Compare Allegany, NY Car Insurance Rates (2021)

Car insurance in Allegany, NY averages $247 a month. Allegany, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Allegany car insurance rates, compare quotes from the top car insurance companies in Allegany, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Allegany for teen drivers is GEICO
  • The cheapest car insurance company in Allegany is GEICO
  • Average car insurance rates in Allegany, NY after a DUI are $3,879/year

If you need to buy Allegany, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Allegany, NY is right here.

You’ll find Allegany car insurance rates, the cheapest Allegany, NY car insurance companies, and information on New York car insurance laws. You can also compare Allegany, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and New York car insurance rates.

Ready to find affordable Allegany, NY car insurance today? Enter your ZIP code for fast, free Allegany car insurance quotes.

Cheapest Allegany, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Allegany, NY car insurance rates? Every Allegany, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allegany, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,267 $1,219 $1,230 $1,212 $2,592 $3,736 $1,145 $1,171
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,447 $1,378 $1,188 $1,199 $4,595 $5,133 $1,852 $1,812
State Farm $2,117 $2,117 $1,838 $1,838 $6,062 $7,824 $2,318 $2,443
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Allegany, NY

Every driver must carry the minimum car insurance in Allegany, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Allegany, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Allegany, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Allegany, NY. Compare credit history car insurance rates in Allegany from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Allegany, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,125 $1,563 $1,402
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,664 $1,910 $1,403
State Farm $4,687 $2,939 $2,333
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Cheapest Allegany, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Allegany, NY to rates for a clean record with top companies.

Annual Allegany, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,351 $1,471 $2,614 $1,351
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,267 $2,267 $2,490 $2,279
State Farm $3,168 $3,168 $3,471 $3,471
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Allegany, NY Car Insurance for Teen Drivers

Teen car insurance in Allegany, NY can be expensive. Take a look at rates from the top car insurance companies in Allegany for teenagers.

Annual Car Insurance Rates for Teen Drivers in Allegany, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,592 $3,736
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,595 $5,133
State Farm $6,062 $7,824
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheapest Allegany, NY Car Insurance for Seniors

Take a look at Allegany, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Allegany, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,230 $1,212
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,188 $1,199
State Farm $1,838 $1,838
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheapest Allegany, NY Car Insurance Rates After a DUI

A DUI in Allegany, NY increases car insurance rates. Compare Allegany, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Allegany, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,614
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,490
State Farm $3,471
Travelers $3,287
USAA $3,931

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Cheapest Allegany, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Allegany, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Allegany, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,648 $1,746
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,326 $2,326
State Farm $3,201 $3,438
Travelers $3,050 $3,050
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Allegany, NY

Take a look at a side-by-side comparison of the top car insurance companies in Allegany, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Allegany, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,697
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,326
State Farm $3,320
Travelers $3,050
USAA $3,027

Category Winners: Cheapest Car Insurance in Allegany, New York

Find the cheapest car insurance companies in Allegany, NY for each category right here.

Best Annual Car Insurance Rates by Company in Allegany, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Allegany, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Allegany car insurance rates. Find the cheapest Allegany, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Allegany, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,614 $1,692 $1,784
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,219 $2,315 $2,443
State Farm $3,169 $3,336 $3,454
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Allegany, New York?

What factors can have an impact on Allegany, NY car insurance? There are several reasons why Allegany car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Allegany, New York.

Commute Time in Allegany

The more time you spend in your car the higher the risk of an accident. The average commute length in Allegany, NY is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Allegany, NY

Ready to find affordable Allegany, New York car insurance today? Enter your ZIP code for fast, free Allegany, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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