Compare Alsea, OR Car Insurance Rates (2021)

Car insurance in Alsea, OR averages $275 a month. Alsea, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Alsea car insurance rates, compare quotes from the top car insurance companies in Alsea, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alsea, OR after a DUI are $3,886/year
  • Average car insurance rates in Alsea, OR are $3,305/year
  • The cheapest car insurance company in Alsea is State Farm

If you need to buy Alsea, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Alsea, OR is right here.

You’ll find Alsea car insurance rates, the cheapest Alsea, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Alsea, Oregon car insurance rates to Beaverton car insurance rates, Portland car insurance rates, and Salem car insurance rates.

Ready to find affordable Alsea, OR car insurance today? Enter your ZIP code for fast, free Alsea car insurance quotes.

Cheapest Alsea, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alsea, OR car insurance rates? Every Alsea, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alsea, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,616 $3,357 $3,293 $3,328 $11,034 $12,315 $3,789 $3,806
American Family $2,116 $2,116 $1,888 $1,888 $5,228 $8,202 $2,116 $2,216
Farmers $1,940 $1,895 $1,717 $1,826 $7,840 $7,996 $2,163 $2,213
GEICO $2,125 $2,052 $1,981 $1,995 $5,457 $4,969 $2,262 $1,953
Liberty Mutual $2,759 $2,908 $2,401 $2,669 $8,755 $9,433 $2,640 $2,653
Nationwide $1,963 $1,951 $1,756 $1,832 $4,392 $5,468 $2,276 $2,390
Progressive $1,719 $1,565 $1,492 $1,535 $7,351 $8,115 $2,058 $1,961
State Farm $1,463 $1,463 $1,336 $1,336 $4,603 $5,778 $1,659 $1,903
Travelers $1,723 $1,743 $1,555 $1,621 $4,877 $5,925 $1,802 $1,838
USAA $1,635 $1,586 $1,615 $1,560 $4,986 $5,357 $2,103 $2,187

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Minimum Car Insurance in Alsea, OR

Every driver must carry the minimum car insurance in Alsea, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Alsea, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Alsea, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alsea, OR. Compare credit history car insurance rates in Alsea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alsea, Oregon

Insurance Company Poor Fair Good
Allstate $7,326 $5,142 $4,234
American Family $4,084 $3,021 $2,558
Farmers $3,995 $3,261 $3,091
GEICO $3,435 $2,849 $2,263
Liberty Mutual $6,277 $3,699 $2,856
Nationwide $3,326 $2,642 $2,293
Progressive $3,621 $3,132 $2,920
State Farm $3,410 $2,176 $1,742
Travelers $3,279 $2,587 $2,040
USAA $3,936 $2,198 $1,751

Cheapest Alsea, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alsea, OR to rates for a clean record with top companies.

Annual Alsea, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,467 $6,054 $6,273 $5,474
American Family $2,238 $3,453 $4,326 $2,868
Farmers $2,912 $3,745 $3,663 $3,476
GEICO $1,882 $2,995 $3,923 $2,597
Liberty Mutual $3,791 $4,241 $4,863 $4,214
Nationwide $2,342 $2,505 $3,525 $2,643
Progressive $2,446 $4,417 $3,135 $2,901
State Farm $2,169 $2,826 $2,388 $2,388
Travelers $2,142 $2,736 $3,057 $2,608
USAA $1,909 $2,666 $3,706 $2,234

Cheapest Alsea, OR Car Insurance for Teen Drivers

Teen car insurance in Alsea, OR can be expensive. Take a look at rates from the top car insurance companies in Alsea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alsea, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,034 $12,315
American Family $5,228 $8,202
Farmers $7,840 $7,996
GEICO $5,457 $4,969
Liberty Mutual $8,755 $9,433
Nationwide $4,392 $5,468
Progressive $7,351 $8,115
State Farm $4,603 $5,778
Travelers $4,877 $5,925
USAA $4,986 $5,357

Cheapest Alsea, OR Car Insurance for Seniors

Take a look at Alsea, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alsea, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,328
American Family $1,888 $1,888
Farmers $1,717 $1,826
GEICO $1,981 $1,995
Liberty Mutual $2,401 $2,669
Nationwide $1,756 $1,832
Progressive $1,492 $1,535
State Farm $1,336 $1,336
Travelers $1,555 $1,621
USAA $1,615 $1,560

Cheapest Alsea, OR Car Insurance Rates After a DUI

A DUI in Alsea, OR increases car insurance rates. Compare Alsea, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alsea, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,273
American Family $4,326
Farmers $3,663
GEICO $3,923
Liberty Mutual $4,863
Nationwide $3,525
Progressive $3,135
State Farm $2,388
Travelers $3,057
USAA $3,706

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Cheapest Alsea, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alsea, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alsea, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,567 $5,567
American Family $3,172 $3,270
Farmers $3,449 $3,449
GEICO $2,801 $2,897
Liberty Mutual $4,277 $4,277
Nationwide $2,754 $2,754
Progressive $3,225 $3,225
State Farm $2,380 $2,505
Travelers $2,531 $2,740
USAA $2,553 $2,704

The Best Cheap Car Insurance Companies in Alsea, OR

Take a look at a side-by-side comparison of the top car insurance companies in Alsea, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alsea, Oregon

Insurance Company Average Annual Rates
Allstate $5,567
American Family $3,221
Farmers $3,449
GEICO $2,849
Liberty Mutual $4,277
Nationwide $2,754
Progressive $3,225
State Farm $2,443
Travelers $2,636
USAA $2,629

Category Winners: Cheapest Car Insurance in Alsea, Oregon

Find the cheapest car insurance companies in Alsea, OR for each category right here.

Best Annual Car Insurance Rates by Company in Alsea, Oregon

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Alsea, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alsea car insurance rates. Find the cheapest Alsea, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alsea, Oregon

Insurance Company Low Medium High
Allstate $5,356 $5,556 $5,790
American Family $3,200 $3,406 $3,058
Farmers $3,239 $3,405 $3,702
GEICO $2,606 $2,862 $3,080
Liberty Mutual $3,999 $4,265 $4,568
Nationwide $2,607 $2,826 $2,828
Progressive $3,125 $3,211 $3,338
State Farm $2,309 $2,446 $2,574
Travelers $2,483 $2,623 $2,802
USAA $2,514 $2,631 $2,740

What affects car insurance rates in Alsea, Oregon?

What factors can have an impact on Alsea, OR car insurance? There are several reasons why Alsea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alsea, Oregon.

Commute Time in Alsea

The more time you spend in your car the higher the risk of an accident. The average commute length in Alsea, OR is 54.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alsea, OR

Ready to find affordable Alsea, Oregon car insurance today? Enter your ZIP code for fast, free Alsea, OR car insurance quotes.

Free Car Insurance Comparison

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