Compare Algood, TN Car Insurance Rates (2021)

Car insurance in Algood, TN averages $280 a month. Algood, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Algood car insurance rates, compare quotes from the top car insurance companies in Algood, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Algood, TN after a DUI are $3,942/year
  • The cheapest car insurance company in Algood is State Farm
  • Average car insurance rates in Algood, TN are $3,361/year

If you need to buy Algood, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Algood, TN is right here.

You’ll find Algood car insurance rates, the cheapest Algood, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Algood, Tennessee car insurance rates to Jackson car insurance rates, Memphis car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Algood, TN car insurance today? Enter your ZIP code for fast, free Algood car insurance quotes.

Cheapest Algood, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Algood, TN car insurance rates? Every Algood, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Algood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,538 $2,436 $2,286 $2,372 $9,522 $10,360 $2,702 $2,796
Farmers $1,504 $1,531 $1,347 $1,474 $6,076 $6,457 $2,038 $2,173
GEICO $2,082 $2,102 $1,919 $1,919 $6,270 $6,388 $2,112 $2,178
Liberty Mutual $3,335 $129 $2,740 $3,058 $13,488 $14,982 $3,580 $3,819
Nationwide $2,073 $2,092 $1,858 $1,890 $5,621 $7,252 $2,379 $2,585
Progressive $1,857 $1,754 $1,513 $1,579 $8,360 $9,413 $2,247 $2,464
State Farm $1,402 $1,402 $1,269 $1,269 $4,335 $5,414 $1,585 $1,846
Travelers $1,707 $1,794 $1,564 $1,663 $4,911 $6,111 $1,814 $1,909
USAA $1,376 $1,400 $1,243 $1,243 $4,843 $5,555 $1,790 $1,909

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Minimum Car Insurance in Algood, TN

Every driver must carry the minimum car insurance in Algood, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Algood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Algood, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Algood, TN. Compare credit history car insurance rates in Algood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Algood, Tennessee

Insurance Company Poor Fair Good
Allstate $5,577 $4,278 $3,274
Farmers $3,354 $2,631 $2,490
GEICO $3,543 $3,033 $2,788
Liberty Mutual $8,084 $4,958 $3,882
Nationwide $3,877 $3,064 $2,715
Progressive $4,104 $3,536 $3,304
State Farm $3,360 $2,018 $1,568
Travelers $3,403 $2,690 $1,959
USAA $3,507 $2,056 $1,697

Cheapest Algood, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Algood, TN to rates for a clean record with top companies.

Annual Algood, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,665 $4,367 $5,280 $4,193
Farmers $2,417 $2,985 $3,042 $2,857
GEICO $2,263 $3,038 $4,922 $2,263
Liberty Mutual $4,579 $6,590 $6,133 $5,264
Nationwide $2,787 $2,787 $4,179 $3,124
Progressive $3,213 $4,172 $3,420 $3,788
State Farm $2,107 $2,523 $2,315 $2,315
Travelers $2,173 $2,797 $3,090 $2,675
USAA $1,765 $2,634 $3,096 $2,185

Cheapest Algood, TN Car Insurance for Teen Drivers

Teen car insurance in Algood, TN can be expensive. Take a look at rates from the top car insurance companies in Algood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Algood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,522 $10,360
Farmers $6,076 $6,457
GEICO $6,270 $6,388
Liberty Mutual $13,488 $14,982
Nationwide $5,621 $7,252
Progressive $8,360 $9,413
State Farm $4,335 $5,414
Travelers $4,911 $6,111
USAA $4,843 $5,555

Cheapest Algood, TN Car Insurance for Seniors

Take a look at Algood, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Algood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,372
Farmers $1,347 $1,474
GEICO $1,919 $1,919
Liberty Mutual $2,740 $3,058
Nationwide $1,858 $1,890
Progressive $1,513 $1,579
State Farm $1,269 $1,269
Travelers $1,564 $1,663
USAA $1,243 $1,243

Cheapest Algood, TN Car Insurance Rates After a DUI

A DUI in Algood, TN increases car insurance rates. Compare Algood, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Algood, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,280
Farmers $3,042
GEICO $4,922
Liberty Mutual $6,133
Nationwide $4,179
Progressive $3,420
State Farm $2,315
Travelers $3,090
USAA $3,096

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Cheapest Algood, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Algood, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Algood, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,376 $4,376
Farmers $2,825 $2,825
GEICO $3,103 $3,139
Liberty Mutual $5,642 $5,642
Nationwide $3,219 $3,219
Progressive $3,648 $3,648
State Farm $2,260 $2,370
Travelers $2,579 $2,789
USAA $2,352 $2,488

The Best Cheap Car Insurance Companies in Algood, TN

Take a look at a side-by-side comparison of the top car insurance companies in Algood, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Algood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,376
Farmers $2,825
GEICO $3,121
Liberty Mutual $5,642
Nationwide $3,219
Progressive $3,648
State Farm $2,315
Travelers $2,684
USAA $2,420

Category Winners: Cheapest Car Insurance in Algood, Tennessee

Find the cheapest car insurance companies in Algood, TN for each category right here.

Best Annual Car Insurance Rates by Company in Algood, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Algood, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Algood car insurance rates. Find the cheapest Algood, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Algood, Tennessee

Insurance Company Low Medium High
Allstate $4,221 $4,366 $4,542
Farmers $2,685 $2,815 $2,975
GEICO $2,977 $3,114 $3,272
Liberty Mutual $5,411 $5,641 $5,872
Nationwide $3,254 $3,149 $3,253
Progressive $3,460 $3,652 $3,833
State Farm $2,182 $2,326 $2,438
Travelers $2,523 $2,682 $2,847
USAA $2,345 $2,412 $2,503

What affects car insurance rates in Algood, Tennessee?

What factors can have an impact on Algood, TN car insurance? There are several reasons why Algood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Algood, Tennessee.

Commute Time in Algood

The more time you spend in your car the higher the risk of an accident. The average commute length in Algood, TN is 15.7 minutes according to City-Data.

Compare Car Insurance Quotes in Algood, TN

Ready to find affordable Algood, Tennessee car insurance today? Enter your ZIP code for fast, free Algood, TN car insurance quotes.

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