Compare Alligator, MS Car Insurance Rates (2021)

Car insurance in Alligator, MS averages $304 a month. Alligator, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alligator car insurance rates, compare quotes from the top car insurance companies in Alligator, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alligator, MS after a DUI are $4,373/year
  • Average car insurance rates in Alligator, MS are $3,649/year
  • The cheapest car insurance company in Alligator for teen drivers is USAA

If you need to buy Alligator, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Alligator, MS is right here.

You’ll find Alligator car insurance rates, the cheapest Alligator, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Alligator, Mississippi car insurance rates to Greenville car insurance rates, Biloxi car insurance rates, and Gulfport car insurance rates.

Ready to find affordable Alligator, MS car insurance today? Enter your ZIP code for fast, free Alligator car insurance quotes.

Cheapest Alligator, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alligator, MS car insurance rates? Every Alligator, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alligator, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,690 $2,510 $2,568 $11,283 $12,037 $3,206 $3,291
GEICO $2,692 $2,546 $2,439 $2,266 $6,683 $6,272 $4,478 $2,173
Liberty Mutual $2,720 $2,946 $2,189 $2,457 $9,708 $10,793 $2,888 $3,037
Nationwide $2,058 $2,117 $1,844 $1,958 $4,062 $5,183 $2,325 $2,521
Progressive $2,728 $2,508 $2,227 $2,143 $9,631 $10,755 $2,777 $2,846
State Farm $1,827 $1,827 $1,637 $1,637 $5,332 $6,699 $2,037 $2,325
Travelers $1,640 $1,671 $1,549 $1,556 $7,219 $11,481 $1,714 $1,998
USAA $1,433 $1,420 $1,335 $1,353 $3,562 $4,229 $1,752 $1,934

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Minimum Car Insurance in Alligator, MS

Every driver must carry the minimum car insurance in Alligator, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Alligator, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alligator, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alligator, MS. Compare credit history car insurance rates in Alligator from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alligator, Mississippi

Insurance Company Poor Fair Good
Allstate $5,850 $5,177 $4,124
GEICO $5,569 $3,155 $2,357
Liberty Mutual $6,585 $4,026 $3,165
Nationwide $3,237 $2,635 $2,403
Progressive $5,059 $4,304 $3,993
State Farm $4,204 $2,548 $1,993
Travelers $4,092 $3,335 $3,383
USAA $2,909 $1,893 $1,579

Cheapest Alligator, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alligator, MS to rates for a clean record with top companies.

Annual Alligator, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,265 $5,028 $6,074 $4,833
GEICO $2,300 $3,487 $5,302 $3,686
Liberty Mutual $3,260 $5,201 $5,329 $4,579
Nationwide $2,200 $2,812 $3,584 $2,438
Progressive $3,816 $5,096 $4,413 $4,483
State Farm $2,645 $3,245 $2,885 $2,885
Travelers $3,156 $3,305 $4,515 $3,438
USAA $1,660 $2,120 $2,881 $1,847

Cheapest Alligator, MS Car Insurance for Teen Drivers

Teen car insurance in Alligator, MS can be expensive. Take a look at rates from the top car insurance companies in Alligator for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alligator, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,283 $12,037
GEICO $6,683 $6,272
Liberty Mutual $9,708 $10,793
Nationwide $4,062 $5,183
Progressive $9,631 $10,755
State Farm $5,332 $6,699
Travelers $7,219 $11,481
USAA $3,562 $4,229

Cheapest Alligator, MS Car Insurance for Seniors

Take a look at Alligator, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alligator, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,510 $2,568
GEICO $2,439 $2,266
Liberty Mutual $2,189 $2,457
Nationwide $1,844 $1,958
Progressive $2,227 $2,143
State Farm $1,637 $1,637
Travelers $1,549 $1,556
USAA $1,335 $1,353

Cheapest Alligator, MS Car Insurance Rates After a DUI

A DUI in Alligator, MS increases car insurance rates. Compare Alligator, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alligator, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,074
GEICO $5,302
Liberty Mutual $5,329
Nationwide $3,584
Progressive $4,413
State Farm $2,885
Travelers $4,515
USAA $2,881

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Cheapest Alligator, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alligator, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alligator, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,050 $5,050
GEICO $3,683 $3,705
Liberty Mutual $4,592 $4,592
Nationwide $2,758 $2,758
Progressive $4,452 $4,452
State Farm $2,845 $2,985
Travelers $3,603 $3,603
USAA $2,062 $2,193

The Best Cheap Car Insurance Companies in Alligator, MS

Take a look at a side-by-side comparison of the top car insurance companies in Alligator, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alligator, Mississippi

Insurance Company Average Annual Rates
Allstate $5,050
GEICO $3,694
Liberty Mutual $4,592
Nationwide $2,758
Progressive $4,452
State Farm $2,915
Travelers $3,603
USAA $2,127

Category Winners: Cheapest Car Insurance in Alligator, Mississippi

Find the cheapest car insurance companies in Alligator, MS for each category right here.

Best Annual Car Insurance Rates by Company in Alligator, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Alligator, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alligator car insurance rates. Find the cheapest Alligator, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alligator, Mississippi

Insurance Company Low Medium High
Allstate $4,834 $5,046 $5,271
GEICO $3,453 $3,724 $3,905
Liberty Mutual $4,303 $4,571 $4,902
Nationwide $2,604 $2,749 $2,922
Progressive $3,936 $4,502 $4,917
State Farm $2,750 $2,903 $3,092
Travelers $3,411 $3,626 $3,774
USAA $1,989 $2,116 $2,276

What affects car insurance rates in Alligator, Mississippi?

What factors can have an impact on Alligator, MS car insurance? There are several reasons why Alligator car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alligator, Mississippi.

Commute Time in Alligator

The more time you spend in your car the higher the risk of an accident. The average commute length in Alligator, MS is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alligator, MS

Ready to find affordable Alligator, Mississippi car insurance today? Enter your ZIP code for fast, free Alligator, MS car insurance quotes.

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