Compare Albertville, MN Car Insurance Rates (2021)

Car insurance in Albertville, MN averages $382 a month. Albertville, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Albertville car insurance rates, compare quotes from the top car insurance companies in Albertville, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Albertville for teen drivers is State Farm
  • Average car insurance rates in Albertville, MN are $4,580/year
  • The cheapest car insurance company in Albertville is State Farm

If you need to buy Albertville, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Albertville, MN is right here.

You’ll find Albertville car insurance rates, the cheapest Albertville, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Albertville, Minnesota car insurance rates to St. Paul car insurance rates, Brooklyn Park car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Albertville, MN car insurance today? Enter your ZIP code for fast, free Albertville car insurance quotes.

Cheapest Albertville, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Albertville, MN car insurance rates? Every Albertville, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albertville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,048 $3,048 $2,948 $2,948 $6,911 $9,896 $3,717 $3,870
American Family $2,278 $2,278 $2,068 $2,068 $6,304 $9,061 $2,278 $2,557
Farmers $1,953 $1,956 $1,883 $2,003 $5,682 $5,801 $2,570 $2,506
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $9,742 $9,742 $9,648 $9,648 $19,018 $28,462 $9,742 $13,502
Nationwide $2,025 $2,021 $1,806 $1,910 $5,244 $6,317 $2,387 $2,467
State Farm $1,660 $1,660 $1,500 $1,500 $3,750 $4,581 $1,914 $1,581
USAA $1,851 $1,822 $1,693 $1,683 $4,895 $5,315 $2,399 $2,534

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Minimum Car Insurance in Albertville, MN

Every driver must carry the minimum car insurance in Albertville, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Albertville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Albertville, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Albertville, MN. Compare credit history car insurance rates in Albertville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Albertville, Minnesota

Insurance Company Poor Fair Good
Allstate $6,652 $3,624 $3,368
American Family $4,970 $3,259 $2,606
Farmers $3,785 $2,763 $2,584
GEICO $4,422 $3,616 $3,012
Liberty Mutual $19,078 $12,341 $9,645
Nationwide $3,597 $2,901 $2,568
State Farm $3,307 $2,022 $1,475
USAA $4,315 $2,140 $1,867

Cheapest Albertville, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Albertville, MN to rates for a clean record with top companies.

Annual Albertville, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,282 $4,804 $5,772 $4,335
American Family $2,429 $4,356 $4,907 $2,753
Farmers $2,612 $3,267 $3,327 $2,971
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $9,933 $13,710 $20,401 $10,708
Nationwide $2,404 $3,183 $3,656 $2,845
State Farm $2,070 $2,466 $2,268 $2,268
USAA $2,064 $2,629 $3,946 $2,458

Cheapest Albertville, MN Car Insurance for Teen Drivers

Teen car insurance in Albertville, MN can be expensive. Take a look at rates from the top car insurance companies in Albertville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Albertville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,911 $9,896
American Family $6,304 $9,061
Farmers $5,682 $5,801
GEICO $5,874 $7,453
Liberty Mutual $19,018 $28,462
Nationwide $5,244 $6,317
State Farm $3,750 $4,581
USAA $4,895 $5,315

Cheapest Albertville, MN Car Insurance for Seniors

Take a look at Albertville, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Albertville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $2,948
American Family $2,068 $2,068
Farmers $1,883 $2,003
GEICO $2,666 $2,591
Liberty Mutual $9,648 $9,648
Nationwide $1,806 $1,910
State Farm $1,500 $1,500
USAA $1,693 $1,683

Cheapest Albertville, MN Car Insurance Rates After a DUI

A DUI in Albertville, MN increases car insurance rates. Compare Albertville, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Albertville, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,772
American Family $4,907
Farmers $3,327
GEICO $5,782
Liberty Mutual $20,401
Nationwide $3,656
State Farm $2,268
USAA $3,946

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Cheapest Albertville, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Albertville, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Albertville, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,548 $4,548
American Family $3,569 $3,654
Farmers $3,044 $3,044
GEICO $3,634 $3,733
Liberty Mutual $13,291 $14,085
Nationwide $3,022 $3,022
State Farm $2,204 $2,333
USAA $2,738 $2,811

The Best Cheap Car Insurance Companies in Albertville, MN

Take a look at a side-by-side comparison of the top car insurance companies in Albertville, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Albertville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,548
American Family $3,611
Farmers $3,044
GEICO $3,683
Liberty Mutual $13,688
Nationwide $3,022
State Farm $2,268
USAA $2,774

Category Winners: Cheapest Car Insurance in Albertville, Minnesota

Find the cheapest car insurance companies in Albertville, MN for each category right here.

Best Annual Car Insurance Rates by Company in Albertville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Albertville, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Albertville car insurance rates. Find the cheapest Albertville, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Albertville, Minnesota

Insurance Company Low Medium High
Allstate $4,472 $4,544 $4,628
American Family $3,590 $3,708 $3,536
Farmers $2,910 $3,060 $3,162
GEICO $3,563 $3,682 $3,805
Liberty Mutual $13,301 $13,706 $14,057
Nationwide $2,838 $3,048 $3,180
State Farm $2,160 $2,279 $2,365
USAA $2,691 $2,772 $2,859

What affects car insurance rates in Albertville, Minnesota?

What factors can have an impact on Albertville, MN car insurance? There are several reasons why Albertville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Albertville, Minnesota.

Commute Time in Albertville

The more time you spend in your car the higher the risk of an accident. The average commute length in Albertville, MN is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Albertville, MN

Ready to find affordable Albertville, Minnesota car insurance today? Enter your ZIP code for fast, free Albertville, MN car insurance quotes.

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