Compare Alplaus, NY Car Insurance Rates (2021)

Car insurance in Alplaus, NY averages $266 a month. Alplaus, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alplaus car insurance rates, compare quotes from the top car insurance companies in Alplaus, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alplaus, NY are $3,193/year
  • The cheapest car insurance company in Alplaus is GEICO
  • The cheapest car insurance company in Alplaus for teen drivers is GEICO

If you need to buy Alplaus, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Alplaus, NY is right here.

You’ll find Alplaus car insurance rates, the cheapest Alplaus, NY car insurance companies, and information on New York car insurance laws. You can also compare Alplaus, New York car insurance rates to Utica car insurance rates, Syracuse car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Alplaus, NY car insurance today? Enter your ZIP code for fast, free Alplaus car insurance quotes.

Cheapest Alplaus, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alplaus, NY car insurance rates? Every Alplaus, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alplaus, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,530 $1,476 $1,493 $1,471 $3,309 $4,918 $1,375 $1,421
Liberty Mutual $3,474 $3,474 $3,239 $3,239 $6,794 $11,001 $3,474 $3,683
Nationwide $2,063 $2,063 $1,949 $1,949 $3,694 $5,484 $2,063 $2,626
Progressive $1,490 $1,388 $1,195 $1,213 $5,297 $5,912 $1,943 $1,898
State Farm $1,943 $1,943 $1,701 $1,701 $5,876 $7,567 $2,144 $2,278
Travelers $2,441 $2,455 $2,254 $2,412 $5,863 $6,998 $2,605 $2,711
USAA $1,570 $1,539 $1,434 $1,428 $6,408 $7,594 $2,001 $2,204

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Minimum Car Insurance in Alplaus, NY

Every driver must carry the minimum car insurance in Alplaus, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Alplaus, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alplaus, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alplaus, NY. Compare credit history car insurance rates in Alplaus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alplaus, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,662 $1,955 $1,755
Liberty Mutual $6,702 $4,393 $3,297
Nationwide $2,736 $2,736 $2,736
Progressive $3,978 $2,097 $1,551
State Farm $4,439 $2,784 $2,210
Travelers $4,726 $3,030 $2,646
USAA $4,608 $2,365 $2,093

Cheapest Alplaus, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alplaus, NY to rates for a clean record with top companies.

Annual Alplaus, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,645 $1,795 $3,412 $1,645
Liberty Mutual $3,817 $3,817 $7,740 $3,817
Nationwide $2,101 $2,101 $4,596 $2,147
Progressive $2,472 $2,472 $2,738 $2,487
State Farm $2,990 $2,990 $3,298 $3,298
Travelers $2,944 $3,709 $3,764 $3,452
USAA $2,676 $2,721 $3,972 $2,721

Cheapest Alplaus, NY Car Insurance for Teen Drivers

Teen car insurance in Alplaus, NY can be expensive. Take a look at rates from the top car insurance companies in Alplaus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alplaus, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,309 $4,918
Liberty Mutual $6,794 $11,001
Nationwide $3,694 $5,484
Progressive $5,297 $5,912
State Farm $5,876 $7,567
Travelers $5,863 $6,998
USAA $6,408 $7,594

Cheapest Alplaus, NY Car Insurance for Seniors

Take a look at Alplaus, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alplaus, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,493 $1,471
Liberty Mutual $3,239 $3,239
Nationwide $1,949 $1,949
Progressive $1,195 $1,213
State Farm $1,701 $1,701
Travelers $2,254 $2,412
USAA $1,434 $1,428

Cheapest Alplaus, NY Car Insurance Rates After a DUI

A DUI in Alplaus, NY increases car insurance rates. Compare Alplaus, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alplaus, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,412
Liberty Mutual $7,740
Nationwide $4,596
Progressive $2,738
State Farm $3,298
Travelers $3,764
USAA $3,972

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Cheapest Alplaus, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alplaus, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alplaus, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,061 $2,188
Liberty Mutual $4,664 $4,931
Nationwide $2,736 $2,736
Progressive $2,542 $2,542
State Farm $3,035 $3,253
Travelers $3,467 $3,467
USAA $2,992 $3,052

The Best Cheap Car Insurance Companies in Alplaus, NY

Take a look at a side-by-side comparison of the top car insurance companies in Alplaus, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alplaus, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,124
Liberty Mutual $4,797
Nationwide $2,736
Progressive $2,542
State Farm $3,144
Travelers $3,467
USAA $3,022

Category Winners: Cheapest Car Insurance in Alplaus, New York

Find the cheapest car insurance companies in Alplaus, NY for each category right here.

Best Annual Car Insurance Rates by Company in Alplaus, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Alplaus, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alplaus car insurance rates. Find the cheapest Alplaus, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alplaus, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $2,004 $2,121 $2,248
Liberty Mutual $4,564 $4,780 $5,049
Nationwide $2,582 $2,719 $2,908
Progressive $2,413 $2,531 $2,682
State Farm $2,969 $3,164 $3,299
Travelers $3,318 $3,447 $3,637
USAA $2,922 $3,006 $3,139

Compare Car Insurance Quotes in Alplaus, NY

Ready to find affordable Alplaus, New York car insurance today? Enter your ZIP code for fast, free Alplaus, NY car insurance quotes.

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