Compare Albion, IN Car Insurance Rates (2021)

Car insurance in Albion, IN averages $264 a month. Albion, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Albion car insurance rates, compare quotes from the top car insurance companies in Albion, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Albion, IN after a DUI are $3,746/year
  • The cheapest car insurance company in Albion for teen drivers is USAA
  • The cheapest car insurance company in Albion is USAA

If you need to buy Albion, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Albion, IN is right here.

You’ll find Albion car insurance rates, the cheapest Albion, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Albion, Indiana car insurance rates to Gary car insurance rates, Hammond car insurance rates, and Carmel car insurance rates.

Ready to find affordable Albion, IN car insurance today? Enter your ZIP code for fast, free Albion car insurance quotes.

Cheapest Albion, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Albion, IN car insurance rates? Every Albion, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albion, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,475 $2,540 $2,169 $2,372 $7,486 $9,415 $2,525 $2,746
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,570 $1,549 $1,345 $1,507 $8,274 $8,788 $2,056 $2,229
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,604 $1,643 $1,405 $1,504 $4,614 $6,009 $1,875 $2,054
Progressive $1,528 $1,452 $1,381 $1,392 $8,816 $9,922 $1,914 $1,960
State Farm $1,367 $1,367 $1,210 $1,210 $4,022 $5,168 $1,508 $1,675
Travelers $1,110 $1,130 $1,035 $1,037 $6,692 $10,578 $1,169 $1,363
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

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Minimum Car Insurance in Albion, IN

Every driver must carry the minimum car insurance in Albion, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Albion, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Albion, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Albion, IN. Compare credit history car insurance rates in Albion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Albion, Indiana

Insurance Company Poor Fair Good
Allstate $4,924 $3,655 $3,319
American Family $4,759 $3,096 $2,593
Farmers $3,992 $3,246 $3,005
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,947 $2,491 $2,328
Progressive $3,919 $3,460 $3,258
State Farm $3,192 $1,904 $1,476
Travelers $3,357 $2,844 $2,841
USAA $2,243 $1,484 $1,273

Cheapest Albion, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Albion, IN to rates for a clean record with top companies.

Annual Albion, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,172 $4,642 $4,282 $3,768
American Family $2,399 $3,832 $4,841 $2,858
Farmers $3,053 $3,564 $3,668 $3,373
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,225 $2,870 $2,752 $2,507
Progressive $2,669 $4,632 $3,180 $3,701
State Farm $2,141 $2,339 $2,141 $2,141
Travelers $2,562 $3,163 $3,583 $2,748
USAA $1,260 $1,792 $2,053 $1,561

Cheapest Albion, IN Car Insurance for Teen Drivers

Teen car insurance in Albion, IN can be expensive. Take a look at rates from the top car insurance companies in Albion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Albion, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,486 $9,415
American Family $5,962 $8,663
Farmers $8,274 $8,788
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,614 $6,009
Progressive $8,816 $9,922
State Farm $4,022 $5,168
Travelers $6,692 $10,578
USAA $2,940 $3,290

Cheapest Albion, IN Car Insurance for Seniors

Take a look at Albion, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Albion, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,169 $2,372
American Family $1,970 $1,970
Farmers $1,345 $1,507
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,405 $1,504
Progressive $1,381 $1,392
State Farm $1,210 $1,210
Travelers $1,035 $1,037
USAA $991 $1,001

Cheapest Albion, IN Car Insurance Rates After a DUI

A DUI in Albion, IN increases car insurance rates. Compare Albion, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Albion, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,282
American Family $4,841
Farmers $3,668
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,752
Progressive $3,180
State Farm $2,141
Travelers $3,583
USAA $2,053

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Cheapest Albion, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Albion, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Albion, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,966 $3,966
American Family $3,441 $3,525
Farmers $3,415 $3,415
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,589 $2,589
Progressive $3,546 $3,546
State Farm $2,128 $2,253
Travelers $3,014 $3,014
USAA $1,644 $1,689

The Best Cheap Car Insurance Companies in Albion, IN

Take a look at a side-by-side comparison of the top car insurance companies in Albion, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Albion, Indiana

Insurance Company Average Annual Rates
Allstate $3,966
American Family $3,483
Farmers $3,415
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,589
Progressive $3,546
State Farm $2,191
Travelers $3,014
USAA $1,667

Category Winners: Cheapest Car Insurance in Albion, Indiana

Find the cheapest car insurance companies in Albion, IN for each category right here.

Best Annual Car Insurance Rates by Company in Albion, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Albion, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Albion car insurance rates. Find the cheapest Albion, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Albion, Indiana

Insurance Company Low Medium High
Allstate $3,787 $3,950 $4,161
American Family $3,456 $3,598 $3,394
Farmers $3,296 $3,406 $3,542
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,633 $2,567 $2,565
Progressive $3,366 $3,495 $3,776
State Farm $2,092 $2,190 $2,290
Travelers $2,960 $3,042 $3,040
USAA $1,603 $1,662 $1,735

What affects car insurance rates in Albion, Indiana?

What factors can have an impact on Albion, IN car insurance? There are several reasons why Albion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Albion, Indiana.

Car Theft in Albion

High levels of vehicle theft can make car insurance more expensive. Albion, IN car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Albion

The more time you spend in your car the higher the risk of an accident. The average commute length in Albion, IN is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Albion, IN

Ready to find affordable Albion, Indiana car insurance today? Enter your ZIP code for fast, free Albion, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State