Compare Albert City, IA Car Insurance Rates (2021)

Car insurance in Albert City, IA averages $241 a month. Albert City, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Albert City car insurance rates, compare quotes from the top car insurance companies in Albert City, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Albert City is USAA
  • Average car insurance rates in Albert City, IA are $2,897/year
  • The cheapest car insurance company in Albert City for teen drivers is USAA

If you need to buy Albert City, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Albert City, IA is right here.

You’ll find Albert City car insurance rates, the cheapest Albert City, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Albert City, Iowa car insurance rates to Davenport car insurance rates, Des Moines car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Albert City, IA car insurance today? Enter your ZIP code for fast, free Albert City car insurance quotes.

Cheapest Albert City, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Albert City, IA car insurance rates? Every Albert City, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albert City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,355 $1,295 $1,116 $1,164 $3,467 $3,904 $1,625 $1,759
State Farm $1,331 $1,331 $1,169 $1,169 $3,609 $4,572 $1,496 $1,707
Travelers $2,481 $2,535 $2,395 $2,406 $10,800 $17,250 $2,573 $3,064
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

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Minimum Car Insurance in Albert City, IA

Every driver must carry the minimum car insurance in Albert City, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Albert City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Albert City, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Albert City, IA. Compare credit history car insurance rates in Albert City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Albert City, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,305 $1,874 $1,702
State Farm $2,916 $1,805 $1,424
Travelers $6,124 $5,219 $4,970
USAA $2,283 $1,568 $1,358

Cheapest Albert City, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Albert City, IA to rates for a clean record with top companies.

Annual Albert City, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,574 $2,593 $1,709 $1,967
State Farm $1,896 $2,201 $2,048 $2,048
Travelers $3,978 $5,278 $7,061 $5,435
USAA $1,329 $1,780 $2,313 $1,524

Cheapest Albert City, IA Car Insurance for Teen Drivers

Teen car insurance in Albert City, IA can be expensive. Take a look at rates from the top car insurance companies in Albert City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Albert City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,467 $3,904
State Farm $3,609 $4,572
Travelers $10,800 $17,250
USAA $3,110 $3,307

Cheapest Albert City, IA Car Insurance for Seniors

Take a look at Albert City, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Albert City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,116 $1,164
State Farm $1,169 $1,169
Travelers $2,395 $2,406
USAA $1,073 $1,096

Cheapest Albert City, IA Car Insurance Rates After a DUI

A DUI in Albert City, IA increases car insurance rates. Compare Albert City, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Albert City, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,709
State Farm $2,048
Travelers $7,061
USAA $2,313

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Cheapest Albert City, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Albert City, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Albert City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $1,961 $1,961
State Farm $1,999 $2,097
Travelers $5,438 $5,438
USAA $1,673 $1,800

The Best Cheap Car Insurance Companies in Albert City, IA

Take a look at a side-by-side comparison of the top car insurance companies in Albert City, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Albert City, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $1,961
State Farm $2,048
Travelers $5,438
USAA $1,736

Category Winners: Cheapest Car Insurance in Albert City, Iowa

Find the cheapest car insurance companies in Albert City, IA for each category right here.

Best Annual Car Insurance Rates by Company in Albert City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Albert City, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Albert City car insurance rates. Find the cheapest Albert City, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Albert City, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,839 $1,967 $2,075
State Farm $1,951 $2,059 $2,134
Travelers $5,107 $5,521 $5,685
USAA $1,644 $1,742 $1,823

What affects car insurance rates in Albert City, Iowa?

What factors can have an impact on Albert City, IA car insurance? There are several reasons why Albert City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Albert City, Iowa.

Commute Time in Albert City

The more time you spend in your car the higher the risk of an accident. The average commute length in Albert City, IA is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Albert City, IA

Ready to find affordable Albert City, Iowa car insurance today? Enter your ZIP code for fast, free Albert City, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State