Compare Allendale, NJ Car Insurance Rates (2021)

Car insurance in Allendale, NJ averages $414 a month. Allendale, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Allendale car insurance rates, compare quotes from the top car insurance companies in Allendale, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Allendale, NJ are $4,966/year
  • The cheapest car insurance company in Allendale is GEICO
  • The cheapest car insurance company in Allendale for teen drivers is GEICO

If you need to buy Allendale, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Allendale, NJ is right here.

You’ll find Allendale car insurance rates, the cheapest Allendale, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Allendale, New Jersey car insurance rates to Passaic car insurance rates, Paterson car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Allendale, NJ car insurance today? Enter your ZIP code for fast, free Allendale car insurance quotes.

Cheapest Allendale, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Allendale, NJ car insurance rates? Every Allendale, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allendale, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,146 $4,181 $4,037 $3,962 $12,160 $13,994 $4,935 $5,050
GEICO $2,235 $2,199 $2,187 $2,187 $4,098 $4,116 $2,575 $2,518
Liberty Mutual $4,053 $4,053 $4,449 $4,449 $10,533 $11,961 $4,449 $5,113
Progressive $1,823 $1,682 $1,645 $1,705 $7,996 $8,680 $2,142 $2,018
State Farm $3,851 $3,851 $3,483 $3,483 $12,537 $16,096 $4,385 $4,899
Travelers $3,114 $3,024 $2,882 $2,906 $7,045 $7,929 $3,034 $3,005

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Minimum Car Insurance in Allendale, NJ

Every driver must carry the minimum car insurance in Allendale, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Allendale, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Allendale, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Allendale, NJ. Compare credit history car insurance rates in Allendale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Allendale, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,780 $6,118 $5,776
GEICO $4,163 $2,395 $1,735
Liberty Mutual $7,764 $5,764 $4,870
Progressive $3,883 $3,383 $3,118
State Farm $9,501 $5,739 $4,480
Travelers $5,520 $4,055 $2,776

Cheapest Allendale, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Allendale, NJ to rates for a clean record with top companies.

Annual Allendale, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,080 $8,618 $7,018 $5,517
GEICO $2,152 $2,826 $3,928 $2,152
Liberty Mutual $5,891 $6,734 $6,014 $5,891
Progressive $2,965 $4,001 $3,410 $3,471
State Farm $3,582 $6,503 $10,444 $5,764
Travelers $3,166 $4,708 $4,534 $4,061

Cheapest Allendale, NJ Car Insurance for Teen Drivers

Teen car insurance in Allendale, NJ can be expensive. Take a look at rates from the top car insurance companies in Allendale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Allendale, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,160 $13,994
GEICO $4,098 $4,116
Liberty Mutual $10,533 $11,961
Progressive $7,996 $8,680
State Farm $12,537 $16,096
Travelers $7,045 $7,929

Cheapest Allendale, NJ Car Insurance for Seniors

Take a look at Allendale, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Allendale, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,037 $3,962
GEICO $2,187 $2,187
Liberty Mutual $4,449 $4,449
Progressive $1,645 $1,705
State Farm $3,483 $3,483
Travelers $2,882 $2,906

Cheapest Allendale, NJ Car Insurance Rates After a DUI

A DUI in Allendale, NJ increases car insurance rates. Compare Allendale, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Allendale, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
Farmers $7,018
GEICO $3,928
Liberty Mutual $6,014
Progressive $3,410
State Farm $10,444
Travelers $4,534

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Cheapest Allendale, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Allendale, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Allendale, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,558 $6,558
GEICO $2,741 $2,787
Liberty Mutual $6,073 $6,192
Progressive $3,461 $3,461
State Farm $6,407 $6,739
Travelers $4,117 $4,117

The Best Cheap Car Insurance Companies in Allendale, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Allendale, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Allendale, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,558
GEICO $2,764
Liberty Mutual $6,132
Progressive $3,461
State Farm $6,573
Travelers $4,117

Category Winners: Cheapest Car Insurance in Allendale, New Jersey

Find the cheapest car insurance companies in Allendale, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Allendale, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Allendale, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Allendale car insurance rates. Find the cheapest Allendale, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Allendale, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $5,889 $6,536 $7,250
GEICO $2,470 $2,821 $3,002
Liberty Mutual $5,487 $6,317 $6,593
Progressive $3,143 $3,521 $3,720
State Farm $6,135 $6,655 $6,930
Travelers $3,792 $4,121 $4,439

What affects car insurance rates in Allendale, New Jersey?

What factors can have an impact on Allendale, NJ car insurance? There are several reasons why Allendale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Allendale, New Jersey.

Commute Time in Allendale

The more time you spend in your car the higher the risk of an accident. The average commute length in Allendale, NJ is 34.2 minutes according to City-Data.

Compare Car Insurance Quotes in Allendale, NJ

Ready to find affordable Allendale, New Jersey car insurance today? Enter your ZIP code for fast, free Allendale, NJ car insurance quotes.

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