Compare Alderson, WV Car Insurance Rates (2021)

Car insurance in Alderson, WV averages $321 a month. Alderson, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alderson car insurance rates, compare quotes from the top car insurance companies in Alderson, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alderson for teen drivers is State Farm
  • The cheapest car insurance company in Alderson is State Farm
  • Average car insurance rates in Alderson, WV are $3,854/year

If you need to buy Alderson, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Alderson, WV is right here.

You’ll find Alderson car insurance rates, the cheapest Alderson, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Alderson, West Virginia car insurance rates to Fairmont car insurance rates, Vienna car insurance rates, and Beckley car insurance rates.

Ready to find affordable Alderson, WV car insurance today? Enter your ZIP code for fast, free Alderson car insurance quotes.

Cheapest Alderson, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alderson, WV car insurance rates? Every Alderson, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alderson, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,578 $2,498 $2,503 $10,059 $10,474 $3,055 $3,051
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,883 $1,915 $1,715 $1,800 $4,758 $6,025 $2,112 $2,261
Progressive $2,123 $2,046 $1,957 $1,956 $9,130 $10,284 $2,550 $2,636
State Farm $1,478 $1,478 $1,321 $1,321 $3,193 $4,121 $1,740 $1,384
USAA $1,643 $1,624 $1,517 $1,539 $5,308 $5,902 $2,126 $2,293

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Minimum Car Insurance in Alderson, WV

Every driver must carry the minimum car insurance in Alderson, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Alderson, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alderson, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alderson, WV. Compare credit history car insurance rates in Alderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alderson, West Virginia

Insurance Company Poor Fair Good
Allstate $5,616 $4,457 $3,803
GEICO $4,309 $3,502 $2,907
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,199 $2,704 $2,523
Progressive $4,579 $3,980 $3,697
State Farm $2,875 $1,756 $1,382
USAA $4,061 $2,320 $1,852

Cheapest Alderson, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alderson, WV to rates for a clean record with top companies.

Annual Alderson, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,901 $4,625 $5,538 $4,436
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,250 $2,986 $3,489 $2,509
Progressive $3,472 $4,641 $4,151 $4,077
State Farm $1,850 $2,159 $2,004 $2,004
USAA $2,164 $2,546 $3,636 $2,630

Cheapest Alderson, WV Car Insurance for Teen Drivers

Teen car insurance in Alderson, WV can be expensive. Take a look at rates from the top car insurance companies in Alderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alderson, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,059 $10,474
GEICO $6,181 $7,456
Liberty Mutual $15,528 $17,521
Nationwide $4,758 $6,025
Progressive $9,130 $10,284
State Farm $3,193 $4,121
USAA $5,308 $5,902

Cheapest Alderson, WV Car Insurance for Seniors

Take a look at Alderson, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alderson, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,503
GEICO $2,446 $2,371
Liberty Mutual $3,206 $3,909
Nationwide $1,715 $1,800
Progressive $1,957 $1,956
State Farm $1,321 $1,321
USAA $1,517 $1,539

Cheapest Alderson, WV Car Insurance Rates After a DUI

A DUI in Alderson, WV increases car insurance rates. Compare Alderson, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alderson, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,538
GEICO $6,179
Liberty Mutual $8,186
Nationwide $3,489
Progressive $4,151
State Farm $2,004
USAA $3,636

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Cheapest Alderson, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alderson, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alderson, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,625 $4,625
GEICO $3,535 $3,610
Liberty Mutual $7,138 $7,138
Nationwide $2,809 $2,809
Progressive $4,085 $4,085
State Farm $1,952 $2,056
USAA $2,712 $2,776

The Best Cheap Car Insurance Companies in Alderson, WV

Take a look at a side-by-side comparison of the top car insurance companies in Alderson, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alderson, West Virginia

Insurance Company Average Annual Rates
Allstate $4,625
GEICO $3,572
Liberty Mutual $7,138
Nationwide $2,809
Progressive $4,085
State Farm $2,004
USAA $2,744

Category Winners: Cheapest Car Insurance in Alderson, West Virginia

Find the cheapest car insurance companies in Alderson, WV for each category right here.

Best Annual Car Insurance Rates by Company in Alderson, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Alderson, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alderson car insurance rates. Find the cheapest Alderson, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alderson, West Virginia

Insurance Company Low Medium High
Allstate $4,440 $4,616 $4,819
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,750 $2,792 $2,884
Progressive $3,929 $4,044 $4,283
State Farm $1,891 $1,997 $2,125
USAA $2,655 $2,739 $2,838

What affects car insurance rates in Alderson, West Virginia?

What factors can have an impact on Alderson, WV car insurance? There are several reasons why Alderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alderson, West Virginia.

Commute Time in Alderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Alderson, WV is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Alderson, WV

Ready to find affordable Alderson, West Virginia car insurance today? Enter your ZIP code for fast, free Alderson, WV car insurance quotes.

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