Compare Alden, NY Car Insurance Rates (2021)

Car insurance in Alden, NY averages $297 a month. Alden, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alden car insurance rates, compare quotes from the top car insurance companies in Alden, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alden, NY after a DUI are $4,720/year
  • The cheapest car insurance company in Alden is GEICO
  • Average car insurance rates in Alden, NY are $3,560/year

If you need to buy Alden, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Alden, NY is right here.

You’ll find Alden car insurance rates, the cheapest Alden, NY car insurance companies, and information on New York car insurance laws. You can also compare Alden, New York car insurance rates to Syracuse car insurance rates, Schenectady car insurance rates, and Albany car insurance rates.

Ready to find affordable Alden, NY car insurance today? Enter your ZIP code for fast, free Alden car insurance quotes.

Cheapest Alden, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alden, NY car insurance rates? Every Alden, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alden, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,758 $2,567 $2,596 $2,622 $8,007 $8,565 $2,672 $2,663
GEICO $1,479 $1,423 $1,437 $1,415 $3,084 $4,491 $1,334 $1,367
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,484 $2,484 $2,168 $2,168 $7,243 $9,309 $2,730 $2,865
Travelers $2,699 $2,721 $2,485 $2,656 $6,377 $7,706 $2,855 $2,963
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

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Minimum Car Insurance in Alden, NY

Every driver must carry the minimum car insurance in Alden, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Alden, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alden, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alden, NY. Compare credit history car insurance rates in Alden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alden, New York

Insurance Company Poor Fair Good
Allstate $5,860 $3,395 $2,913
GEICO $2,510 $1,845 $1,656
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $4,430 $2,295 $1,682
State Farm $5,548 $3,482 $2,765
Travelers $5,305 $3,286 $2,832
USAA $4,876 $2,450 $2,164

Cheapest Alden, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alden, NY to rates for a clean record with top companies.

Annual Alden, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $3,441 $5,012 $4,332
GEICO $1,579 $1,720 $3,137 $1,579
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,746 $3,746 $4,117 $4,117
Travelers $3,252 $4,067 $4,122 $3,790
USAA $2,815 $2,860 $4,120 $2,860

Cheapest Alden, NY Car Insurance for Teen Drivers

Teen car insurance in Alden, NY can be expensive. Take a look at rates from the top car insurance companies in Alden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alden, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,007 $8,565
GEICO $3,084 $4,491
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $5,688 $6,338
State Farm $7,243 $9,309
Travelers $6,377 $7,706
USAA $6,647 $7,915

Cheapest Alden, NY Car Insurance for Seniors

Take a look at Alden, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alden, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,622
GEICO $1,437 $1,415
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,372 $1,391
State Farm $2,168 $2,168
Travelers $2,485 $2,656
USAA $1,501 $1,503

Cheapest Alden, NY Car Insurance Rates After a DUI

A DUI in Alden, NY increases car insurance rates. Compare Alden, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alden, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,012
GEICO $3,137
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,012
State Farm $4,117
Travelers $4,122
USAA $4,120

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Cheapest Alden, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alden, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alden, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,112
GEICO $1,945 $2,062
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $2,803 $2,803
State Farm $3,790 $4,073
Travelers $3,808 $3,808
USAA $3,132 $3,195

The Best Cheap Car Insurance Companies in Alden, NY

Take a look at a side-by-side comparison of the top car insurance companies in Alden, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alden, New York

Insurance Company Average Annual Rates
Allstate $4,056
GEICO $2,004
Liberty Mutual $5,537
Nationwide $3,174
Progressive $2,803
State Farm $3,932
Travelers $3,808
USAA $3,164

Category Winners: Cheapest Car Insurance in Alden, New York

Find the cheapest car insurance companies in Alden, NY for each category right here.

Best Annual Car Insurance Rates by Company in Alden, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Alden, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alden car insurance rates. Find the cheapest Alden, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alden, New York

Insurance Company Low Medium High
Allstate $3,786 $4,040 $4,342
GEICO $1,887 $1,998 $2,126
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $2,667 $2,789 $2,951
State Farm $3,718 $3,954 $4,123
Travelers $3,533 $3,749 $4,142
USAA $3,066 $3,147 $3,278

What affects car insurance rates in Alden, New York?

What factors can have an impact on Alden, NY car insurance? There are several reasons why Alden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alden, New York.

Commute Time in Alden

The more time you spend in your car the higher the risk of an accident. The average commute length in Alden, NY is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alden, NY

Ready to find affordable Alden, New York car insurance today? Enter your ZIP code for fast, free Alden, NY car insurance quotes.

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