Compare Albion, IA Car Insurance Rates (2021)

Car insurance in Albion, IA averages $241 a month. Albion, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Albion car insurance rates, compare quotes from the top car insurance companies in Albion, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Albion, IA after a DUI are $3,479/year
  • The cheapest car insurance company in Albion is USAA
  • Average car insurance rates in Albion, IA are $2,886/year

If you need to buy Albion, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Albion, IA is right here.

You’ll find Albion car insurance rates, the cheapest Albion, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Albion, Iowa car insurance rates to Waterloo car insurance rates, West Des Moines car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Albion, IA car insurance today? Enter your ZIP code for fast, free Albion car insurance quotes.

Cheapest Albion, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Albion, IA car insurance rates? Every Albion, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albion, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,859 $1,859 $1,664 $1,664 $4,980 $6,970 $1,859 $2,237
Farmers $1,504 $1,532 $1,345 $1,469 $4,586 $4,883 $2,039 $2,191
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,571 $1,506 $1,296 $1,346 $3,970 $4,475 $1,890 $2,048
State Farm $1,482 $1,482 $1,297 $1,297 $3,960 $5,023 $1,664 $1,898
Travelers $2,448 $2,495 $2,396 $2,399 $11,173 $17,756 $2,560 $2,998
USAA $1,135 $1,148 $1,043 $1,064 $3,019 $3,207 $1,359 $1,500

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Albion, IA

Every driver must carry the minimum car insurance in Albion, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Albion, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Albion, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Albion, IA. Compare credit history car insurance rates in Albion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Albion, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,679 $2,704 $2,276
Farmers $2,799 $2,327 $2,204
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,664 $2,162 $1,962
State Farm $3,223 $1,994 $1,572
Travelers $6,204 $5,313 $5,068
USAA $2,213 $1,521 $1,318

Cheapest Albion, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Albion, IA to rates for a clean record with top companies.

Annual Albion, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,083 $3,057 $3,957 $2,448
Farmers $2,082 $2,586 $2,621 $2,486
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,816 $2,992 $1,971 $2,272
State Farm $2,098 $2,428 $2,263 $2,263
Travelers $4,014 $5,387 $7,210 $5,502
USAA $1,289 $1,726 $2,243 $1,479

Cheapest Albion, IA Car Insurance for Teen Drivers

Teen car insurance in Albion, IA can be expensive. Take a look at rates from the top car insurance companies in Albion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Albion, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,980 $6,970
Farmers $4,586 $4,883
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $3,970 $4,475
State Farm $3,960 $5,023
Travelers $11,173 $17,756
USAA $3,019 $3,207

Cheapest Albion, IA Car Insurance for Seniors

Take a look at Albion, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Albion, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,664 $1,664
Farmers $1,345 $1,469
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,296 $1,346
State Farm $1,297 $1,297
Travelers $2,396 $2,399
USAA $1,043 $1,064

Cheapest Albion, IA Car Insurance Rates After a DUI

A DUI in Albion, IA increases car insurance rates. Compare Albion, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Albion, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,957
Farmers $2,621
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $1,971
State Farm $2,263
Travelers $7,210
USAA $2,243

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Albion, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Albion, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Albion, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,853 $2,920
Farmers $2,444 $2,444
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,263 $2,263
State Farm $2,209 $2,317
Travelers $5,528 $5,528
USAA $1,623 $1,746

The Best Cheap Car Insurance Companies in Albion, IA

Take a look at a side-by-side comparison of the top car insurance companies in Albion, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Albion, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,886
Farmers $2,444
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,263
State Farm $2,263
Travelers $5,528
USAA $1,684

Category Winners: Cheapest Car Insurance in Albion, Iowa

Find the cheapest car insurance companies in Albion, IA for each category right here.

Best Annual Car Insurance Rates by Company in Albion, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Albion, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Albion car insurance rates. Find the cheapest Albion, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Albion, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,897 $3,047 $2,715
Farmers $2,347 $2,451 $2,533
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,137 $2,272 $2,380
State Farm $2,162 $2,274 $2,352
Travelers $5,233 $5,609 $5,742
USAA $1,594 $1,690 $1,769

What affects car insurance rates in Albion, Iowa?

What factors can have an impact on Albion, IA car insurance? There are several reasons why Albion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Albion, Iowa.

Commute Time in Albion

The more time you spend in your car the higher the risk of an accident. The average commute length in Albion, IA is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Albion, IA

Ready to find affordable Albion, Iowa car insurance today? Enter your ZIP code for fast, free Albion, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State