Compare Alpha, NJ Car Insurance Rates (2021)

Car insurance in Alpha, NJ averages $392 a month. Alpha, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alpha car insurance rates, compare quotes from the top car insurance companies in Alpha, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alpha for teen drivers is GEICO
  • Average car insurance rates in Alpha, NJ after a DUI are $5,506/year
  • The cheapest car insurance company in Alpha is GEICO

If you need to buy Alpha, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Alpha, NJ is right here.

You’ll find Alpha car insurance rates, the cheapest Alpha, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Alpha, New Jersey car insurance rates to Paterson car insurance rates, Elizabeth car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Alpha, NJ car insurance today? Enter your ZIP code for fast, free Alpha car insurance quotes.

Cheapest Alpha, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alpha, NJ car insurance rates? Every Alpha, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alpha, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,273 $4,317 $4,130 $4,061 $12,739 $14,663 $5,092 $5,297
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,847 $1,719 $1,668 $1,698 $8,414 $9,454 $2,190 $2,151
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,797 $2,738 $2,581 $2,622 $6,358 $7,198 $2,745 $2,738

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Minimum Car Insurance in Alpha, NJ

Every driver must carry the minimum car insurance in Alpha, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Alpha, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alpha, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alpha, NJ. Compare credit history car insurance rates in Alpha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alpha, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $8,031 $6,391 $6,043
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $4,059 $3,562 $3,306
State Farm $8,684 $5,253 $4,104
Travelers $4,960 $3,665 $2,542

Cheapest Alpha, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alpha, NJ to rates for a clean record with top companies.

Annual Alpha, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,259 $8,988 $7,259 $5,779
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,163 $4,162 $3,578 $3,667
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $2,873 $4,239 $4,094 $3,683

Cheapest Alpha, NJ Car Insurance for Teen Drivers

Teen car insurance in Alpha, NJ can be expensive. Take a look at rates from the top car insurance companies in Alpha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alpha, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,739 $14,663
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,414 $9,454
State Farm $11,392 $14,651
Travelers $6,358 $7,198

Cheapest Alpha, NJ Car Insurance for Seniors

Take a look at Alpha, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alpha, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,130 $4,061
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,668 $1,698
State Farm $3,200 $3,200
Travelers $2,581 $2,622

Cheapest Alpha, NJ Car Insurance Rates After a DUI

A DUI in Alpha, NJ increases car insurance rates. Compare Alpha, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alpha, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,259
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,578
State Farm $9,555
Travelers $4,094

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Cheapest Alpha, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alpha, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alpha, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,821 $6,821
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,643 $3,643
State Farm $5,866 $6,161
Travelers $3,722 $3,722

The Best Cheap Car Insurance Companies in Alpha, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Alpha, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alpha, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,821
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,643
State Farm $6,014
Travelers $3,722

Category Winners: Cheapest Car Insurance in Alpha, New Jersey

Find the cheapest car insurance companies in Alpha, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Alpha, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Alpha, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alpha car insurance rates. Find the cheapest Alpha, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alpha, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,279 $6,808 $7,377
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,366 $3,692 $3,871
State Farm $5,660 $6,080 $6,301
Travelers $3,430 $3,726 $4,011

What affects car insurance rates in Alpha, New Jersey?

What factors can have an impact on Alpha, NJ car insurance? There are several reasons why Alpha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alpha, New Jersey.

Commute Time in Alpha

The more time you spend in your car the higher the risk of an accident. The average commute length in Alpha, NJ is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Alpha, NJ

Ready to find affordable Alpha, New Jersey car insurance today? Enter your ZIP code for fast, free Alpha, NJ car insurance quotes.

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