Compare Albemarle, NC Car Insurance Rates (2021)

Car insurance in Albemarle, NC averages $264 a month. Albemarle, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Albemarle car insurance rates, compare quotes from the top car insurance companies in Albemarle, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Albemarle, NC are $3,165/year
  • The cheapest car insurance company in Albemarle is Liberty Mutual
  • Average car insurance rates in Albemarle, NC after a DUI are $5,947/year

If you need to buy Albemarle, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Albemarle, NC is right here.

You’ll find Albemarle car insurance rates, the cheapest Albemarle, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Albemarle, North Carolina car insurance rates to Wilmington car insurance rates, Charlotte car insurance rates, and Winston-Salem car insurance rates.

Ready to find affordable Albemarle, NC car insurance today? Enter your ZIP code for fast, free Albemarle car insurance quotes.

Cheapest Albemarle, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Albemarle, NC car insurance rates? Every Albemarle, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albemarle, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,231 $5,231 $4,296 $4,296 $12,482 $12,482 $5,334 $5,334
GEICO $2,493 $2,443 $2,449 $2,401 $4,640 $4,599 $2,167 $2,153
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,629 $1,629 $1,478 $1,478 $3,802 $3,802 $1,827 $1,827
State Farm $2,352 $2,352 $2,034 $2,034 $3,461 $3,461 $2,907 $2,907
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in Albemarle, NC

Every driver must carry the minimum car insurance in Albemarle, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Albemarle, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Albemarle, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Albemarle, NC. Compare credit history car insurance rates in Albemarle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Albemarle, North Carolina

Insurance Company Poor Fair Good
Allstate $9,255 $6,004 $5,249
GEICO $3,172 $2,903 $2,680
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,483 $2,129 $1,940
State Farm $3,778 $2,414 $1,874
Travelers $3,102 $2,823 $2,792

Cheapest Albemarle, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Albemarle, NC to rates for a clean record with top companies.

Annual Albemarle, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,516 $12,132 $5,002
GEICO $1,646 $2,372 $5,459 $2,196
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,029 $1,502 $4,747 $1,457
State Farm $1,447 $2,073 $5,163 $2,073
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest Albemarle, NC Car Insurance for Teen Drivers

Teen car insurance in Albemarle, NC can be expensive. Take a look at rates from the top car insurance companies in Albemarle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Albemarle, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,482 $12,482
GEICO $4,640 $4,599
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,802 $3,802
State Farm $3,461 $3,461
Travelers $4,143 $4,143

Cheapest Albemarle, NC Car Insurance for Seniors

Take a look at Albemarle, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Albemarle, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,296 $4,296
GEICO $2,449 $2,401
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,478 $1,478
State Farm $2,034 $2,034
Travelers $2,458 $2,458

Cheapest Albemarle, NC Car Insurance Rates After a DUI

A DUI in Albemarle, NC increases car insurance rates. Compare Albemarle, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Albemarle, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,132
GEICO $5,459
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,747
State Farm $5,163
Travelers $5,402

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Cheapest Albemarle, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Albemarle, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Albemarle, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,836 $6,836
GEICO $2,918 $2,918
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,184 $2,184
State Farm $2,672 $2,705
Travelers $2,906 $2,906

The Best Cheap Car Insurance Companies in Albemarle, NC

Take a look at a side-by-side comparison of the top car insurance companies in Albemarle, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Albemarle, North Carolina

Insurance Company Average Annual Rates
Allstate $6,836
GEICO $2,918
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,184
State Farm $2,689
Travelers $2,906

Category Winners: Cheapest Car Insurance in Albemarle, North Carolina

Find the cheapest car insurance companies in Albemarle, NC for each category right here.

Best Annual Car Insurance Rates by Company in Albemarle, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Albemarle, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Albemarle car insurance rates. Find the cheapest Albemarle, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Albemarle, North Carolina

Insurance Company Low Medium High
Allstate $6,608 $6,813 $7,087
GEICO $2,785 $2,908 $3,061
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,079 $2,171 $2,301
State Farm $2,590 $2,676 $2,801
Travelers $2,790 $2,891 $3,037

What affects car insurance rates in Albemarle, North Carolina?

What factors can have an impact on Albemarle, NC car insurance? There are several reasons why Albemarle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Albemarle, North Carolina.

Commute Time in Albemarle

The more time you spend in your car the higher the risk of an accident. The average commute length in Albemarle, NC is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Albemarle, NC

Ready to find affordable Albemarle, North Carolina car insurance today? Enter your ZIP code for fast, free Albemarle, NC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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