Compare Alpha, MI Car Insurance Rates (2021)

Car insurance in Alpha, MI averages $755 a month. Alpha, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Alpha car insurance rates, compare quotes from the top car insurance companies in Alpha, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alpha, MI after a DUI are $14,709/year
  • The cheapest car insurance company in Alpha is USAA
  • Average car insurance rates in Alpha, MI are $9,065/year

If you need to buy Alpha, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Alpha, MI is right here.

You’ll find Alpha car insurance rates, the cheapest Alpha, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Alpha, Michigan car insurance rates to Ann Arbor car insurance rates, Flint car insurance rates, and Detroit car insurance rates.

Ready to find affordable Alpha, MI car insurance today? Enter your ZIP code for fast, free Alpha car insurance quotes.

Cheapest Alpha, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alpha, MI car insurance rates? Every Alpha, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alpha, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $4,247 $4,247 $3,967 $3,967 $9,182 $9,182 $4,758 $4,758
GEICO $3,652 $3,652 $3,676 $3,676 $9,999 $9,999 $3,494 $3,494
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $2,984 $2,781 $2,634 $2,936 $10,846 $11,568 $3,475 $3,225
State Farm $6,400 $6,400 $5,887 $5,887 $21,698 $21,698 $7,490 $7,490
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

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Minimum Car Insurance in Alpha, MI

Every driver must carry the minimum car insurance in Alpha, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Alpha, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alpha, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alpha, MI. Compare credit history car insurance rates in Alpha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alpha, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $7,356 $4,817 $4,442
GEICO $6,687 $4,921 $4,007
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,834 $4,909 $4,425
State Farm $16,804 $8,514 $5,789
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Alpha, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alpha, MI to rates for a clean record with top companies.

Annual Alpha, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,667 $5,923 $5,854 $5,710
GEICO $1,895 $3,884 $11,614 $3,427
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $4,290 $5,626 $5,060 $5,248
State Farm $6,753 $8,011 $16,815 $9,897
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Alpha, MI Car Insurance for Teen Drivers

Teen car insurance in Alpha, MI can be expensive. Take a look at rates from the top car insurance companies in Alpha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alpha, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $9,182 $9,182
GEICO $9,999 $9,999
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $10,846 $11,568
State Farm $21,698 $21,698
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Alpha, MI Car Insurance for Seniors

Take a look at Alpha, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alpha, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,967 $3,967
GEICO $3,676 $3,676
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,634 $2,936
State Farm $5,887 $5,887
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Alpha, MI Car Insurance Rates After a DUI

A DUI in Alpha, MI increases car insurance rates. Compare Alpha, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alpha, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,854
GEICO $11,614
Liberty Mutual $28,910
Nationwide $5,903
Progressive $5,060
State Farm $16,815
Travelers $12,018
USAA $4,286

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Cheapest Alpha, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alpha, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alpha, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,538 $5,538
GEICO $5,083 $5,327
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $5,056 $5,056
State Farm $10,092 $10,646
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Alpha, MI

Take a look at a side-by-side comparison of the top car insurance companies in Alpha, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alpha, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,538
GEICO $5,205
Liberty Mutual $19,375
Nationwide $5,675
Progressive $5,056
State Farm $10,369
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Alpha, Michigan

Find the cheapest car insurance companies in Alpha, MI for each category right here.

Best Annual Car Insurance Rates by Company in Alpha, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Alpha, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alpha car insurance rates. Find the cheapest Alpha, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alpha, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $5,400 $5,527 $5,688
GEICO $4,870 $5,160 $5,585
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,909 $5,062 $5,197
State Farm $9,885 $10,429 $10,793
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

What affects car insurance rates in Alpha, Michigan?

What factors can have an impact on Alpha, MI car insurance? There are several reasons why Alpha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alpha, Michigan.

Commute Time in Alpha

The more time you spend in your car the higher the risk of an accident. The average commute length in Alpha, MI is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Alpha, MI

Ready to find affordable Alpha, Michigan car insurance today? Enter your ZIP code for fast, free Alpha, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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