Compare Alexander City, AL Car Insurance Rates (2021)

Car insurance in Alexander City, AL averages $294 a month. Alexander City, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alexander City car insurance rates, compare quotes from the top car insurance companies in Alexander City, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alexander City for teen drivers is USAA
  • Average car insurance rates in Alexander City, AL are $3,534/year
  • The cheapest car insurance company in Alexander City is USAA

If you need to buy Alexander City, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Alexander City, AL is right here.

You’ll find Alexander City car insurance rates, the cheapest Alexander City, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Alexander City, Alabama car insurance rates to Hoover car insurance rates, Tuscaloosa car insurance rates, and Decatur car insurance rates.

Ready to find affordable Alexander City, AL car insurance today? Enter your ZIP code for fast, free Alexander City car insurance quotes.

Cheapest Alexander City, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alexander City, AL car insurance rates? Every Alexander City, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alexander City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,477 $2,459 $2,214 $2,350 $9,531 $9,808 $2,816 $2,931
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,657 $1,679 $1,510 $1,565 $4,274 $5,517 $1,835 $2,052
Progressive $2,093 $1,975 $1,717 $1,823 $8,438 $9,433 $2,460 $2,629
State Farm $2,710 $2,710 $2,436 $2,436 $7,988 $10,019 $3,057 $3,519
Travelers $1,461 $1,484 $1,369 $1,365 $7,796 $12,284 $1,384 $1,588
USAA $1,307 $1,330 $1,220 $1,200 $3,855 $4,278 $1,702 $1,841

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Minimum Car Insurance in Alexander City, AL

Every driver must carry the minimum car insurance in Alexander City, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Alexander City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alexander City, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alexander City, AL. Compare credit history car insurance rates in Alexander City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alexander City, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,847 $4,170 $3,953
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,029 $2,365 $2,140
Progressive $4,325 $3,694 $3,444
State Farm $7,068 $3,579 $2,432
Travelers $3,917 $3,396 $3,461
USAA $2,812 $1,829 $1,633

Cheapest Alexander City, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alexander City, AL to rates for a clean record with top companies.

Annual Alexander City, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,637 $4,705 $4,589 $4,362
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,198 $2,198 $3,195 $2,453
Progressive $3,460 $4,330 $3,697 $3,797
State Farm $3,950 $4,861 $4,314 $4,314
Travelers $2,993 $3,141 $4,588 $3,644
USAA $1,609 $2,016 $2,999 $1,741

Cheapest Alexander City, AL Car Insurance for Teen Drivers

Teen car insurance in Alexander City, AL can be expensive. Take a look at rates from the top car insurance companies in Alexander City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alexander City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $9,531 $9,808
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,274 $5,517
Progressive $8,438 $9,433
State Farm $7,988 $10,019
Travelers $7,796 $12,284
USAA $3,855 $4,278

Cheapest Alexander City, AL Car Insurance for Seniors

Take a look at Alexander City, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alexander City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,214 $2,350
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,510 $1,565
Progressive $1,717 $1,823
State Farm $2,436 $2,436
Travelers $1,369 $1,365
USAA $1,220 $1,200

Cheapest Alexander City, AL Car Insurance Rates After a DUI

A DUI in Alexander City, AL increases car insurance rates. Compare Alexander City, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alexander City, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,589
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,195
Progressive $3,697
State Farm $4,314
Travelers $4,588
USAA $2,999

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Cheapest Alexander City, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alexander City, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alexander City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $4,323 $4,323
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,511 $2,511
Progressive $3,821 $3,821
State Farm $4,255 $4,464
Travelers $3,591 $3,591
USAA $1,996 $2,187

The Best Cheap Car Insurance Companies in Alexander City, AL

Take a look at a side-by-side comparison of the top car insurance companies in Alexander City, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alexander City, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $4,323
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,511
Progressive $3,821
State Farm $4,360
Travelers $3,591
USAA $2,091

Category Winners: Cheapest Car Insurance in Alexander City, Alabama

Find the cheapest car insurance companies in Alexander City, AL for each category right here.

Best Annual Car Insurance Rates by Company in Alexander City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Alexander City, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alexander City car insurance rates. Find the cheapest Alexander City, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alexander City, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $4,087 $4,269 $4,614
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,495 $2,489 $2,550
Progressive $3,471 $3,803 $4,189
State Farm $4,137 $4,353 $4,589
Travelers $3,406 $3,663 $3,704
USAA $2,016 $2,080 $2,178

What affects car insurance rates in Alexander City, Alabama?

What factors can have an impact on Alexander City, AL car insurance? There are several reasons why Alexander City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alexander City, Alabama.

Car Theft in Alexander City

High levels of vehicle theft can make car insurance more expensive. Alexander City, AL car theft statistics from the FBI indicate 34 vehicle thefts a year.

Commute Time in Alexander City

The more time you spend in your car the higher the risk of an accident. The average commute length in Alexander City, AL is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alexander City, AL

Ready to find affordable Alexander City, Alabama car insurance today? Enter your ZIP code for fast, free Alexander City, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State