Compare Allendale, MI Car Insurance Rates (2021)

Car insurance in Allendale, MI averages $689 a month. Allendale, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Allendale car insurance rates, compare quotes from the top car insurance companies in Allendale, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Allendale is USAA
  • Average car insurance rates in Allendale, MI after a DUI are $13,935/year
  • Average car insurance rates in Allendale, MI are $8,267/year

If you need to buy Allendale, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Allendale, MI is right here.

You’ll find Allendale car insurance rates, the cheapest Allendale, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Allendale, Michigan car insurance rates to Grand Rapids car insurance rates, Warren car insurance rates, and Lansing car insurance rates.

Ready to find affordable Allendale, MI car insurance today? Enter your ZIP code for fast, free Allendale car insurance quotes.

Cheapest Allendale, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Allendale, MI car insurance rates? Every Allendale, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allendale, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,760 $14,760 $13,680 $13,680 $37,190 $37,190 $15,558 $15,558
Farmers $3,547 $3,547 $3,305 $3,305 $8,122 $8,122 $3,991 $3,991
GEICO $3,473 $3,473 $3,564 $3,564 $10,256 $10,256 $3,332 $3,332
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $3,069 $3,069 $2,751 $2,751 $7,809 $7,809 $3,348 $3,348
Progressive $2,571 $2,414 $2,284 $2,510 $9,708 $10,489 $2,995 $2,837
State Farm $5,579 $5,579 $5,155 $5,155 $19,458 $19,458 $6,558 $6,558
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,493 $2,372 $2,342 $2,215 $6,222 $5,956 $3,054 $2,946

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Minimum Car Insurance in Allendale, MI

Every driver must carry the minimum car insurance in Allendale, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Allendale, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Allendale, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Allendale, MI. Compare credit history car insurance rates in Allendale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Allendale, Michigan

Insurance Company Poor Fair Good
Allstate $30,757 $17,049 $13,085
Farmers $6,184 $4,174 $3,866
GEICO $6,624 $4,875 $3,970
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $5,275 $4,018 $3,439
Progressive $5,119 $4,352 $3,957
State Farm $14,870 $7,549 $5,143
Travelers $6,813 $6,608 $6,525
USAA $5,159 $2,941 $2,250

Cheapest Allendale, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Allendale, MI to rates for a clean record with top companies.

Annual Allendale, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,837 $13,134 $44,403 $13,815
Farmers $3,985 $5,079 $5,007 $4,894
GEICO $1,786 $3,841 $11,657 $3,341
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $3,655 $4,830 $4,398 $4,094
Progressive $3,829 $4,973 $4,463 $4,639
State Farm $5,840 $7,004 $15,155 $8,751
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,776 $3,463 $4,532 $3,027

Cheapest Allendale, MI Car Insurance for Teen Drivers

Teen car insurance in Allendale, MI can be expensive. Take a look at rates from the top car insurance companies in Allendale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Allendale, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,190 $37,190
Farmers $8,122 $8,122
GEICO $10,256 $10,256
Liberty Mutual $28,466 $28,466
Nationwide $7,809 $7,809
Progressive $9,708 $10,489
State Farm $19,458 $19,458
Travelers $13,395 $13,395
USAA $6,222 $5,956

Cheapest Allendale, MI Car Insurance for Seniors

Take a look at Allendale, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Allendale, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,680 $13,680
Farmers $3,305 $3,305
GEICO $3,564 $3,564
Liberty Mutual $12,035 $12,035
Nationwide $2,751 $2,751
Progressive $2,284 $2,510
State Farm $5,155 $5,155
Travelers $3,858 $3,858
USAA $2,342 $2,215

Cheapest Allendale, MI Car Insurance Rates After a DUI

A DUI in Allendale, MI increases car insurance rates. Compare Allendale, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Allendale, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,403
Farmers $5,007
GEICO $11,657
Liberty Mutual $25,467
Nationwide $4,398
Progressive $4,463
State Farm $15,155
Travelers $10,331
USAA $4,532

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Cheapest Allendale, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Allendale, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Allendale, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,297 $20,297
Farmers $4,741 $4,741
GEICO $5,042 $5,271
Liberty Mutual $15,648 $16,757
Nationwide $4,244 $4,244
Progressive $4,476 $4,476
State Farm $8,956 $9,420
Travelers $6,611 $6,686
USAA $3,411 $3,489

The Best Cheap Car Insurance Companies in Allendale, MI

Take a look at a side-by-side comparison of the top car insurance companies in Allendale, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Allendale, Michigan

Insurance Company Average Annual Rates
Allstate $20,297
Farmers $4,741
GEICO $5,156
Liberty Mutual $16,202
Nationwide $4,244
Progressive $4,476
State Farm $9,188
Travelers $6,649
USAA $3,450

Category Winners: Cheapest Car Insurance in Allendale, Michigan

Find the cheapest car insurance companies in Allendale, MI for each category right here.

Best Annual Car Insurance Rates by Company in Allendale, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Allendale, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Allendale car insurance rates. Find the cheapest Allendale, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Allendale, Michigan

Insurance Company Low Medium High
Allstate $19,857 $20,336 $20,698
Farmers $4,618 $4,730 $4,876
GEICO $4,841 $5,113 $5,515
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $4,438 $4,173 $4,121
Progressive $4,363 $4,481 $4,584
State Farm $8,802 $9,235 $9,526
Travelers $6,575 $6,656 $6,715
USAA $3,361 $3,457 $3,532

What affects car insurance rates in Allendale, Michigan?

What factors can have an impact on Allendale, MI car insurance? There are several reasons why Allendale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Allendale, Michigan.

Commute Time in Allendale

The more time you spend in your car the higher the risk of an accident. The average commute length in Allendale, MI is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Allendale, MI

Ready to find affordable Allendale, Michigan car insurance today? Enter your ZIP code for fast, free Allendale, MI car insurance quotes.

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