Compare Alburnett, IA Car Insurance Rates (2021)

Car insurance in Alburnett, IA averages $240 a month. Alburnett, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Alburnett car insurance rates, compare quotes from the top car insurance companies in Alburnett, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alburnett, IA are $2,875/year
  • Average car insurance rates in Alburnett, IA after a DUI are $3,466/year
  • The cheapest car insurance company in Alburnett is USAA

If you need to buy Alburnett, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Alburnett, IA is right here.

You’ll find Alburnett car insurance rates, the cheapest Alburnett, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Alburnett, Iowa car insurance rates to Sioux City car insurance rates, Davenport car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Alburnett, IA car insurance today? Enter your ZIP code for fast, free Alburnett car insurance quotes.

Cheapest Alburnett, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alburnett, IA car insurance rates? Every Alburnett, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alburnett, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,734 $1,614 $1,641 $5,261 $5,927 $1,959 $2,010
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,630 $1,561 $1,344 $1,397 $4,164 $4,693 $1,962 $2,129
State Farm $1,434 $1,434 $1,258 $1,258 $3,853 $4,892 $1,612 $1,832
Travelers $2,339 $2,383 $2,301 $2,302 $10,871 $17,321 $2,451 $2,848
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

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Minimum Car Insurance in Alburnett, IA

Every driver must carry the minimum car insurance in Alburnett, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Alburnett, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Alburnett, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alburnett, IA. Compare credit history car insurance rates in Alburnett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alburnett, Iowa

Insurance Company Poor Fair Good
Allstate $3,275 $2,608 $2,349
American Family $3,681 $2,707 $2,278
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $2,932 $2,307 $2,020
Progressive $2,775 $2,256 $2,049
State Farm $3,128 $1,935 $1,526
Travelers $5,999 $5,145 $4,911
USAA $2,529 $1,738 $1,505

Cheapest Alburnett, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alburnett, IA to rates for a clean record with top companies.

Annual Alburnett, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,331 $2,820 $3,216 $2,609
American Family $2,085 $3,059 $3,961 $2,450
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,893 $3,125 $2,054 $2,369
State Farm $2,036 $2,358 $2,197 $2,197
Travelers $3,880 $5,218 $6,990 $5,320
USAA $1,468 $1,973 $2,568 $1,686

Cheapest Alburnett, IA Car Insurance for Teen Drivers

Teen car insurance in Alburnett, IA can be expensive. Take a look at rates from the top car insurance companies in Alburnett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alburnett, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,261 $5,927
American Family $4,988 $6,978
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $3,911 $5,035
Progressive $4,164 $4,693
State Farm $3,853 $4,892
Travelers $10,871 $17,321
USAA $3,504 $3,716

Cheapest Alburnett, IA Car Insurance for Seniors

Take a look at Alburnett, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alburnett, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,641
American Family $1,665 $1,665
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,491 $1,586
Progressive $1,344 $1,397
State Farm $1,258 $1,258
Travelers $2,301 $2,302
USAA $1,174 $1,194

Cheapest Alburnett, IA Car Insurance Rates After a DUI

A DUI in Alburnett, IA increases car insurance rates. Compare Alburnett, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alburnett, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,216
American Family $3,961
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,415
Progressive $2,054
State Farm $2,197
Travelers $6,990
USAA $2,568

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Cheapest Alburnett, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alburnett, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alburnett, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,679 $2,809
American Family $2,855 $2,922
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,420 $2,420
Progressive $2,360 $2,360
State Farm $2,144 $2,250
Travelers $5,352 $5,352
USAA $1,854 $1,994

The Best Cheap Car Insurance Companies in Alburnett, IA

Take a look at a side-by-side comparison of the top car insurance companies in Alburnett, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alburnett, Iowa

Insurance Company Average Annual Rates
Allstate $2,744
American Family $2,889
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,420
Progressive $2,360
State Farm $2,197
Travelers $5,352
USAA $1,924

Category Winners: Cheapest Car Insurance in Alburnett, Iowa

Find the cheapest car insurance companies in Alburnett, IA for each category right here.

Best Annual Car Insurance Rates by Company in Alburnett, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Alburnett, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alburnett car insurance rates. Find the cheapest Alburnett, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alburnett, Iowa

Insurance Company Low Medium High
Allstate $2,648 $2,747 $2,837
American Family $2,899 $3,050 $2,718
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,512 $2,412 $2,334
Progressive $2,230 $2,369 $2,481
State Farm $2,089 $2,209 $2,292
Travelers $5,044 $5,432 $5,580
USAA $1,831 $1,930 $2,011

What affects car insurance rates in Alburnett, Iowa?

What factors can have an impact on Alburnett, IA car insurance? There are several reasons why Alburnett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alburnett, Iowa.

Commute Time in Alburnett

The more time you spend in your car the higher the risk of an accident. The average commute length in Alburnett, IA is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alburnett, IA

Ready to find affordable Alburnett, Iowa car insurance today? Enter your ZIP code for fast, free Alburnett, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State