Compare Alafaya, FL Car Insurance Rates (2021)

Car insurance in Alafaya, FL averages $397 a month. Alafaya, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Alafaya car insurance rates, compare quotes from the top car insurance companies in Alafaya, FL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alafaya is USAA
  • The cheapest car insurance company in Alafaya for teen drivers is GEICO
  • Average car insurance rates in Alafaya, FL are $4,761/year

If you need to buy Alafaya, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Alafaya, FL is right here.

You’ll find Alafaya car insurance rates, the cheapest Alafaya, FL car insurance companies, and information on Florida car insurance laws. You can also compare Alafaya, Florida car insurance rates to Miami car insurance rates, Orlando car insurance rates, and Tampa car insurance rates.

Ready to find affordable Alafaya, FL car insurance today? Enter your ZIP code for fast, free Alafaya car insurance quotes.

Cheapest Alafaya, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alafaya, FL car insurance rates? Every Alafaya, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alafaya, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,888 $4,654 $4,247 $4,306 $17,131 $18,596 $4,821 $4,872
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,965 $2,920 $2,645 $2,734 $7,160 $8,790 $3,263 $3,385
Progressive $3,786 $3,580 $3,254 $3,477 $10,837 $11,818 $4,589 $4,381
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

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Minimum Car Insurance in Alafaya, FL

Every driver must carry the minimum car insurance in Alafaya, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Alafaya, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alafaya, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alafaya, FL. Compare credit history car insurance rates in Alafaya from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alafaya, Florida

Insurance Company Poor Fair Good
Allstate $11,120 $7,019 $5,679
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,306 $3,884 $3,508
Progressive $7,432 $5,293 $4,421
State Farm $4,393 $2,864 $2,340
USAA $4,754 $2,316 $1,676

Cheapest Alafaya, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alafaya, FL to rates for a clean record with top companies.

Annual Alafaya, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,825 $8,217 $9,123 $7,591
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,602 $3,963 $5,358 $4,009
Progressive $4,481 $6,697 $5,619 $6,064
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,274 $2,818 $4,182 $2,387

Cheapest Alafaya, FL Car Insurance for Teen Drivers

Teen car insurance in Alafaya, FL can be expensive. Take a look at rates from the top car insurance companies in Alafaya for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alafaya, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,131 $18,596
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,160 $8,790
Progressive $10,837 $11,818
State Farm $5,900 $7,551
USAA $5,805 $6,722

Cheapest Alafaya, FL Car Insurance for Seniors

Take a look at Alafaya, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alafaya, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,247 $4,306
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,645 $2,734
Progressive $3,254 $3,477
State Farm $1,798 $1,798
USAA $1,568 $1,552

Cheapest Alafaya, FL Car Insurance Rates After a DUI

A DUI in Alafaya, FL increases car insurance rates. Compare Alafaya, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alafaya, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,123
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,358
Progressive $5,619
State Farm $3,199
USAA $4,182

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Cheapest Alafaya, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alafaya, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alafaya, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,714 $8,165
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,233 $4,233
Progressive $5,715 $5,715
State Farm $3,089 $3,309
USAA $2,882 $2,948

The Best Cheap Car Insurance Companies in Alafaya, FL

Take a look at a side-by-side comparison of the top car insurance companies in Alafaya, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alafaya, Florida

Insurance Company Average Annual Rates
Allstate $7,939
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,233
Progressive $5,715
State Farm $3,199
USAA $2,915

Category Winners: Cheapest Car Insurance in Alafaya, Florida

Find the cheapest car insurance companies in Alafaya, FL for each category right here.

Best Annual Car Insurance Rates by Company in Alafaya, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Alafaya, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alafaya car insurance rates. Find the cheapest Alafaya, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alafaya, Florida

Insurance Company Low Medium High
Allstate $6,082 $8,364 $9,371
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,348 $4,399 $4,952
Progressive $4,795 $5,848 $6,503
State Farm $2,725 $3,281 $3,591
USAA $2,524 $3,017 $3,204

What affects car insurance rates in Alafaya, Florida?

What factors can have an impact on Alafaya, FL car insurance? There are several reasons why Alafaya car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alafaya, Florida.

Commute Time in Alafaya

The more time you spend in your car the higher the risk of an accident. The average commute length in Alafaya, FL is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alafaya, FL

Ready to find affordable Alafaya, Florida car insurance today? Enter your ZIP code for fast, free Alafaya, FL car insurance quotes.

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