Compare Alta, CA Car Insurance Rates (2021)

Car insurance in Alta, CA averages $277 a month. Alta, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alta car insurance rates, compare quotes from the top car insurance companies in Alta, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alta, CA after a DUI are $4,653/year
  • Average car insurance rates in Alta, CA are $3,327/year
  • The cheapest car insurance company in Alta is USAA

If you need to buy Alta, California car insurance, the options can be confusing. Everything you need to know about car insurance in Alta, CA is right here.

You’ll find Alta car insurance rates, the cheapest Alta, CA car insurance companies, and information on California car insurance laws. You can also compare Alta, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Oakland car insurance rates.

Ready to find affordable Alta, CA car insurance today? Enter your ZIP code for fast, free Alta car insurance quotes.

Cheapest Alta, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alta, CA car insurance rates? Every Alta, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,410 $2,417 $1,753 $1,780 $6,578 $8,275 $3,103 $3,433
Farmers $2,490 $2,490 $2,242 $2,242 $7,957 $13,058 $2,951 $3,286
GEICO $1,840 $1,842 $1,731 $1,731 $5,560 $5,668 $2,639 $2,707
Liberty Mutual $2,241 $2,127 $2,075 $2,012 $4,883 $5,178 $2,534 $2,552
Nationwide $3,040 $2,906 $2,646 $2,499 $7,640 $8,442 $3,615 $3,585
Progressive $1,607 $1,655 $1,363 $1,619 $4,242 $5,125 $2,315 $2,491
State Farm $2,718 $2,718 $2,424 $2,424 $4,923 $6,110 $3,002 $3,095
Travelers $2,205 $2,140 $1,945 $1,926 $4,460 $5,085 $2,841 $2,790
USAA $1,813 $1,718 $1,770 $1,779 $4,109 $4,130 $2,508 $2,372

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Minimum Car Insurance in Alta, CA

Every driver must carry the minimum car insurance in Alta, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Alta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alta, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alta, CA to rates for a clean record with top companies.

Annual Alta, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,242 $3,780 $5,914 $2,938
Farmers $3,394 $4,620 $5,756 $4,589
GEICO $2,076 $3,191 $4,018 $2,575
Liberty Mutual $2,560 $3,432 $3,096 $2,713
Nationwide $3,000 $3,842 $6,503 $3,842
Progressive $1,673 $2,834 $3,296 $2,406
State Farm $2,439 $2,913 $5,522 $2,834
Travelers $1,971 $3,173 $3,682 $2,870
USAA $1,679 $2,492 $4,090 $1,839

Cheapest Alta, CA Car Insurance for Teen Drivers

Teen car insurance in Alta, CA can be expensive. Take a look at rates from the top car insurance companies in Alta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,578 $8,275
Farmers $7,957 $13,058
GEICO $5,560 $5,668
Liberty Mutual $4,883 $5,178
Nationwide $7,640 $8,442
Progressive $4,242 $5,125
State Farm $4,923 $6,110
Travelers $4,460 $5,085
USAA $4,109 $4,130

Cheapest Alta, CA Car Insurance for Seniors

Take a look at Alta, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,780
Farmers $2,242 $2,242
GEICO $1,731 $1,731
Liberty Mutual $2,075 $2,012
Nationwide $2,646 $2,499
Progressive $1,363 $1,619
State Farm $2,424 $2,424
Travelers $1,945 $1,926
USAA $1,770 $1,779

Cheapest Alta, CA Car Insurance Rates After a DUI

A DUI in Alta, CA increases car insurance rates. Compare Alta, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alta, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,914
Farmers $5,756
GEICO $4,018
Liberty Mutual $3,096
Nationwide $6,503
Progressive $3,296
State Farm $5,522
Travelers $3,682
USAA $4,090

Cheapest Alta, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alta, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,356 $4,081
Farmers $4,164 $5,015
GEICO $2,694 $3,236
Liberty Mutual $2,707 $3,193
Nationwide $3,795 $4,798
Progressive $2,319 $2,785
State Farm $3,302 $3,552
Travelers $2,636 $3,212
USAA $2,326 $2,724

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The Best Cheap Car Insurance Companies in Alta, CA

Take a look at a side-by-side comparison of the top car insurance companies in Alta, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alta, California

Insurance Company Average Annual Rates
Allstate $3,718
Farmers $4,589
GEICO $2,965
Liberty Mutual $2,950
Nationwide $4,297
Progressive $2,552
State Farm $3,427
Travelers $2,924
USAA $2,525

Category Winners: Cheapest Car Insurance in Alta, California

Find the cheapest car insurance companies in Alta, CA for each category right here.

Best Annual Car Insurance Rates by Company in Alta, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Alta, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alta car insurance rates. Find the cheapest Alta, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alta, California

Insurance Company Low Medium High
Allstate $3,528 $3,749 $3,878
Farmers $4,282 $4,625 $4,861
GEICO $2,669 $2,995 $3,230
Liberty Mutual $2,763 $2,973 $3,116
Nationwide $3,892 $4,363 $4,634
Progressive $2,302 $2,622 $2,732
State Farm $3,134 $3,472 $3,674
Travelers $2,552 $2,998 $3,222
USAA $2,299 $2,572 $2,704

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What affects car insurance rates in Alta, California?

What factors can have an impact on Alta, CA car insurance? There are several reasons why Alta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alta, California.

Commute Time in Alta

The more time you spend in your car the higher the risk of an accident. The average commute length in Alta, CA is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Alta, CA

Ready to find affordable Alta, California car insurance today? Enter your ZIP code for fast, free Alta, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State