Compare Alma, KS Car Insurance Rates (2021)

Car insurance in Alma, KS averages $280 a month. Alma, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alma car insurance rates, compare quotes from the top car insurance companies in Alma, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alma, KS after a DUI are $4,036/year
  • The cheapest car insurance company in Alma is American Family
  • The cheapest car insurance company in Alma for teen drivers is American Family

If you need to buy Alma, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Alma, KS is right here.

You’ll find Alma car insurance rates, the cheapest Alma, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Alma, Kansas car insurance rates to Manhattan car insurance rates, Topeka car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Alma, KS car insurance today? Enter your ZIP code for fast, free Alma car insurance quotes.

Cheapest Alma, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alma, KS car insurance rates? Every Alma, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alma, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,603 $1,603 $1,448 $1,448 $3,118 $3,741 $1,603 $1,804
Farmers $2,459 $2,437 $2,193 $2,294 $6,886 $7,127 $2,780 $2,922
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,312 $2,192 $1,866 $1,950 $8,723 $9,839 $2,730 $2,930
State Farm $1,659 $1,659 $1,451 $1,451 $4,392 $5,601 $1,863 $2,104
Travelers $2,064 $2,100 $2,018 $2,043 $8,442 $13,190 $2,115 $2,482
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Alma, KS

Every driver must carry the minimum car insurance in Alma, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Alma, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alma, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alma, KS. Compare credit history car insurance rates in Alma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alma, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,672 $1,890 $1,577
Farmers $4,273 $3,417 $3,222
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,649 $3,924 $3,631
State Farm $3,672 $2,195 $1,700
Travelers $4,972 $4,053 $3,894
USAA $3,182 $2,079 $1,707

Cheapest Alma, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alma, KS to rates for a clean record with top companies.

Annual Alma, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,009 $2,159 $2,009 $2,009
Farmers $3,059 $3,950 $3,849 $3,692
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,750 $4,408 $3,926 $4,187
State Farm $2,342 $2,703 $2,522 $2,522
Travelers $3,133 $4,095 $5,648 $4,350
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Alma, KS Car Insurance for Teen Drivers

Teen car insurance in Alma, KS can be expensive. Take a look at rates from the top car insurance companies in Alma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alma, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,118 $3,741
Farmers $6,886 $7,127
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,723 $9,839
State Farm $4,392 $5,601
Travelers $8,442 $13,190
USAA $4,580 $4,837

Cheapest Alma, KS Car Insurance for Seniors

Take a look at Alma, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alma, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,448 $1,448
Farmers $2,193 $2,294
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,866 $1,950
State Farm $1,451 $1,451
Travelers $2,018 $2,043
USAA $1,272 $1,296

Cheapest Alma, KS Car Insurance Rates After a DUI

A DUI in Alma, KS increases car insurance rates. Compare Alma, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alma, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,009
Farmers $3,849
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,926
State Farm $2,522
Travelers $5,648
USAA $3,352

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Cheapest Alma, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alma, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alma, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,020 $2,072
Farmers $3,637 $3,637
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,068 $4,068
State Farm $2,460 $2,585
Travelers $4,307 $4,307
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Alma, KS

Take a look at a side-by-side comparison of the top car insurance companies in Alma, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alma, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,046
Farmers $3,637
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,068
State Farm $2,522
Travelers $4,307
USAA $2,323

Category Winners: Cheapest Car Insurance in Alma, Kansas

Find the cheapest car insurance companies in Alma, KS for each category right here.

Best Annual Car Insurance Rates by Company in Alma, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Alma, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alma car insurance rates. Find the cheapest Alma, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alma, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,066 $2,149 $1,923
Farmers $3,488 $3,618 $3,807
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,814 $4,033 $4,356
State Farm $2,432 $2,529 $2,606
Travelers $4,078 $4,313 $4,529
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Alma, Kansas?

What factors can have an impact on Alma, KS car insurance? There are several reasons why Alma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alma, Kansas.

Commute Time in Alma

The more time you spend in your car the higher the risk of an accident. The average commute length in Alma, KS is 25.7 minutes according to City-Data.

Traffic in Alma

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Alma, KS traffic data from INRIX ranks Alma as the 680th-most congested in the world.

Compare Car Insurance Quotes in Alma, KS

Ready to find affordable Alma, Kansas car insurance today? Enter your ZIP code for fast, free Alma, KS car insurance quotes.

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