Compare Allen, OK Car Insurance Rates (2021)

Car insurance in Allen, OK averages $340 a month. Allen, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Allen car insurance rates, compare quotes from the top car insurance companies in Allen, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Allen for teen drivers is State Farm
  • Average car insurance rates in Allen, OK are $4,075/year
  • Average car insurance rates in Allen, OK after a DUI are $4,628/year

If you need to buy Allen, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Allen, OK is right here.

You’ll find Allen car insurance rates, the cheapest Allen, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Allen, Oklahoma car insurance rates to Enid car insurance rates, Broken Arrow car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Allen, OK car insurance today? Enter your ZIP code for fast, free Allen car insurance quotes.

Cheapest Allen, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Allen, OK car insurance rates? Every Allen, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allen, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,344 $2,139 $2,247 $7,206 $8,467 $2,526 $2,678
Farmers $2,457 $2,447 $2,213 $2,328 $9,003 $9,246 $2,782 $2,925
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,787 $5,062 $4,195 $4,572 $13,274 $14,583 $4,989 $5,186
Progressive $2,452 $2,338 $2,017 $2,130 $9,726 $10,917 $2,879 $3,036
State Farm $1,856 $1,856 $1,625 $1,625 $4,475 $5,671 $1,942 $2,168
USAA $1,766 $1,768 $1,694 $1,709 $5,810 $6,474 $2,277 $2,499

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Minimum Car Insurance in Allen, OK

Every driver must carry the minimum car insurance in Allen, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Allen, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Allen, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Allen, OK. Compare credit history car insurance rates in Allen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Allen, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,624 $3,508 $3,094
Farmers $4,814 $3,951 $3,761
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,182 $6,200 $4,861
Progressive $5,042 $4,286 $3,983
State Farm $3,687 $2,365 $1,906
USAA $4,448 $2,533 $2,019

Cheapest Allen, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Allen, OK to rates for a clean record with top companies.

Annual Allen, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,212 $3,769 $4,368 $3,620
Farmers $3,533 $4,517 $4,407 $4,243
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,766 $7,972 $9,023 $6,564
Progressive $3,456 $6,417 $3,813 $4,061
State Farm $2,478 $2,827 $2,652 $2,652
USAA $2,211 $3,176 $3,891 $2,721

Cheapest Allen, OK Car Insurance for Teen Drivers

Teen car insurance in Allen, OK can be expensive. Take a look at rates from the top car insurance companies in Allen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Allen, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $8,467
Farmers $9,003 $9,246
GEICO $6,596 $7,054
Liberty Mutual $13,274 $14,583
Progressive $9,726 $10,917
State Farm $4,475 $5,671
USAA $5,810 $6,474

Cheapest Allen, OK Car Insurance for Seniors

Take a look at Allen, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Allen, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,247
Farmers $2,213 $2,328
GEICO $2,409 $2,699
Liberty Mutual $4,195 $4,572
Progressive $2,017 $2,130
State Farm $1,625 $1,625
USAA $1,694 $1,709

Cheapest Allen, OK Car Insurance Rates After a DUI

A DUI in Allen, OK increases car insurance rates. Compare Allen, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Allen, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,368
Farmers $4,407
GEICO $4,242
Liberty Mutual $9,023
Progressive $3,813
State Farm $2,652
USAA $3,891

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Cheapest Allen, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Allen, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Allen, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,742 $3,742
Farmers $4,175 $4,175
GEICO $3,370 $3,503
Liberty Mutual $7,081 $7,081
Progressive $4,437 $4,437
State Farm $2,606 $2,698
USAA $2,964 $3,035

The Best Cheap Car Insurance Companies in Allen, OK

Take a look at a side-by-side comparison of the top car insurance companies in Allen, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Allen, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,742
Farmers $4,175
GEICO $3,436
Liberty Mutual $7,081
Progressive $4,437
State Farm $2,652
USAA $3,000

Category Winners: Cheapest Car Insurance in Allen, Oklahoma

Find the cheapest car insurance companies in Allen, OK for each category right here.

Best Annual Car Insurance Rates by Company in Allen, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Allen, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Allen car insurance rates. Find the cheapest Allen, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Allen, Oklahoma

Insurance Company Low Medium High
Allstate $3,540 $3,729 $3,957
Farmers $4,007 $4,132 $4,386
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,735 $7,057 $7,451
Progressive $4,144 $4,411 $4,756
State Farm $2,497 $2,632 $2,828
USAA $2,892 $2,993 $3,114

What affects car insurance rates in Allen, Oklahoma?

What factors can have an impact on Allen, OK car insurance? There are several reasons why Allen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Allen, Oklahoma.

Commute Time in Allen

The more time you spend in your car the higher the risk of an accident. The average commute length in Allen, OK is 20.2 minutes according to City-Data.

Traffic in Allen

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Allen, OK traffic data from INRIX ranks Allen as the 730th-most congested in the world.

Compare Car Insurance Quotes in Allen, OK

Ready to find affordable Allen, Oklahoma car insurance today? Enter your ZIP code for fast, free Allen, OK car insurance quotes.

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