 $3,531 $4,085
Travelers $1,420 $1,440 $1,341 $1,336 $7,812 $12,363 $1,343 $1,518
USAA $1,393 $1,414 $1,299 $1,273 $4,160 $4,612 $1,816 $1,961

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Minimum Car Insurance in Alabaster, AL

Every driver must carry the minimum car insurance in Alabaster, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Alabaster, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alabaster, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alabaster, AL. Compare credit history car insurance rates in Alabaster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alabaster, Alabama

Insurance Company Poor Fair Good
Allstate $4,123 $3,245 $2,655
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,465 $4,605 $3,614
Nationwide $3,092 $2,418 $2,189
Progressive $4,847 $4,195 $3,935
State Farm $8,463 $4,275 $2,899
Travelers $3,891 $3,379 $3,445
USAA $3,016 $1,959 $1,748

Cheapest Alabaster, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alabaster, AL to rates for a clean record with top companies.

Annual Alabaster, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,834 $3,345 $3,977 $3,208
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,099 $5,719 $5,572 $5,522
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,891 $4,935 $4,218 $4,260
State Farm $4,676 $5,868 $5,153 $5,153
Travelers $2,975 $3,120 $4,575 $3,617
USAA $1,722 $2,162 $3,217 $1,864

Cheapest Alabaster, AL Car Insurance for Teen Drivers

Teen car insurance in Alabaster, AL can be expensive. Take a look at rates from the top car insurance companies in Alabaster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alabaster, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,054 $7,576
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,332 $12,607
Nationwide $4,422 $5,679
Progressive $9,842 $10,989
State Farm $9,851 $12,311
Travelers $7,812 $12,363
USAA $4,160 $4,612

Cheapest Alabaster, AL Car Insurance for Seniors

Take a look at Alabaster, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alabaster, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,817 $1,851
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,434 $2,725
Nationwide $1,532 $1,583
Progressive $1,871 $1,985
State Farm $2,846 $2,846
Travelers $1,341 $1,336
USAA $1,299 $1,273

Cheapest Alabaster, AL Car Insurance Rates After a DUI

A DUI in Alabaster, AL increases car insurance rates. Compare Alabaster, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alabaster, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,977
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,572
Nationwide $3,259
Progressive $4,218
State Farm $5,153
Travelers $4,575
USAA $3,217

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Cheapest Alabaster, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alabaster, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alabaster, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,341 $3,341
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,228 $5,228
Nationwide $2,566 $2,566
Progressive $4,326 $4,326
State Farm $5,084 $5,341
Travelers $3,572 $3,572
USAA $2,138 $2,344

The Best Cheap Car Insurance Companies in Alabaster, AL

Take a look at a side-by-side comparison of the top car insurance companies in Alabaster, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alabaster, Alabama

Insurance Company Average Annual Rates
Allstate $3,341
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,228
Nationwide $2,566
Progressive $4,326
State Farm $5,212
Travelers $3,572
USAA $2,241

Category Winners: Cheapest Car Insurance in Alabaster, Alabama

Find the cheapest car insurance companies in Alabaster, AL for each category right here.

Best Annual Car Insurance Rates by Company in Alabaster, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Alabaster, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alabaster car insurance rates. Find the cheapest Alabaster, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alabaster, Alabama

Insurance Company Low Medium High
Allstate $3,219 $3,335 $3,468
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,976 $5,202 $5,506
Nationwide $2,541 $2,546 $2,611
Progressive $3,893 $4,313 $4,771
State Farm $4,906 $5,208 $5,523
Travelers $3,367 $3,643 $3,705
USAA $2,164 $2,230 $2,330

What affects car insurance rates in Alabaster, Alabama?

What factors can have an impact on Alabaster, AL car insurance? There are several reasons why Alabaster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alabaster, Alabama.

Car Theft in Alabaster

High levels of vehicle theft can make car insurance more expensive. Alabaster, AL car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Alabaster

The more time you spend in your car the higher the risk of an accident. The average commute length in Alabaster, AL is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alabaster, AL

Ready to find affordable Alabaster, Alabama car insurance today? Enter your ZIP code for fast, free Alabaster, AL car insurance quotes.

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