Compare Algonquin, IL Car Insurance Rates (2021)

Car insurance in Algonquin, IL averages $266 a month. Algonquin, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Algonquin car insurance rates, compare quotes from the top car insurance companies in Algonquin, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Algonquin, IL are $3,189/year
  • The cheapest car insurance company in Algonquin for teen drivers is Nationwide
  • Average car insurance rates in Algonquin, IL after a DUI are $3,721/year

If you need to buy Algonquin, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Algonquin, IL is right here.

You’ll find Algonquin car insurance rates, the cheapest Algonquin, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Algonquin, Illinois car insurance rates to Rockford car insurance rates, Springfield car insurance rates, and Elgin car insurance rates.

Ready to find affordable Algonquin, IL car insurance today? Enter your ZIP code for fast, free Algonquin car insurance quotes.

Cheapest Algonquin, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Algonquin, IL car insurance rates? Every Algonquin, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Algonquin, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,213 $3,355 $3,355 $8,440 $10,933 $3,844 $4,153
American Family $2,226 $2,226 $2,046 $2,046 $6,456 $8,883 $2,226 $2,879
Farmers $2,477 $2,480 $2,187 $2,322 $11,200 $11,709 $2,831 $2,946
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,387 $1,492 $1,147 $1,280 $4,936 $5,487 $1,449 $1,523
Nationwide $1,387 $1,406 $1,246 $1,311 $3,696 $4,704 $1,606 $1,728
Progressive $2,091 $1,961 $1,731 $1,813 $7,868 $8,814 $2,492 $2,694
State Farm $1,483 $1,483 $1,344 $1,344 $4,752 $6,001 $1,684 $1,941
Travelers $1,552 $1,634 $1,441 $1,533 $4,734 $6,010 $1,638 $1,722
USAA $1,563 $1,586 $1,454 $1,427 $5,083 $5,596 $2,053 $2,248

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Algonquin, IL

Every driver must carry the minimum car insurance in Algonquin, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Algonquin, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Algonquin, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Algonquin, IL. Compare credit history car insurance rates in Algonquin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Algonquin, Illinois

Insurance Company Poor Fair Good
Allstate $6,437 $4,663 $4,084
American Family $4,799 $3,286 $2,785
Farmers $5,397 $4,566 $4,343
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,295 $2,072 $1,646
Nationwide $2,536 $2,061 $1,810
Progressive $4,184 $3,563 $3,301
State Farm $3,643 $2,179 $1,689
Travelers $3,074 $2,502 $2,023
USAA $3,494 $2,403 $1,982

Cheapest Algonquin, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Algonquin, IL to rates for a clean record with top companies.

Annual Algonquin, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $6,186 $5,758 $4,740
American Family $2,662 $3,787 $5,026 $3,018
Farmers $4,024 $5,204 $5,074 $4,774
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $1,940 $2,776 $2,428 $2,206
Nationwide $1,741 $2,223 $2,594 $1,984
Progressive $3,027 $4,527 $3,356 $3,822
State Farm $2,270 $2,738 $2,504 $2,504
Travelers $2,009 $2,646 $2,957 $2,520
USAA $1,871 $2,693 $3,683 $2,257

Cheapest Algonquin, IL Car Insurance for Teen Drivers

Teen car insurance in Algonquin, IL can be expensive. Take a look at rates from the top car insurance companies in Algonquin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Algonquin, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,440 $10,933
American Family $6,456 $8,883
Farmers $11,200 $11,709
GEICO $5,498 $5,672
Liberty Mutual $4,936 $5,487
Nationwide $3,696 $4,704
Progressive $7,868 $8,814
State Farm $4,752 $6,001
Travelers $4,734 $6,010
USAA $5,083 $5,596

Cheapest Algonquin, IL Car Insurance for Seniors

Take a look at Algonquin, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Algonquin, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,355 $3,355
American Family $2,046 $2,046
Farmers $2,187 $2,322
GEICO $1,474 $1,647
Liberty Mutual $1,147 $1,280
Nationwide $1,246 $1,311
Progressive $1,731 $1,813
State Farm $1,344 $1,344
Travelers $1,441 $1,533
USAA $1,454 $1,427

Cheapest Algonquin, IL Car Insurance Rates After a DUI

A DUI in Algonquin, IL increases car insurance rates. Compare Algonquin, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Algonquin, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,758
American Family $5,026
Farmers $5,074
GEICO $3,833
Liberty Mutual $2,428
Nationwide $2,594
Progressive $3,356
State Farm $2,504
Travelers $2,957
USAA $3,683

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Algonquin, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Algonquin, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Algonquin, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,061
American Family $3,578 $3,669
Farmers $4,769 $4,769
GEICO $2,571 $2,658
Liberty Mutual $2,338 $2,338
Nationwide $2,136 $2,136
Progressive $3,683 $3,683
State Farm $2,440 $2,568
Travelers $2,433 $2,633
USAA $2,553 $2,700

The Best Cheap Car Insurance Companies in Algonquin, IL

Take a look at a side-by-side comparison of the top car insurance companies in Algonquin, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Algonquin, Illinois

Insurance Company Average Annual Rates
Allstate $5,061
American Family $3,623
Farmers $4,769
GEICO $2,614
Liberty Mutual $2,338
Nationwide $2,136
Progressive $3,683
State Farm $2,504
Travelers $2,533
USAA $2,626

Category Winners: Cheapest Car Insurance in Algonquin, Illinois

Find the cheapest car insurance companies in Algonquin, IL for each category right here.

Best Annual Car Insurance Rates by Company in Algonquin, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Algonquin, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Algonquin car insurance rates. Find the cheapest Algonquin, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Algonquin, Illinois

Insurance Company Low Medium High
Allstate $4,891 $5,056 $5,237
American Family $3,464 $3,757 $3,650
Farmers $4,507 $4,638 $5,162
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,209 $2,333 $2,471
Nationwide $2,091 $2,157 $2,158
Progressive $3,378 $3,669 $4,002
State Farm $2,348 $2,510 $2,654
Travelers $2,360 $2,529 $2,709
USAA $2,450 $2,624 $2,805

What affects car insurance rates in Algonquin, Illinois?

What factors can have an impact on Algonquin, IL car insurance? There are several reasons why Algonquin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Algonquin, Illinois.

Commute Time in Algonquin

The more time you spend in your car the higher the risk of an accident. The average commute length in Algonquin, IL is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in Algonquin, IL

Ready to find affordable Algonquin, Illinois car insurance today? Enter your ZIP code for fast, free Algonquin, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption