Compare Allerton, IA Car Insurance Rates (2021)

Car insurance in Allerton, IA averages $253 a month. Allerton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Allerton car insurance rates, compare quotes from the top car insurance companies in Allerton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Allerton is USAA
  • The cheapest car insurance company in Allerton for teen drivers is USAA
  • Average car insurance rates in Allerton, IA after a DUI are $3,669/year

If you need to buy Allerton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Allerton, IA is right here.

You’ll find Allerton car insurance rates, the cheapest Allerton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Allerton, Iowa car insurance rates to Cedar Rapids car insurance rates, Ankeny car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Allerton, IA car insurance today? Enter your ZIP code for fast, free Allerton car insurance quotes.

Cheapest Allerton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Allerton, IA car insurance rates? Every Allerton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allerton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,960 $1,923 $1,614 $1,661 $4,239 $4,813 $2,367 $2,550
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,696 $2,753 $2,609 $2,623 $12,052 $19,422 $2,793 $3,306
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Allerton, IA

Every driver must carry the minimum car insurance in Allerton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Allerton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Allerton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Allerton, IA. Compare credit history car insurance rates in Allerton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Allerton, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $3,168 $2,507 $2,248
State Farm $3,157 $1,953 $1,541
Travelers $6,785 $5,791 $5,519
USAA $2,456 $1,684 $1,458

Cheapest Allerton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Allerton, IA to rates for a clean record with top companies.

Annual Allerton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,141 $3,425 $2,314 $2,684
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,404 $5,853 $7,850 $6,020
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Allerton, IA Car Insurance for Teen Drivers

Teen car insurance in Allerton, IA can be expensive. Take a look at rates from the top car insurance companies in Allerton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Allerton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,239 $4,813
State Farm $3,891 $4,937
Travelers $12,052 $19,422
USAA $3,349 $3,563

Cheapest Allerton, IA Car Insurance for Seniors

Take a look at Allerton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Allerton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,614 $1,661
State Farm $1,269 $1,269
Travelers $2,609 $2,623
USAA $1,147 $1,174

Cheapest Allerton, IA Car Insurance Rates After a DUI

A DUI in Allerton, IA increases car insurance rates. Compare Allerton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Allerton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,314
State Farm $2,217
Travelers $7,850
USAA $2,487

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Cheapest Allerton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Allerton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Allerton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,641 $2,641
State Farm $2,164 $2,270
Travelers $6,032 $6,032
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Allerton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Allerton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Allerton, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,641
State Farm $2,217
Travelers $6,032
USAA $1,866

Category Winners: Cheapest Car Insurance in Allerton, Iowa

Find the cheapest car insurance companies in Allerton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Allerton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Allerton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Allerton car insurance rates. Find the cheapest Allerton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Allerton, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,527 $2,647 $2,749
State Farm $2,111 $2,229 $2,311
Travelers $5,606 $6,128 $6,361
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Allerton, Iowa?

What factors can have an impact on Allerton, IA car insurance? There are several reasons why Allerton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Allerton, Iowa.

Commute Time in Allerton

The more time you spend in your car the higher the risk of an accident. The average commute length in Allerton, IA is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in Allerton, IA

Ready to find affordable Allerton, Iowa car insurance today? Enter your ZIP code for fast, free Allerton, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State