Compare Alberta, MN Car Insurance Rates (2021)

Car insurance in Alberta, MN averages $344 a month. Alberta, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Alberta car insurance rates, compare quotes from the top car insurance companies in Alberta, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alberta for teen drivers is State Farm
  • The cheapest car insurance company in Alberta is State Farm
  • Average car insurance rates in Alberta, MN are $4,125/year

If you need to buy Alberta, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Alberta, MN is right here.

You’ll find Alberta car insurance rates, the cheapest Alberta, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Alberta, Minnesota car insurance rates to Brooklyn Park car insurance rates, Woodbury car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Alberta, MN car insurance today? Enter your ZIP code for fast, free Alberta car insurance quotes.

Cheapest Alberta, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alberta, MN car insurance rates? Every Alberta, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alberta, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,932 $2,932 $2,816 $2,816 $6,627 $9,595 $3,567 $3,745
American Family $2,162 $2,162 $1,957 $1,957 $5,823 $8,485 $2,162 $2,447
Farmers $1,723 $1,718 $1,663 $1,749 $4,662 $4,659 $2,237 $2,140
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,339 $1,339 $1,186 $1,186 $2,840 $3,510 $1,554 $1,281
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

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Minimum Car Insurance in Alberta, MN

Every driver must carry the minimum car insurance in Alberta, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Alberta, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alberta, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alberta, MN. Compare credit history car insurance rates in Alberta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alberta, Minnesota

Insurance Company Poor Fair Good
Allstate $6,436 $3,477 $3,224
American Family $4,605 $3,086 $2,492
Farmers $3,240 $2,310 $2,157
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,593 $1,587 $1,158
USAA $4,327 $2,096 $1,817

Cheapest Alberta, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alberta, MN to rates for a clean record with top companies.

Annual Alberta, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,221 $4,614 $5,496 $4,183
American Family $2,277 $4,124 $4,594 $2,582
Farmers $2,201 $2,772 $2,802 $2,500
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,641 $1,918 $1,779 $1,779
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Alberta, MN Car Insurance for Teen Drivers

Teen car insurance in Alberta, MN can be expensive. Take a look at rates from the top car insurance companies in Alberta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alberta, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,627 $9,595
American Family $5,823 $8,485
Farmers $4,662 $4,659
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,840 $3,510
USAA $4,819 $5,295

Cheapest Alberta, MN Car Insurance for Seniors

Take a look at Alberta, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alberta, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $1,957 $1,957
Farmers $1,663 $1,749
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,186 $1,186
USAA $1,654 $1,658

Cheapest Alberta, MN Car Insurance Rates After a DUI

A DUI in Alberta, MN increases car insurance rates. Compare Alberta, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alberta, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,496
American Family $4,594
Farmers $2,802
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,779
USAA $3,918

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Cheapest Alberta, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alberta, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alberta, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,379 $4,379
American Family $3,354 $3,434
Farmers $2,569 $2,569
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,733 $1,826
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Alberta, MN

Take a look at a side-by-side comparison of the top car insurance companies in Alberta, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alberta, Minnesota

Insurance Company Average Annual Rates
Allstate $4,379
American Family $3,394
Farmers $2,569
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,779
USAA $2,747

Category Winners: Cheapest Car Insurance in Alberta, Minnesota

Find the cheapest car insurance companies in Alberta, MN for each category right here.

Best Annual Car Insurance Rates by Company in Alberta, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Alberta, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alberta car insurance rates. Find the cheapest Alberta, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alberta, Minnesota

Insurance Company Low Medium High
Allstate $4,321 $4,374 $4,441
American Family $3,393 $3,489 $3,301
Farmers $2,474 $2,577 $2,655
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,715 $1,784 $1,839
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Alberta, Minnesota?

What factors can have an impact on Alberta, MN car insurance? There are several reasons why Alberta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alberta, Minnesota.

Commute Time in Alberta

The more time you spend in your car the higher the risk of an accident. The average commute length in Alberta, MN is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alberta, MN

Ready to find affordable Alberta, Minnesota car insurance today? Enter your ZIP code for fast, free Alberta, MN car insurance quotes.

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