Compare Alba, PA Car Insurance Rates (2021)

Car insurance in Alba, PA averages $320 a month. Alba, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alba car insurance rates, compare quotes from the top car insurance companies in Alba, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alba, PA are $3,838/year
  • Average car insurance rates in Alba, PA after a DUI are $4,211/year
  • The cheapest car insurance company in Alba is USAA

If you need to buy Alba, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Alba, PA is right here.

You’ll find Alba car insurance rates, the cheapest Alba, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Alba, Pennsylvania car insurance rates to Bethlehem car insurance rates, Pittsburgh car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Alba, PA car insurance today? Enter your ZIP code for fast, free Alba car insurance quotes.

Cheapest Alba, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alba, PA car insurance rates? Every Alba, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alba, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,228 $2,228 $2,038 $2,038 $7,078 $7,078 $2,466 $2,466
GEICO $2,044 $1,768 $1,892 $1,639 $5,037 $4,368 $2,076 $1,796
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,835 $1,835 $1,731 $1,731 $5,113 $5,113 $2,053 $2,053
Progressive $2,533 $2,533 $2,251 $2,251 $7,771 $7,771 $3,243 $3,243
State Farm $1,554 $1,554 $1,361 $1,361 $5,412 $5,412 $1,706 $1,706
Travelers $1,773 $1,773 $1,883 $1,883 $24,880 $24,880 $2,164 $2,164
USAA $1,084 $1,084 $977 $977 $3,142 $3,142 $1,445 $1,445

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Minimum Car Insurance in Alba, PA

Every driver must carry the minimum car insurance in Alba, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Alba, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alba, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alba, PA. Compare credit history car insurance rates in Alba from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alba, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,429 $3,281 $2,647
GEICO $3,869 $2,179 $1,684
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,153 $2,585 $2,311
Progressive $5,258 $3,661 $2,930
State Farm $3,572 $2,210 $1,743
Travelers $8,373 $7,538 $7,114
USAA $2,082 $1,541 $1,362

Cheapest Alba, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alba, PA to rates for a clean record with top companies.

Annual Alba, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,310 $3,880 $3,310 $3,310
GEICO $1,896 $3,225 $2,550 $2,639
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,929 $2,578 $3,621 $2,604
Progressive $3,597 $4,886 $3,701 $3,614
State Farm $2,312 $2,705 $2,508 $2,508
Travelers $5,495 $7,752 $9,701 $7,752
USAA $1,343 $1,837 $1,966 $1,500

Cheapest Alba, PA Car Insurance for Teen Drivers

Teen car insurance in Alba, PA can be expensive. Take a look at rates from the top car insurance companies in Alba for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alba, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,078
GEICO $5,037 $4,368
Liberty Mutual $11,916 $11,916
Nationwide $5,113 $5,113
Progressive $7,771 $7,771
State Farm $5,412 $5,412
Travelers $24,880 $24,880
USAA $3,142 $3,142

Cheapest Alba, PA Car Insurance for Seniors

Take a look at Alba, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alba, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,038
GEICO $1,892 $1,639
Liberty Mutual $3,696 $3,696
Nationwide $1,731 $1,731
Progressive $2,251 $2,251
State Farm $1,361 $1,361
Travelers $1,883 $1,883
USAA $977 $977

Cheapest Alba, PA Car Insurance Rates After a DUI

A DUI in Alba, PA increases car insurance rates. Compare Alba, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alba, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,310
GEICO $2,550
Liberty Mutual $6,330
Nationwide $3,621
Progressive $3,701
State Farm $2,508
Travelers $9,701
USAA $1,966

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Cheapest Alba, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alba, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alba, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,388 $3,517
GEICO $2,532 $2,623
Liberty Mutual $6,039 $6,360
Nationwide $2,683 $2,683
Progressive $3,950 $3,950
State Farm $2,435 $2,582
Travelers $7,675 $7,675
USAA $1,614 $1,709

The Best Cheap Car Insurance Companies in Alba, PA

Take a look at a side-by-side comparison of the top car insurance companies in Alba, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alba, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,453
GEICO $2,578
Liberty Mutual $6,199
Nationwide $2,683
Progressive $3,950
State Farm $2,508
Travelers $7,675
USAA $1,662

Category Winners: Cheapest Car Insurance in Alba, Pennsylvania

Find the cheapest car insurance companies in Alba, PA for each category right here.

Best Annual Car Insurance Rates by Company in Alba, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Alba, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alba car insurance rates. Find the cheapest Alba, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alba, Pennsylvania

Insurance Company Low Medium High
Allstate $3,281 $3,477 $3,600
GEICO $2,381 $2,597 $2,755
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,721 $2,711 $2,617
Progressive $3,652 $3,969 $4,228
State Farm $2,372 $2,536 $2,617
Travelers $7,888 $7,648 $7,489
USAA $1,557 $1,675 $1,754

What affects car insurance rates in Alba, Pennsylvania?

What factors can have an impact on Alba, PA car insurance? There are several reasons why Alba car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alba, Pennsylvania.

Commute Time in Alba

The more time you spend in your car the higher the risk of an accident. The average commute length in Alba, PA is 33.0 minutes according to City-Data.

Traffic in Alba

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Alba, PA traffic data from INRIX ranks Alba as the 662nd-most congested in the world.

Compare Car Insurance Quotes in Alba, PA

Ready to find affordable Alba, Pennsylvania car insurance today? Enter your ZIP code for fast, free Alba, PA car insurance quotes.

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