Compare Alexander, NY Car Insurance Rates (2021)

Car insurance in Alexander, NY averages $261 a month. Alexander, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alexander car insurance rates, compare quotes from the top car insurance companies in Alexander, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alexander, NY after a DUI are $4,121/year
  • The cheapest car insurance company in Alexander for teen drivers is GEICO
  • Average car insurance rates in Alexander, NY are $3,136/year

If you need to buy Alexander, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Alexander, NY is right here.

You’ll find Alexander car insurance rates, the cheapest Alexander, NY car insurance companies, and information on New York car insurance laws. You can also compare Alexander, New York car insurance rates to Albany car insurance rates, Yonkers car insurance rates, and Rochester car insurance rates.

Ready to find affordable Alexander, NY car insurance today? Enter your ZIP code for fast, free Alexander car insurance quotes.

Cheapest Alexander, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alexander, NY car insurance rates? Every Alexander, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alexander, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,483 $2,345 $2,326 $2,367 $7,304 $7,895 $2,466 $2,489
GEICO $1,396 $1,344 $1,356 $1,336 $2,881 $4,174 $1,261 $1,293
Liberty Mutual $3,225 $3,225 $3,003 $3,003 $6,212 $10,081 $3,225 $3,432
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,736 $1,637 $1,406 $1,423 $5,729 $6,387 $2,234 $2,179
State Farm $2,256 $2,256 $1,963 $1,963 $6,532 $8,436 $2,474 $2,609
Travelers $2,234 $2,249 $2,025 $2,169 $5,029 $5,954 $2,365 $2,457
USAA $1,442 $1,419 $1,306 $1,310 $5,683 $6,773 $1,844 $2,037

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Minimum Car Insurance in Alexander, NY

Every driver must carry the minimum car insurance in Alexander, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Alexander, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alexander, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alexander, NY. Compare credit history car insurance rates in Alexander from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alexander, New York

Insurance Company Poor Fair Good
Allstate $5,288 $3,128 $2,712
GEICO $2,355 $1,732 $1,553
Liberty Mutual $6,178 $4,053 $3,046
Nationwide $2,883 $2,883 $2,883
Progressive $4,494 $2,326 $1,704
State Farm $5,029 $3,153 $2,502
Travelers $4,202 $2,660 $2,319
USAA $4,201 $2,113 $1,867

Cheapest Alexander, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alexander, NY to rates for a clean record with top companies.

Annual Alexander, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $3,144 $4,586 $3,962
GEICO $1,491 $1,624 $2,914 $1,491
Liberty Mutual $3,575 $3,575 $6,979 $3,575
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,766 $2,766 $3,051 $2,782
State Farm $3,397 $3,397 $3,726 $3,726
Travelers $2,634 $3,259 $3,303 $3,046
USAA $2,429 $2,468 $3,542 $2,468

Cheapest Alexander, NY Car Insurance for Teen Drivers

Teen car insurance in Alexander, NY can be expensive. Take a look at rates from the top car insurance companies in Alexander for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alexander, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,304 $7,895
GEICO $2,881 $4,174
Liberty Mutual $6,212 $10,081
Nationwide $3,830 $5,702
Progressive $5,729 $6,387
State Farm $6,532 $8,436
Travelers $5,029 $5,954
USAA $5,683 $6,773

Cheapest Alexander, NY Car Insurance for Seniors

Take a look at Alexander, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alexander, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,326 $2,367
GEICO $1,356 $1,336
Liberty Mutual $3,003 $3,003
Nationwide $2,075 $2,075
Progressive $1,406 $1,423
State Farm $1,963 $1,963
Travelers $2,025 $2,169
USAA $1,306 $1,310

Cheapest Alexander, NY Car Insurance Rates After a DUI

A DUI in Alexander, NY increases car insurance rates. Compare Alexander, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alexander, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,586
GEICO $2,914
Liberty Mutual $6,979
Nationwide $4,869
Progressive $3,051
State Farm $3,726
Travelers $3,303
USAA $3,542

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Cheapest Alexander, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alexander, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alexander, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,825 $1,935
Liberty Mutual $4,302 $4,549
Nationwide $2,883 $2,883
Progressive $2,841 $2,841
State Farm $3,434 $3,688
Travelers $3,060 $3,060
USAA $2,699 $2,754

The Best Cheap Car Insurance Companies in Alexander, NY

Take a look at a side-by-side comparison of the top car insurance companies in Alexander, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alexander, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $1,880
Liberty Mutual $4,426
Nationwide $2,883
Progressive $2,841
State Farm $3,561
Travelers $3,060
USAA $2,727

Category Winners: Cheapest Car Insurance in Alexander, New York

Find the cheapest car insurance companies in Alexander, NY for each category right here.

Best Annual Car Insurance Rates by Company in Alexander, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Alexander, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alexander car insurance rates. Find the cheapest Alexander, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alexander, New York

Insurance Company Low Medium High
Allstate $3,526 $3,698 $3,904
GEICO $1,775 $1,873 $1,993
Liberty Mutual $4,235 $4,411 $4,631
Nationwide $2,726 $2,861 $3,062
Progressive $2,706 $2,828 $2,990
State Farm $3,375 $3,583 $3,726
Travelers $2,912 $3,032 $3,237
USAA $2,650 $2,714 $2,817

What affects car insurance rates in Alexander, New York?

What factors can have an impact on Alexander, NY car insurance? There are several reasons why Alexander car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alexander, New York.

Commute Time in Alexander

The more time you spend in your car the higher the risk of an accident. The average commute length in Alexander, NY is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alexander, NY

Ready to find affordable Alexander, New York car insurance today? Enter your ZIP code for fast, free Alexander, NY car insurance quotes.

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