Compare Alcalde, NM Car Insurance Rates (2021)

Car insurance in Alcalde, NM averages $308 a month. Alcalde, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alcalde car insurance rates, compare quotes from the top car insurance companies in Alcalde, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alcalde for teen drivers is USAA
  • Average car insurance rates in Alcalde, NM after a DUI are $4,763/year
  • The cheapest car insurance company in Alcalde is State Farm

If you need to buy Alcalde, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Alcalde, NM is right here.

You’ll find Alcalde car insurance rates, the cheapest Alcalde, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Alcalde, New Mexico car insurance rates to Santa Fe car insurance rates, Gallup car insurance rates, and Farmington car insurance rates.

Ready to find affordable Alcalde, NM car insurance today? Enter your ZIP code for fast, free Alcalde car insurance quotes.

Cheapest Alcalde, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alcalde, NM car insurance rates? Every Alcalde, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alcalde, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,732 $1,677 $1,576 $1,579 $7,105 $8,013 $2,091 $2,160
State Farm $1,607 $1,607 $1,466 $1,466 $4,400 $5,512 $1,798 $1,988
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

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Minimum Car Insurance in Alcalde, NM

Every driver must carry the minimum car insurance in Alcalde, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Alcalde, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alcalde, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alcalde, NM. Compare credit history car insurance rates in Alcalde from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alcalde, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,558 $3,169 $2,997
State Farm $3,530 $2,181 $1,730
USAA $3,105 $2,326 $2,017

Cheapest Alcalde, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alcalde, NM to rates for a clean record with top companies.

Annual Alcalde, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,800 $3,837 $3,020 $3,309
State Farm $2,327 $2,532 $2,532 $2,532
USAA $1,840 $2,568 $3,377 $2,145

Cheapest Alcalde, NM Car Insurance for Teen Drivers

Teen car insurance in Alcalde, NM can be expensive. Take a look at rates from the top car insurance companies in Alcalde for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alcalde, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,105 $8,013
State Farm $4,400 $5,512
USAA $4,371 $4,937

Cheapest Alcalde, NM Car Insurance for Seniors

Take a look at Alcalde, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alcalde, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,576 $1,579
State Farm $1,466 $1,466
USAA $1,562 $1,551

Cheapest Alcalde, NM Car Insurance Rates After a DUI

A DUI in Alcalde, NM increases car insurance rates. Compare Alcalde, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alcalde, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,020
State Farm $2,532
USAA $3,377

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Cheapest Alcalde, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alcalde, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alcalde, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,242 $3,242
State Farm $2,419 $2,542
USAA $2,408 $2,557

The Best Cheap Car Insurance Companies in Alcalde, NM

Take a look at a side-by-side comparison of the top car insurance companies in Alcalde, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alcalde, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,242
State Farm $2,480
USAA $2,483

Category Winners: Cheapest Car Insurance in Alcalde, New Mexico

Find the cheapest car insurance companies in Alcalde, NM for each category right here.

Best Annual Car Insurance Rates by Company in Alcalde, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Alcalde, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alcalde car insurance rates. Find the cheapest Alcalde, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alcalde, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,067 $3,237 $3,420
State Farm $2,255 $2,488 $2,699
USAA $2,305 $2,495 $2,648

What affects car insurance rates in Alcalde, New Mexico?

What factors can have an impact on Alcalde, NM car insurance? There are several reasons why Alcalde car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alcalde, New Mexico.

Commute Time in Alcalde

The more time you spend in your car the higher the risk of an accident. The average commute length in Alcalde, NM is 36.2 minutes according to City-Data.

Compare Car Insurance Quotes in Alcalde, NM

Ready to find affordable Alcalde, New Mexico car insurance today? Enter your ZIP code for fast, free Alcalde, NM car insurance quotes.

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