Compare Alpharetta, GA Car Insurance Rates (2021)

Car insurance in Alpharetta, GA averages $428 a month. Alpharetta, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alpharetta car insurance rates, compare quotes from the top car insurance companies in Alpharetta, GA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alpharetta is USAA
  • The cheapest car insurance company in Alpharetta for teen drivers is GEICO
  • Average car insurance rates in Alpharetta, GA are $5,133/year

If you need to buy Alpharetta, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Alpharetta, GA is right here.

You’ll find Alpharetta car insurance rates, the cheapest Alpharetta, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Alpharetta, Georgia car insurance rates to Warner Robins car insurance rates, Columbus car insurance rates, and Albany car insurance rates.

Ready to find affordable Alpharetta, GA car insurance today? Enter your ZIP code for fast, free Alpharetta car insurance quotes.

Cheapest Alpharetta, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alpharetta, GA car insurance rates? Every Alpharetta, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alpharetta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $1,883 $1,872 $1,837 $1,837 $5,963 $7,151 $2,492 $2,761
Liberty Mutual $5,815 $6,316 $4,755 $5,388 $25,672 $28,631 $6,154 $6,518
Nationwide $2,750 $2,836 $2,749 $3,001 $8,459 $10,816 $3,344 $3,611
Progressive $3,225 $2,935 $2,791 $2,949 $10,799 $11,935 $3,724 $3,880
State Farm $2,381 $2,381 $2,147 $2,147 $6,695 $8,801 $2,621 $2,842
USAA $1,717 $1,711 $1,613 $1,607 $6,304 $7,434 $2,134 $2,346

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Minimum Car Insurance in Alpharetta, GA

Every driver must carry the minimum car insurance in Alpharetta, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Alpharetta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alpharetta, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alpharetta, GA. Compare credit history car insurance rates in Alpharetta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alpharetta, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $4,056 $2,825 $2,792
Liberty Mutual $15,940 $9,832 $7,698
Nationwide $5,555 $4,544 $3,989
Progressive $5,883 $5,155 $4,801
State Farm $5,323 $3,311 $2,622
USAA $4,029 $2,853 $2,443

Cheapest Alpharetta, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alpharetta, GA to rates for a clean record with top companies.

Annual Alpharetta, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,183 $2,725 $5,577 $2,412
Liberty Mutual $8,449 $11,593 $13,318 $11,265
Nationwide $3,648 $4,263 $6,477 $4,395
Progressive $4,078 $7,391 $4,895 $4,755
State Farm $3,404 $4,099 $3,752 $3,752
USAA $2,379 $3,020 $4,379 $2,655

Cheapest Alpharetta, GA Car Insurance for Teen Drivers

Teen car insurance in Alpharetta, GA can be expensive. Take a look at rates from the top car insurance companies in Alpharetta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alpharetta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $5,963 $7,151
Liberty Mutual $25,672 $28,631
Nationwide $8,459 $10,816
Progressive $10,799 $11,935
State Farm $6,695 $8,801
USAA $6,304 $7,434

Cheapest Alpharetta, GA Car Insurance for Seniors

Take a look at Alpharetta, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alpharetta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $1,837 $1,837
Liberty Mutual $4,755 $5,388
Nationwide $2,749 $3,001
Progressive $2,791 $2,949
State Farm $2,147 $2,147
USAA $1,613 $1,607

Cheapest Alpharetta, GA Car Insurance Rates After a DUI

A DUI in Alpharetta, GA increases car insurance rates. Compare Alpharetta, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alpharetta, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $5,577
Liberty Mutual $13,318
Nationwide $6,477
Progressive $4,895
State Farm $3,752
USAA $4,379

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Cheapest Alpharetta, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alpharetta, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alpharetta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $3,171 $3,278
Liberty Mutual $11,156 $11,156
Nationwide $4,696 $4,696
Progressive $5,280 $5,280
State Farm $3,752 $3,752
USAA $2,967 $3,249

Cheapest Alpharetta, GA Car Insurance Rates by ZIP Code

Alpharetta car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Alpharetta, GA.

Annual Car Insurance Rates by ZIP Code in Alpharetta, Georgia

ZIP Code Average Annual Rates
30004 $4,943
30005 $5,018
30009 $4,928
30022 $5,100
30076 $5,009

The Best Cheap Car Insurance Companies in Alpharetta, GA

Take a look at a side-by-side comparison of the top car insurance companies in Alpharetta, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alpharetta, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $3,224
Liberty Mutual $11,156
Nationwide $4,696
Progressive $5,280
State Farm $3,752
USAA $3,108

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Category Winners: Cheapest Car Insurance in Alpharetta, Georgia

Find the cheapest car insurance companies in Alpharetta, GA for each category right here.

Best Annual Car Insurance Rates by Company in Alpharetta, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Alpharetta, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alpharetta car insurance rates. Find the cheapest Alpharetta, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alpharetta, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $2,997 $3,244 $3,432
Liberty Mutual $10,704 $11,094 $11,671
Nationwide $4,530 $4,784 $4,774
Progressive $4,811 $5,190 $5,839
State Farm $3,504 $3,756 $3,996
USAA $2,962 $3,092 $3,270

What affects car insurance rates in Alpharetta, Georgia?

What factors can have an impact on Alpharetta, GA car insurance? There are several reasons why Alpharetta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alpharetta, Georgia.

Commute Time in Alpharetta

The more time you spend in your car the higher the risk of an accident. The average commute length in Alpharetta, GA is 29.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Alpharetta, GA

Ready to find affordable Alpharetta, Georgia car insurance today? Enter your ZIP code for fast, free Alpharetta, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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