Compare Algoma, MS Car Insurance Rates (2021)

Car insurance in Algoma, MS averages $292 a month. Algoma, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Algoma car insurance rates, compare quotes from the top car insurance companies in Algoma, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Algoma, MS after a DUI are $4,140/year
  • The cheapest car insurance company in Algoma for teen drivers is USAA
  • The cheapest car insurance company in Algoma is USAA

If you need to buy Algoma, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Algoma, MS is right here.

You’ll find Algoma car insurance rates, the cheapest Algoma, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Algoma, Mississippi car insurance rates to Gulfport car insurance rates, Greenville car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Algoma, MS car insurance today? Enter your ZIP code for fast, free Algoma car insurance quotes.

Cheapest Algoma, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Algoma, MS car insurance rates? Every Algoma, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Algoma, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,355 $2,190 $2,240 $9,742 $10,417 $2,811 $2,891
GEICO $2,492 $2,353 $2,255 $2,095 $6,384 $6,014 $4,266 $2,019
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $1,774 $1,818 $1,599 $1,688 $3,517 $4,448 $2,006 $2,164
Progressive $3,572 $3,375 $2,937 $2,874 $13,111 $14,751 $3,690 $3,890
State Farm $1,623 $1,623 $1,459 $1,459 $4,765 $5,981 $1,810 $2,067
Travelers $1,360 $1,385 $1,291 $1,297 $6,022 $9,571 $1,426 $1,645
USAA $1,323 $1,312 $1,234 $1,251 $3,254 $3,861 $1,613 $1,778

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Minimum Car Insurance in Algoma, MS

Every driver must carry the minimum car insurance in Algoma, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Algoma, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Algoma, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Algoma, MS. Compare credit history car insurance rates in Algoma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Algoma, Mississippi

Insurance Company Poor Fair Good
Allstate $5,079 $4,497 $3,588
GEICO $5,255 $2,978 $2,222
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $2,777 $2,274 $2,079
Progressive $6,821 $5,828 $5,426
State Farm $3,742 $2,272 $1,780
Travelers $3,402 $2,779 $2,819
USAA $2,670 $1,739 $1,451

Cheapest Algoma, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Algoma, MS to rates for a clean record with top companies.

Annual Algoma, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,714 $4,368 $5,269 $4,202
GEICO $2,190 $3,298 $4,977 $3,474
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $1,915 $2,421 $3,059 $2,111
Progressive $5,145 $6,925 $5,981 $6,048
State Farm $2,354 $2,896 $2,571 $2,571
Travelers $2,629 $2,751 $3,760 $2,859
USAA $1,528 $1,947 $2,639 $1,699

Cheapest Algoma, MS Car Insurance for Teen Drivers

Teen car insurance in Algoma, MS can be expensive. Take a look at rates from the top car insurance companies in Algoma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Algoma, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,742 $10,417
GEICO $6,384 $6,014
Liberty Mutual $8,870 $9,867
Nationwide $3,517 $4,448
Progressive $13,111 $14,751
State Farm $4,765 $5,981
Travelers $6,022 $9,571
USAA $3,254 $3,861

Cheapest Algoma, MS Car Insurance for Seniors

Take a look at Algoma, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Algoma, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,240
GEICO $2,255 $2,095
Liberty Mutual $1,995 $2,238
Nationwide $1,599 $1,688
Progressive $2,937 $2,874
State Farm $1,459 $1,459
Travelers $1,291 $1,297
USAA $1,234 $1,251

Cheapest Algoma, MS Car Insurance Rates After a DUI

A DUI in Algoma, MS increases car insurance rates. Compare Algoma, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Algoma, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
GEICO $4,977
Liberty Mutual $4,866
Nationwide $3,059
Progressive $5,981
State Farm $2,571
Travelers $3,760
USAA $2,639

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Cheapest Algoma, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Algoma, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Algoma, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,388 $4,388
GEICO $3,472 $3,497
Liberty Mutual $4,195 $4,195
Nationwide $2,377 $2,377
Progressive $6,025 $6,025
State Farm $2,536 $2,660
Travelers $3,000 $3,000
USAA $1,893 $2,013

The Best Cheap Car Insurance Companies in Algoma, MS

Take a look at a side-by-side comparison of the top car insurance companies in Algoma, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Algoma, Mississippi

Insurance Company Average Annual Rates
Allstate $4,388
GEICO $3,485
Liberty Mutual $4,195
Nationwide $2,377
Progressive $6,025
State Farm $2,598
Travelers $3,000
USAA $1,953

Category Winners: Cheapest Car Insurance in Algoma, Mississippi

Find the cheapest car insurance companies in Algoma, MS for each category right here.

Best Annual Car Insurance Rates by Company in Algoma, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Algoma, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Algoma car insurance rates. Find the cheapest Algoma, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Algoma, Mississippi

Insurance Company Low Medium High
Allstate $4,229 $4,385 $4,551
GEICO $3,289 $3,509 $3,657
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,244 $2,369 $2,517
Progressive $5,375 $6,131 $6,568
State Farm $2,442 $2,586 $2,766
Travelers $2,839 $3,017 $3,143
USAA $1,827 $1,942 $2,090

What affects car insurance rates in Algoma, Mississippi?

What factors can have an impact on Algoma, MS car insurance? There are several reasons why Algoma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Algoma, Mississippi.

Commute Time in Algoma

The more time you spend in your car the higher the risk of an accident. The average commute length in Algoma, MS is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Algoma, MS

Ready to find affordable Algoma, Mississippi car insurance today? Enter your ZIP code for fast, free Algoma, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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