Compare Alcove, NY Car Insurance Rates (2021)

Car insurance in Alcove, NY averages $279 a month. Alcove, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alcove car insurance rates, compare quotes from the top car insurance companies in Alcove, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alcove is GEICO
  • Average car insurance rates in Alcove, NY are $3,343/year
  • The cheapest car insurance company in Alcove for teen drivers is GEICO

If you need to buy Alcove, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Alcove, NY is right here.

You’ll find Alcove car insurance rates, the cheapest Alcove, NY car insurance companies, and information on New York car insurance laws. You can also compare Alcove, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Alcove, NY car insurance today? Enter your ZIP code for fast, free Alcove car insurance quotes.

Cheapest Alcove, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alcove, NY car insurance rates? Every Alcove, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alcove, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,665 $1,605 $1,621 $1,597 $3,506 $5,138 $1,503 $1,550
Liberty Mutual $3,277 $3,277 $3,053 $3,053 $6,348 $10,291 $3,277 $3,482
Nationwide $2,101 $2,101 $1,984 $1,984 $3,761 $5,588 $2,101 $2,675
Progressive $1,962 $1,845 $1,571 $1,596 $6,441 $7,177 $2,529 $2,475
State Farm $1,956 $1,956 $1,712 $1,712 $5,906 $7,613 $2,157 $2,292
Travelers $2,687 $2,721 $2,431 $2,615 $6,050 $7,176 $2,849 $2,973
USAA $1,778 $1,745 $1,609 $1,609 $7,222 $8,613 $2,274 $2,509

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Minimum Car Insurance in Alcove, NY

Every driver must carry the minimum car insurance in Alcove, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Alcove, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alcove, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alcove, NY. Compare credit history car insurance rates in Alcove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alcove, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,848 $2,093 $1,878
Liberty Mutual $6,293 $4,128 $3,101
Nationwide $2,787 $2,787 $2,787
Progressive $5,097 $2,605 $1,896
State Farm $4,465 $2,800 $2,223
Travelers $5,084 $3,199 $2,781
USAA $5,286 $2,640 $2,333

Cheapest Alcove, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alcove, NY to rates for a clean record with top companies.

Annual Alcove, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,789 $1,950 $3,565 $1,789
Liberty Mutual $3,619 $3,619 $7,174 $3,619
Nationwide $2,138 $2,138 $4,686 $2,185
Progressive $3,113 $3,113 $3,441 $3,131
State Farm $3,008 $3,008 $3,318 $3,318
Travelers $3,180 $3,924 $3,978 $3,669
USAA $3,036 $3,086 $4,471 $3,086

Cheapest Alcove, NY Car Insurance for Teen Drivers

Teen car insurance in Alcove, NY can be expensive. Take a look at rates from the top car insurance companies in Alcove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alcove, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,506 $5,138
Liberty Mutual $6,348 $10,291
Nationwide $3,761 $5,588
Progressive $6,441 $7,177
State Farm $5,906 $7,613
Travelers $6,050 $7,176
USAA $7,222 $8,613

Cheapest Alcove, NY Car Insurance for Seniors

Take a look at Alcove, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alcove, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,621 $1,597
Liberty Mutual $3,053 $3,053
Nationwide $1,984 $1,984
Progressive $1,571 $1,596
State Farm $1,712 $1,712
Travelers $2,431 $2,615
USAA $1,609 $1,609

Cheapest Alcove, NY Car Insurance Rates After a DUI

A DUI in Alcove, NY increases car insurance rates. Compare Alcove, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alcove, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,565
Liberty Mutual $7,174
Nationwide $4,686
Progressive $3,441
State Farm $3,318
Travelers $3,978
USAA $4,471

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Cheapest Alcove, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alcove, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alcove, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,205 $2,341
Liberty Mutual $4,382 $4,633
Nationwide $2,787 $2,787
Progressive $3,199 $3,199
State Farm $3,053 $3,272
Travelers $3,688 $3,688
USAA $3,386 $3,454

The Best Cheap Car Insurance Companies in Alcove, NY

Take a look at a side-by-side comparison of the top car insurance companies in Alcove, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alcove, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,273
Liberty Mutual $4,507
Nationwide $2,787
Progressive $3,199
State Farm $3,163
Travelers $3,688
USAA $3,420

Category Winners: Cheapest Car Insurance in Alcove, New York

Find the cheapest car insurance companies in Alcove, NY for each category right here.

Best Annual Car Insurance Rates by Company in Alcove, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Alcove, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alcove car insurance rates. Find the cheapest Alcove, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alcove, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $2,161 $2,267 $2,392
Liberty Mutual $4,317 $4,492 $4,713
Nationwide $2,631 $2,767 $2,963
Progressive $3,064 $3,185 $3,349
State Farm $2,978 $3,184 $3,326
Travelers $3,498 $3,650 $3,916
USAA $3,320 $3,403 $3,537

Compare Car Insurance Quotes in Alcove, NY

Ready to find affordable Alcove, New York car insurance today? Enter your ZIP code for fast, free Alcove, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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